Disputing Trade Lines on your Credit Report can actually impact you negatively. If you are Purchasing or Refinancing a home, it can impact how long your loan takes, how much paperwork you need. You will need to remove the Credit Dispute which then negatively impacts your Credit Score.

When purchasing or refinancing a home, you will receive and sign a Closing Disclosure 3 days prior to your closing date. Here is how to read this document and be prepared for your Closings Costs, Escrow, and Property Taxes.

What to expect from the Housing Market in 2021. Volatility, Rates, Low Inventory, and what changes the Biden Administration will implement. Today I am joined by Megan Anderson of MBS Highway.

Author of The Money Hackers and CEO of Vested, Daniel P. Simon, joins Chad to chat about the future of Cryptocurrency and Big Tech. Is social data a good alternative to determine credit worthiness? Banks have data on how people actually spend their money. The two are on a collision course.

Daniel P. Simon explains generational money ideals and what different age groups fear and prioritize. Digital adoption has been sped up because of Covid-19 causing banks to change quickly. Cryptocurrency is a decentralized currency with no intermediaries, with the goal of bringing a wide range of people to participate in asset growth.

Remember Adjustable-Mortgage Rates from the housing crash? It's important to know that today's ARM's are different than they were. Based on your goals when buying a home, it might be helpful to reconsider a 3, 5, or 7 year ARM.

What are Contingencies when buying a home? Here is what you need to know to buy when the market is very busy. It's possible, but you may need to compromise - here is how to do it!

What's the catch? Read the fine print, be disciplined, don't get stuck in a Credit Card that looks appealing but will keep you in debt. Here are the three main Promotional Credit Cards and how they work.

Student Loans do not automatically disqualify you from Buying or Refinancing a Home. But, you will need to know what type of loan you may qualify for and the status of your Student Debt in order to be prepared. Today Chad Anderson covers Liabilities, Income Driven Repayment Plans, Extended Rate Payment Plans, and Deferment. Here is how to calculate your Debt when applying for different home loans: Conventional (Fannie Mae and Freddie Mac), FHA, USDA, and VA.