Better Financial Health in 15 Minutes (or less!)

We encourage everyone to start saving money early, and we encourage people to save portions of what they make, but should saving come at the expense of your joy and doing the things you really want to do and can feasibly do? Maybe not. Stacey shares this week about how to make sure your short-term and long-term goals are in alignment with your financial values- the things that matter most to you as a person. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

You finished doing your taxes and either are excitedly awaiting your refund or dreading sending in what you owe to the IRS. But once you have filed your taxes, it’s time to put that tax return to work by learning from it! In this episode, Stacey offers some things to look for to help you plan your finances so that you can get the most out of your money.

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

What should you prioritize when paying off debt? There are several ways of thinking about it, but Stacey is here to share her thoughts. As we’ve discussed before, money is more about feelings than math and debt can create a lot of feelings for people. Learn some tips for how to manage your debt so that you can live a healthier life financially and emotionally! In this episode, Stacey mentioned the “leaky bucket” and how people leak money. You can listen to that episode here https://www.buzzsprout.com/1818372/9369526 .

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Being bad at math is not a good excuse for being bad with money because money is not about math! Stacey is here this week to explain to us how feelings impact our decisions about money and how money impacts our relationships. Do you struggle to talk about money in your relationships? Listen up for some great tips to make it a little easier to lighten the burden money may be putting on your relationships. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

It’s hard to turn on the news right now and not be concerned about the state of our world and the economy. However, Stacey is once again here to remind us that we don’t have to be scared and to look at the big picture. In this episode, Stacey offers some small things you can do now to make a difference in your pocketbook, but also tell us how long-term investments are built to withstand market fluctuations. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Are you familiar with series I bonds? If not, Stacey is here this week to tell you what you need to know about these bonds and how to use them to help you reach your financial goals. Even if you have heard of I bonds, Stacey has some things to keep in mind to make sure you are getting the most bang for your buck!

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

There are plenty of places to give your money in order to help our community, and this week Stacey is offering some things to think about as you open your heart and your wallet to help our neighbors in need. Are there organizations where your gift will have a greater impact? How can you build trust with the organization you are giving to? And how can you benefit your tax situation by making donations? While every gift to every organization helps, we’ve got some great things to think about to make sure you are being a conscientious giver and doing the most with your charitable donations.

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Money is hard enough to manage on your own, but add in another person, and it could get even harder! On this week's episode, Stacey draws upon her years of experience working with clients to share some of her tips for navigating this transition. She shares some helpful conversations you and your partner can have and things to think about so that you both can continue to work toward better financial health. Thanks for listening!
 
 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Last week, we discussed estate planning, and today we are tackling another aspect of giving and saving for families- college savings plans. Stacey discusses several types of plans you should consider, as well as how these plans can benefit your family. She shares several options for spending those plans (it doesn’t have to JUST be a four-year college!) that perhaps you were not aware of already. Grandparents, this episode is for you, too! Learn about your options to help save for your family’s education for generations to come!

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Stacey is here this week to offer some guidance on the part of estate planning that often gets overlooked: telling your loved ones why you made the choices you did. You don't have to justify your choices, as Stacey says "it's your money!" but explaining how you want things to be distributed while you are still alive can go a long way in allowing your family members to understand exactly why you made the choices you did instead of them guessing once you are gone. Listen to this episode for more reasons on how to approach a conversation about estate planning and why you should have it now in order to best prepare the ones you love. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.