Better Financial Health in 15 Minutes (or less!)

This week, Stacey is tackling cryptocurrency. Don't worry, this is a very simple breakdown of what, why and how for all of us wondering if we're missing out on something amazing or not. Stacey shares her thoughts on how to look at bitcoin and other cryptocurrencies so you can decide if it's the right move for you. We hope that after you listen, you feel like you can make healthier financial decisions on if the "wave of the future" is for you or not. 
 
This podcast is intended strictly for educational purposes only and is not a recommendation for or against cryptocurrency. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Stacey is ready to help you face your fears about the current state of the market. She reminds us that the market’s “normal” is ever changing…and that’s ok! Sometimes, all we need is a little help from our friends and in this episode, Stacey will be that friend to give you some positive thing to think about in moments when you’re just not sure. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

The new year is just around the corner, and Stacey is here to help you go into 2022 with a healthier financial mindset! She shares some questions to ask yourself as you reflect on how you spent money in the past and ways to plan for the future. Do the work now so that you can live a happier, healthier life in 2022 and beyond.  Thanks for listening and happy new year!

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

As we enter the holiday season, Stacey wanted to cover how to start your year-end planning! She covers a few things that were passed in the tax act that might be of use to you this year if you make charitable contributions. Stacey gives you some tips on how to be deliberate with your spending during these next few months. Thanks for tuning in to Better Financial Health in 15 minutes (or less!). 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

There have been some updates regarding student loans since we last covered them in Episode 5. Stacey provides some insight on these updates and how you can work with your payments to have them benefit you the best. Thanks for tuning in! 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

It’s that time of year. No, not the holidays…. but your inbox being flooded with Medicare open enrollment information. This can seem incredibly overwhelming. But in this episode, Stacey breaks down why it is important to go ahead and get that taken care of and why it isn’t as intimidating as it seems. We also have a blog post on our website that goes more into detail so make sure to check that out to. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Figuring out where to find money to save isn’t always easy. This episode covers how you can sit down and look at where you might be leaking money. It is important to do this, so you don’t have to cut out the things that you really love (i.e., your daily Starbucks run!). The sooner you can start getting your savings up, the quicker you can start reaping the benefits of doing so. Thanks for tuning in! 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

If you are someone who has no real idea of what you want your retirement to look like, but still feel like you need to be saving towards an “end goal”, this is the episode for you! It is hard to know exactly what your future will look like, at any age, but especially if you are under thirty. And that’s okay! Stacey talks about how you can be saving money when you aren’t exactly sure what you want to be saving for at this moment in your life and why it is important to save unexpected opportunities when you’re young. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

This week’s episode is on investing! In episode 2 we covered investing in your 401(k), but this week we are looking at the different ways to invest on your own. Stacey gets into why it is important to have a diversified portfolio and what that even means, index and exchange traded funds, and her tips on how to get more consistent returns over time. She covers why you don’t always need to buy the “sexy” stock that all your friends may be buying. 
      
      
         
Passively managed funds, such as index funds or exchange-traded funds, typically invest in the same securities that make up a particular market index in an attempt to match the performance of that index. Because there is less work involved with managing passive funds, they tend to have lower fees than actively managed funds. A passively managed fund does not have a management team making investment decisions.Instead, the fund manager creates a fund portfolio that includes most, if not all, of the associated index’s holdings with the goal of trying to achieve the same returns as the index. Instead of making numerous and frequent trades, which occurs with active management, passively managed funds typically hold onto their underlying securities for the long run. Long-term growth and portfolio diversity, which can help minimize risk, are key advantages of passively managed funds. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Welcome back! This episode Stacey covers life insurance. She goes into details about who typically needs life insurance, breaks down the difference between term life insurance and permanent life insurance, and how to know if you are getting the best rates for you. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.