Better Financial Health in 15 Minutes (or less!)

We are half way through 2022! While the state of the economy is not necessarily something everyone wants to celebrate right now, it's not all doom and gloom. Stacey is here this week to walk us through some of the ways she is seeing hope for the second half of the year and why we should continue to stay the course and look forward to the future. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis TN 38137. (901) 422-7526, This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

 We all see the commercials all the time for different credit and debit cards and the “amazing” rewards available from various companies. But have you ever wondered how to decide what the best option might be for you? Stacey is here this week to give you some things to think about when determining how to use different cards and decide what might serve you the best and give you the best bang for you buck. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis TN 38137. (901) 422-7526, This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

You don’t have to be a financial expert to know that the current market is creating stress for a lot of people. Even if you don’t have a ton of money invested in the market or aren’t planning on buying a home, you’ve noticed increased prices at the gas pump and in the grocery stores. We talk to people every day who want to know what they should be doing in a time like this. Stacey is here to remind us of some best practices for managing your money on a day-to-day basis and then how we should be looking to the future (spoiler alert… it will be ok!). 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis TN 38137. (901) 422-7526, This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

This week, we are answering a listener question! The listener recently changed jobs and wanted to know what do with their 401k from their previous employer. Listen up as Stacey shares her suggestions for things to think about if you are facing a similar situation.

We love listener questions, so if you have something you’d like to hear Stacey chat about, let us know!

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Summer is finally here which means it’s time to take a vacation! Stacey has some tips for how to navigate some of the current travel situations to make sure you and your family have the best vacation available to you. We hope you’ve been saving already, but with higher costs of just about everything, getting far away may not be in the cards for you. That’s ok, there are great ways to enjoy your own city! Already got that vacation fund ready to go? Great, Stacey will share some ways to make it stretch as much as possible! Listen up for some planning suggestions that will make your vacation more wonderful and less stressful this summer!

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis TN 38137. (901) 422-7526, This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

We are continuing our theme of topics related to the current markets, and this one has to do with the housing market! If you’ve been trying to buy a home lately, you know it’s tough out there. Maybe you’ve been thinking about renovating so you don’t have to buy/sell. That’s gotten tricky for some due to shortages of materials and labor. It’s hard to know what to do, but Stacey has some suggestions for things to think about as you weigh your options. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Last week, Stacey gave us a primer on inflation. Now that we understand that a little bit better, let’s dive into the current state of the market. We know it’s not great, but just because it’s not great, doesn’t mean it’s time to jump ship. Stacey has said it before, and reminds us today, this is a normal scenario for the market and even though it doesn’t feel good, it will be ok. If you’re feeling nervous, we hope this will help a little bit!

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

It’s quite the buzzword these days and this week, Stacey is here to give you a quick rundown of inflation and what it means you and your financial health. Make sure you subscribe to our podcast- Better Financial Health in 15 Minutes (or less!) so you won’t miss next week’s discussion on what the current market volatility means for you!

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

This week, we’ve got something a little different! Stacey is here to talk about what a backdoor Roth is and how you could use it to your benefit to grow your retirement savings. If you’re not familiar, check out Stacey’s primer on how a backdoor Roth works and how to go about implementing it in your financial toolbox!

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

In some of our recent episodes, we’ve talked about how your financial situation can impact your life in multiple ways. Debt can drain the joy from your life, knowing your financial values can empower you to spend on the things that make you feel fulfilled and this week, Stacey reminds listeners that it’s ok to take a chance as you find your way in your career, even if that means taking a pay cut. If you have already worked your way through life, we hope you will use this episode as a reminder to encourage the younger people in your life that they are not stuck and maybe share your story with them. Show of hands, how many listeners are not working in the field they planned to enter after college?

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.