Beyond The Budget

By Greg Carroll - Legacy Financial Coaching

A podcast about all things personal finance, money behaviors, wise spending, debt-free living, building wealth, and leaving a legacy that matters.... more

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FAQs about Beyond The Budget:

How many episodes does Beyond The Budget have?

The podcast currently has 38 episodes available.

Beyond The Budget episodes:

July 21, 2025Proverbs Series - Episode 21 - The Why Matters
Episode 21 – The Why Matters
Key Verses:
Proverbs 21:2 – “Every way of a man is right in his own eyes, but the Lord weighs the heart.”
Proverbs 21:3 – “To do righteousness and justice is more acceptable to the Lord than sacrifice.”
Proverbs 21:5 – “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”
Proverbs 21:13 – “Whoever closes his ear to the cry of the poor will himself call out and not be answered.”
Proverbs 21:30–31 – “No wisdom, no understanding, no counsel can avail against the Lord. The horse is made ready for the day of battle, but the victory belongs to the Lord.”
Overview:
In Episode 21, Greg Carroll unpacks Proverbs 21 and asks a heart-level question: Why are you pursuing financial growth? This episode challenges listeners to examine their motives, slow down their hustle, open their ears to the needs of others, and submit their plans to God's purpose. At the core of biblical stewardship is not performance—but posture.
What You’ll Learn:
Why God cares more about motives than money
How hasty decisions undermine long-term abundance
What generosity reveals about your relationship with money and grace
Why real success comes not from control but surrender
Take Action:
Reflect: Are you pursuing wealth from a place of peace—or fear and pride?
Ask: Is generosity something you model—or something you avoid?
Recalibrate: Surrender your outcomes to God and focus on obedience, not optics
Pray:
“Lord, weigh my heart. Purify my motives. Teach me to walk in quiet obedience—and trust You for the victory.”
Mentioned in the Episode:
Coaching and practical tools at LegacyFinancialCoach.com
Be Free

Greg

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7min
July 20, 2025Proverbs Series - Episode 20 - Private Integrity, Public Peace
Episode 20 – Private Integrity, Public Peace
Key Verses:
Proverbs 20:7 – “The righteous who walks in his integrity—blessed are his children after him!”
Proverbs 20:10 – “Unequal weights and unequal measures are both alike an abomination to the Lord.”
Proverbs 20:13 – “Love not sleep, lest you come to poverty; open your eyes, and you will have plenty of bread.”
Proverbs 20:18 – “Plans are established by counsel; by wise guidance wage war.”
Proverbs 20:27 – “The spirit of man is the lamp of the Lord, searching all his innermost parts.”
Overview:
In Episode 20, released on his 56th birthday, Greg Carroll invites listeners to reflect on the lasting impact of integrity. Drawing wisdom from Proverbs 20, he unpacks how private obedience shapes public peace, and how faithfulness in the small, unseen choices can bless future generations. Whether you're struggling with hidden compromises or simply feeling stuck, this episode is a call to quietly build a legacy rooted in honesty, discipline, and surrender.
What You’ll Learn:
Why integrity isn’t about image—it’s about unseen consistency
How small compromises lead to spiritual and financial instability
Why discipline and preparation produce more peace than avoidance
How God honors truthfulness even when it’s costly
The importance of wise counsel in making lasting plans
Take Action:
Identify a private habit or pattern you need to bring into the light
Reflect on where you’re tempted to compromise integrity to get ahead
Ask: Who is speaking into your financial life before you make key decisions?
Pray:
“Lord, search my heart. Shape my habits. Help me live with integrity that produces peace for generations.”
Mentioned in the Episode:
For support and financial coaching, visit LegacyFinancialCoach.com
Be Free

Greg

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...more
8min
July 19, 2025Proverbs Series - Episode 19 - Patience, Discipline and Following Through
Episode 19 – Patience, Discipline, and Following Through
Key Verses:
Proverbs 19:2 – “Desire without knowledge is not good, and whoever makes haste with his feet misses his way.”
Proverbs 19:3 – “When a man’s folly brings his way to ruin, his heart rages against the Lord.”
Proverbs 19:8 – “Whoever gets sense loves his own soul; he who keeps understanding will discover good.”
Proverbs 19:20 – “Listen to advice and accept instruction, that you may gain wisdom in the future.”
Proverbs 19:21 – “Many are the plans in the mind of a man, but it is the purpose of the Lord that will stand.”
Overview:
In Episode 19, Greg Carroll delivers a compelling call to action: if you want financial peace, you must prepare for battle. Using Proverbs 19 as a foundation, this episode highlights how desire without discipline is dangerous, how foolishness masquerades as urgency, and how God’s purpose often shows up through surrendered plans and faithful follow-through.
What You’ll Learn:
Why desire isn’t enough—you need wisdom, knowledge, and patience
How personal accountability is a spiritual issue, not just a financial one
The importance of listening, applying, and sticking with godly wisdom
Why God’s purpose—not your plan—is the true path to provision and peace
Take Action:
Slow down. Where have you been rushing financially without preparation?
Own your past mistakes. What self-inflicted chaos do you need to confess?
Apply what you’ve already heard—don’t just consume wisdom, live it
Surrender your plans and let God guide the path
Pray:
“Lord, help me value wisdom over speed, correction over comfort, and Your purpose over my own plan.”
Mentioned in the Episode:
Financial coaching and resources at LegacyFinancialCoach.com
Be Free

Greg

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...more
8min
July 18, 2025Proverbs Series - Episode 18 - Foundations, Friendships and Financial Words
Episode 18 – Foundations, Friendships, and Financial Words
Key Verses:
Proverbs 18:1 – “Whoever isolates himself seeks his own desire; he breaks out against all sound judgment.”
Proverbs 18:4 – “The words of a man’s mouth are deep waters; the fountain of wisdom is a bubbling brook.”
Proverbs 18:13 – “If one gives an answer before he hears, it is his folly and shame.”
Proverbs 18:21 – “Death and life are in the power of the tongue, and those who love it will eat its fruits.”
Proverbs 18:10 – “The name of the Lord is a strong tower; the righteous man runs into it and is safe.”
Overview:
In Episode 18, Greg Carroll explores how Proverbs 18 speaks to more than money—it speaks to mindset, community, and the foundation we build our lives on. Financial stewardship isn’t just about math. It’s about how we think, what we say, and who we trust. This episode challenges listeners to reject isolation, speak life, and anchor their financial journey in God—not circumstances.
What You’ll Learn:
Why financial isolation leads to poor judgment and unnecessary struggle
How the words you speak about money shape your mindset and decisions
The difference between reacting emotionally and responding with wisdom
Why your financial foundation must be spiritual before it’s practical
Take Action:
Reflect: Are you keeping financial struggles to yourself when you need wise counsel?
Evaluate: What words are you speaking over your finances—defeat or truth?
Reroute: Are you leaning more on money or on the Lord as your security?
Pray:
“Lord, help me reject isolation, speak words of life, and build my financial foundation on You—not on false security.”
Mentioned in the Episode:
Financial coaching and support at LegacyFinancialCoach.com
Be Free

Greg

Follow Me Here:

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Website: https://www.legacyfinancialcoach.com/
...more
7min
July 17, 2025Proverbs Series - Episode 17 - Peace Is The Real Profit
Episode 17 – Peace Is the Real Profit
Key Verses:
Proverbs 17:1 – “Better is a dry morsel with quiet than a house full of feasting with strife.”
Proverbs 17:3 – “The crucible is for silver, and the furnace is for gold, and the Lord tests hearts.”
Proverbs 17:14 – “The beginning of strife is like letting out water, so quit before the quarrel breaks out.”
Proverbs 17:27 – “Whoever restrains his words has knowledge, and he who has a cool spirit is a man of understanding.”
Overview:
In Episode 17, Greg Carroll explores the wisdom of Proverbs 17 and the deep connection between peace, humility, and financial harmony. From quiet homes to calm hearts, this episode reminds us that the real profit isn’t in how much we make—it’s in how we live, love, and lead under pressure. Finances may test us, but God is ultimately after our hearts.
What You’ll Learn:
Why peace is more valuable than possessions
How financial tension often reveals spiritual or relational issues
What it means to “quit before the quarrel breaks out” in money conversations
Why restraint, understanding, and emotional control are keys to wise money management
Take Action:
Reflect: Is your money stress rooted in numbers—or in the heart?
Ask: How can you pursue peace instead of power in financial conversations this week?
Practice: Use fewer words, more grace, and a cooler spirit in moments of tension
Pray:
“Lord, help me value peace over possessions, unity over control, and Your wisdom over my need to be right.”
Mentioned in the Episode:
Biblical financial coaching at LegacyFinancialCoach.com
Be Free

Greg

Follow Me Here:

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Website: https://www.legacyfinancialcoach.com/
...more
7min
July 16, 2025Proverbs Series - Episode 16 - Surrender First, Success Second
Episode 16 – Surrender First, Success Second
Key Verses:
Proverbs 16:3 – “Commit your work to the Lord, and your plans will be established.”
Proverbs 16:9 – “The heart of man plans his way, but the Lord establishes his steps.”
Proverbs 16:16 – “How much better to get wisdom than gold! To get understanding is to be chosen rather than silver.”
Overview:
In Episode 16, Greg Carroll reflects on Proverbs 16 and the deep connection between surrender, wisdom, and true financial success. While the world rewards hustle and control, God calls us to submit our plans, follow His steps, and pursue wisdom over wealth. This episode is a powerful reminder that peace comes not from perfect strategy—but from a heart aligned with God’s will.
What You’ll Learn:
Why surrender is the starting point for peace and progress
How planning is important—but must remain flexible to God’s direction
Why wisdom is more valuable than income, milestones, or material gain
How your financial decisions reflect your trust—or lack of trust—in God
Take Action:
Review your current financial goals: Have you committed them to God in prayer?
Consider where you may be clinging to control instead of following God’s lead
Ask yourself: Are you prioritizing wisdom—or chasing temporary wealth?
Pray:
“Lord, I surrender my plans. Help me follow Your steps. Give me wisdom before wealth, and peace before profit.”
Mentioned in the Episode:
Blog post: More Money is Not the Answer to Your Problems
Financial coaching support at LegacyFinancialCoach.com

Be Free

Greg

Follow Me Here:

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Website: https://www.legacyfinancialcoach.com/
...more
8min
July 15, 2025Proverbs Series - Episode 15 - Wiser With Help, Richer With Less
Episode 15 – Wiser With Help, Richer With Less
Key Verses:
Proverbs 15:16 – “Better is a little with the fear of the Lord than great treasure and trouble with it.”
Proverbs 15:22 – “Without counsel plans fail, but with many advisers they succeed.”
Proverbs 15:27 – “Whoever is greedy for unjust gain troubles his own household, but he who hates bribes will live.”
Overview:
In Episode 15, Greg Carroll unpacks the wisdom of Proverbs 15, revealing how true financial peace isn’t tied to your bank account, but to your posture—before God and with others. This episode calls out the dangers of isolation, the subtle destruction of greed, and the surprising richness that comes from simplicity and surrender.
What You’ll Learn:
Why less can truly be more when it’s paired with the fear of the Lord
How inviting wise counsel multiplies financial clarity and peace
The hidden cost of greed and how it sabotages households from the inside out
Why surrender, humility, and biblical priorities lead to lasting success
Take Action:
Identify an area where you're trying to figure things out alone—who could you invite in?
Reflect on whether your current goals are driven by the fear of the Lord or fear of missing out
Examine whether greed is subtly shaping your decisions or priorities
Pray:
“Lord, help me love wisdom more than wealth, counsel more than control, and You more than anything else.”
Mentioned in the Episode:
Coaching, guidance, and resources at LegacyFinancialCoach.com
BankRate Survey - Money and Mental Health
Be Free

Greg

Follow Me Here:

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...more
7min
July 14, 2025Proverbs Series - Episode 14 - No Mess, No Mission, No Harvest
Episode 14 – No Mess, No Mission, No Harvest
Key Verses:
Proverbs 14:4 – “Where there are no oxen, the manger is clean, but abundant crops come by the strength of the ox.”
Proverbs 14:8 – “The wisdom of the prudent is to discern his way, but the folly of fools is deceiving.”
Proverbs 14:15–16 – “The simple believes everything, but the prudent gives thought to his steps.”
Proverbs 14:23 – “In all toil there is profit, but mere talk tends only to poverty.”
Overview:
In Episode 14, Greg Carroll unpacks the gritty wisdom of Proverbs 14—revealing how lasting fruit, financial peace, and purpose require intentionality, hard work, and a willingness to embrace the mess that comes with meaningful growth. If you're tired of shallow promises and ready for real progress, this episode is your call to action.
What You’ll Learn:
Why fruitful living always involves some mess—and why that’s okay
The difference between impulsive decisions and prudent pauses
How our culture’s shortcuts and gimmicks contrast with biblical wisdom
Why honest, diligent work always produces spiritual and financial return
How to discern worldly noise from God’s voice
Take Action:
Identify where you're avoiding hard work because it looks too messy
Pause before your next big financial move—sleep on it, seek counsel, pray
Move from talk to action in one key area of your finances this week
Pray:
“Lord, help me value discipline over ease, wisdom over reaction, and Your truth over the world’s shortcuts.”
Mentioned in the Episode:
Coaching, tools, and biblical financial guidance at LegacyFinancialCoach.com
Be Free

Greg

Follow Me Here:

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Website: https://www.legacyfinancialcoach.com/
...more
8min
July 13, 2025Proverbs Series - Episode 13 - Rich In What Matters
Episode 13 – Rich in What Matters
Key Verses:
Proverbs 13:7 – “One pretends to be rich, yet has nothing; another pretends to be poor, yet has great wealth.”
Proverbs 13:11 – “Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.”
Proverbs 13:20 – “Whoever walks with the wise becomes wise, but the companion of fools will suffer harm.”
Proverbs 13:22 – “A good man leaves an inheritance to his children’s children…”
Overview:
In Episode 13, Greg Carroll walks through one of the most wisdom-packed chapters in Proverbs and challenges listeners to reconsider what it means to be truly wealthy. It’s not about image, quick wins, or status—it’s about living wisely, walking with the right people, and leaving a lasting legacy. This episode casts a long-term vision for freedom and generational impact.
What You’ll Learn:
Why pretending to be rich often leads to emptiness
How true wealth is built slowly, intentionally, and faithfully
Why your circle of influence shapes your financial future
What legacy really means—and how you’re shaping it every day
Practical questions to help you course-correct and focus on what truly matters
Take Action:
Reflect: Are you chasing freedom or the appearance of wealth?
Identify: What shortcut are you tempted by?
Evaluate: Who are your financial influences—are they wise?
Act: Take one step toward legacy—whether it's saving, giving, or teaching someone you love
Pray:
“Lord, help me live rich in what matters—not what impresses. Shape me into a person of legacy, not just lifestyle.”
Mentioned in the Episode:
Discover more at LegacyFinancialCoach.com
Be Free

Greg

Follow Me Here:

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...more
8min
July 12, 2025Proverbs Series - Episode 12 - Discipline Over Desire
Episode 12 – Discipline Over Desire
Key Verses:
Proverbs 12:11 – “Whoever works his land will have plenty of bread, but he who follows worthless pursuits lacks sense.”
Proverbs 12:15 – “The way of a fool is right in his own eyes, but a wise man listens to advice.”
Proverbs 12:24 – “The hand of the diligent will rule, while the slothful will be put to forced labor.”
Overview:
In Episode 12, Greg Carroll delivers a challenge straight from Proverbs 12: build a financial life rooted in discipline—not desire. The message is simple but sharp: stop chasing shortcuts, start cultivating what’s in front of you, and embrace wise counsel. This episode is a powerful call to ditch the fantasy of overnight success and lean into the long game of financial peace.
What You’ll Learn:
Why chasing “worthless pursuits” leads to frustration instead of fruit
How teachability accelerates financial growth
The connection between diligence, margin, and peace
What it means to “work your land” in your current season
Why humble consistency outpaces flashy strategy every time
Take Action:
Identify your “land”—your current responsibilities, income, and opportunities
Ask yourself: Am I teachable, or trying to do it all my own way?
Pinpoint one area this week where diligence needs to replace desire
Pray:
“Lord, help me stay faithful in the work You’ve given me. Help me choose diligence, wisdom, and humility over shortcuts and pride.”
Mentioned in the Episode:
Coaching and guidance at LegacyFinancialCoach.com
Be Free

Greg

Follow Me Here:

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Website: https://www.legacyfinancialcoach.com/
...more
7min

FAQs about Beyond The Budget:

How many episodes does Beyond The Budget have?

The podcast currently has 38 episodes available.