You may have heard of Construction Loans and HELOC (Home Equity Line of Credit)...but have you heard of a Renovation Loan? This is usually a faster process that involves less paperwork. This may be a great option for buyers looking in busy markets with few homes for sale. It's easy! loanDepot Renovation Loan Specialist, Craig Morren gives an overview.

After having to file for bankruptcy, Chad has become an expert on Rebuilding Credit. Here are ways that you may not know about to build up your Credit Score. Listen for more info on Secured Credit Cards, Installment Loans, Self-reporting, and how to use your utility payments to build your credit.

Step by step of how to consolidate your debt. If you want to save money, gain financial freedom, and pay off your house faster...this is for you!

Did you know you can count Alimony & Child Support as income to qualify for a home loan? It is not guaranteed, and with many payee's not receiving the full amount that's on the divorce decree, here is what you need to know.

Thinking about buying a home that you can rent out and vacation to? This week on Beyond The Loan, hear the ins and outs of what you need to qualify. Have questions? Text Chad's cell at 615-606-7467

Want to get a lower interest rate on your mortgage? Your rate on paper is not necessarily the rate that you are actually paying. Here is how to calculate your Effective Rate so that you know exactly what you are paying on your interest. This is helpful for Purchasing and Refinancing so that you can compare Interest Rates.

Everything you need to consider when budgeting to buy a home. Here is what you should consider in your monthly budget that will affect your mortgage budget. You don't want to go in over your head and pay more monthly to own than you have the budget for.

Electronic signing is here and it's only going to get better. Here is what you can expect when you close your home purchase or refinance.

There is so much that goes into how people get approved for a loan. Automated Underwriting System determines your eligibility for a loan by analyzing documentation. What is needed changes based on Federal Guidelines. It is up to the Loan Officer and Underwriter to let you know what information is needed for you to get approved through AUS.