Beyond The Stethoscope

Christine Furtado is a Professional Accountant and Finance Coach. She is also the CEO & Founder of Christine Furtado Enterprises Inc, where we offer "in-the-cloud" and "Boutique type" Bookkeeping, Accounting and CFO Services to modern-thinking Six-Figure & 7-Figure Business Owners & Entrepreneurs. Unlike other bookkeeping and accounting companies who just give you your information what's happening, we help business owners to actually understand and know their numbers, by offering a plan of action for increased cash flow and profitability.

She is also the host of the "Financials Made Easy Podcast" which is available on iTunes. She is passionate about helping Business Owners and Entrepreneurs to understand and know their Financials so they can have peace-of-mind, and focus on their "zone-of-genius". Christine does this through her financial services, financial education, and her podcast.

She is well-known for helping entrepreneurs to "Double Your Profits In 30 days or Less". To find out how you can do this, feel free to reach out.

4:23 You can have $1 Million Net Worth!

Net worth = Assets – Liabilities

4:38 Step 1: Be 100% Committed. What does that look like? "Be prepared to get rid of credit cards, live on cash as much as possible, get a coach and surround yourself with supportive people."

7:20 Step 2: List your debts out on paper or spreadsheet. "It's really necessary because you want to know when are they due, how much, what are the terms? You need to know where you are today."

8:23 Step 3: "Go to your bank and see what you can consolidate. If you don't ask, you don't get."

10:13 Step 4: "Take the smallest debts and pay off as quick as possible to boost confidence and create a positive habit."

11:13 How to create a snowball effect with paying off of your debt. Put the same amount each month towards all of your debts, once one debt is paid off, put that same total amount towards the next the debt. (ex. $1000/month)

12:53 "This is about creating habits and feeling good about the progress. It's not a feel bad thing, it's a feel-good thing because you are actually visually crossing off the debts as they are paid."

14:38 Christine talks about Educational Debt.

15:43 What are some of the other money habits that we can work towards?

Habit 1: Have no more than 1 credit card and pay it off every month.

Habit 2: Live on Cash as much as possible.

Habit 3: Consider ways to generate more income.

Habit 4: Minimize going out to eat.

Habit 5: Prioritize what is and what is not important and budget for it.

Habit 6: Find ways to save money on necessary costs.

19:13 Brand new vehicles are costly when you go to sell it, it won't be worth much and we buy another vehicle. They can be large payments.

19:43 "These are some of the hard-core habits that if you actually do it, you can be super successful and actually pay off that debt."

20:45 "I say print it out because visually your mind needs to see the progress. It will be a journey, you just have to be 100% committed to getting there."

21:18 Christine shares her money journey and how she saved $30,000 in 3 years to save towards a house!

21:51 These are the principles that Christine used and it worked! She paid for a house in 12 years versus 25 years.

22:03 These are the same principles that Christine uses with her business owners. "To be profitable, to be successful to have that cash flow, making sure you are paying for yourself and cutting the expenses."

22:23 "And eventually, you have financial freedom, and that's what's important, right? Spending time with your family, having that freedom and creating that legacy."

23:23 Business owners can book a free strategy call with Christine at www.christinefurtadoenterprises.com Enter your information into the "Let's Chat" pop up.

25:08 Complimentary gift! 7 Secrets to Mastering Your Financials like a successful 7-Figure Business Click Here

25:23 Find Christine on Facebook, Linked In and her Financial$ Made Easy Podcast.

Website: http://christinefurtadoenterprises.com

LinkedIn: https://www.linkedin.com/in/christine-furtado-51298420/

Facebook Page: https://www.facebook.com/christinefurtadoenterprisesinc/

Facebook Group: https://www.facebook.com/groups/christinefurtadoenterprises/

Stacy Pederson is a professional actress and funny motivational speaker who has almost died a bunch. Stacy Pederson's outlook on life began with a diagnosis of a terminal illness with her first husband. Stacy began a difficult journey fraught with failure—including a failed marriage, single parenting, job loss, broken dreams, and financial ruin.

Then in July of 2011, Stacy stepped on a rusty nail. The simple misstep caused several bouts in the hospital, near death experiences, and surgery with lifelong repercussions. Stacy now has a deep understanding of the universal need we all have for hope, love, joy, and laughter.

Stacy recently chose to pursue a less stressful life by entering a second marriage with a blended family of five teenagers. She is currently the author of three New York Times Bestsellers she has written in her head but has yet to put down on paper. She was named 2017's "top ten new and upcoming speakers" by her Mother. (She was ranked #9).

In Stacy's downtime, she enjoys spicy foods, traveling, crying herself to sleep and being periodically left alone by her husband and children.

2:22 Stacy shares about her difficult journey and how she overcame her challenges.

4:52 "I can now say [my challenges] has been a gift. Living a good life, a life of purpose, a life where you embrace who you are and don't take anything for granted."

5:52 Uniquity! What is Uniquity?

7:19 "I recognize that life is short and the struggles that we all face, part of getting through that is knowing who you are, what you are good at and having a sense of purpose. Then you are able to have a healthy mindset and I believe that the more time you spend in your true gifting, the happier you will be."

8:30 Why Uniquity is Important. "Imagine a world where everyone is focused on their own unique gifting."

10:13 Where do we start to figure out what our uniquity is?

11:00 Stacy interviews Angela to share some of the questions and examples about how to find your uniquity and what makes you unique.

Walk through the process to find your uniquity at Stacy's Blog here:

18:30 Stacy interprets Angela's answers and shows our listeners how to evaluate their own answers to "incorporate and embrace your own uniquity to decrease stress and negativity in your own life."

20:05 Link to blog post: http://stacypederson.info/1120-2/

Information about Stacy:

You can contact Stacy directly regarding Speaking Opportunities or for her Public Speaking courses (designed for people who want to become better speakers) by e-mailing her at: [email protected]

Follow Stacy on Facebook. Her Facebook page is only funny and positive posts designed for people to share and spread joy to others. You can follow her there at: https://www.facebook.com/stacypedersoncomedy

21:40 5 Questions Segment

22:00 Morning Routine "This is where I embrace my own uniquity and I am not a morning person."

23:40 Stacy shares her evening routine.

24:50 "I love the idea of making a work week into a lifestyle. I may work 7 days a week but I may only work 3 hours at a time because of kid's schedule."

25:58 What's your definitions of Success? "I want to leave the world better than the way I found it in some way shape or form."

26:43 Happiness: "When everything is ok and there is a moment of peace – that's my definition of Happiness."

27:20 What do you know now that you wish you would have known 10 years ago?

"I thought that if this happened then I would be happy or my life would be easier. It's simply not true. I would want to know that I shouldn't waste my time waiting." And "Learn to embrace pain and use it as a tool to get a better view of the world and learn from it."

Have suggestions for future guests or topics for the Beyond the Stethoscope podcast?

Contact Dr. Angela Demaree via email at [email protected]

and stay connected via

Linked In: DemareeDVM

Twitter: @DemareeDVM

Website: www.pawsconsulting.com

Dr. Caitlin DeWilde is a practicing veterinarian and founder of The Social DVM, a small consulting firm devoted to helping veterinary practices manage and grow their social media and online reputation.

She has partnered with small and large animal veterinary practices, national industry groups, non-profit organizations, and individual veterinarians to create practical yet creative strategies to succeed online and in practice.

She is a graduate of the University of Illinois College of Veterinary Medicine and an alum of the AVMA's Future Leaders Program. In her free time, she enjoys travel, photography, and of course, the many hilarious corgi and cat-related videos on social media.

Find her on Twitter, Instagram, and Facebook: @thesocialdvm

1:37 Insights from the Social DVM on starting a business, work-life balance, career transitions and being an entrepreneur in the veterinary profession.

2:42 "I was looking at ways to make this side passion turn into something that was a little more of a flexible career for me."

2:55 What's a side hustle? Building a business while working a full-time job!

3:35 How the Social DVM manages work-life balance. "It's always a work in progress."

5:40 Should we reconsider what our work week looks like? "Everybody wants the elusive 8 to 5 which has never happened for me as a veterinarian. You have to figure out what works for you. It's different for everybody. You have to find your niche and what works for you."

8:00 Are you finding that building a business might be helpful with paying off student loan debt?

9:35 "You have to decide at what point to no longer work at a clinic, as a budding business owner, that means a not consistent, not reliable paycheck. That's a risk."

10:20 When did you decide to become an entrepreneur?

11:40 "Do what makes you happy. If you can find something that makes you happy and works for your lifestyle then it's worth the risk."

5 Questions segment

13:00 For those of you who aren't morning people. Insights from Dr. DeWilde on her night time routine!

14:30 What's your definition of Success? "Finding the perfect balance that works for you."

16:20 What's your definition of Happiness? "Waking up and looking forward to the day."

17:33 What do you know now that you wish you knew 10 years ago? "I thought I would have a straight up and down career ladder. Your career path is more of a jungle gym, it weaves around, you can fall off and get back on and it'll be fine."

19:00 What's the greatest issue facing the veterinary profession today? "Student Loan Debt"

Sipping Streams Tea Company, winner of 11 international awards, Sipping Streams just won 2nd Place at the Global Tea Championships this past March. Sipping Streams was featured in the Tea Almanac of Fresh Cup Magazine, has spoken at the World Tea Expo, won 1st place for the Top Tea Infusionist Competition at the World Tea Expo and featured in Edible Alaska.

For 11 years, Sipping Streams specializes in high-quality loose tea teas, tea blending and sourcing, tea education, tea specialty foods, and tea accessories.

Sipping Streams' founder, Jenny Tse, was born in Hong Kong, and raised in Fairbanks, Alaska. She spent her summers selling her mother's vegetables at the local farmer's market and was very active in the local community. Her vision for Sipping Streams began the summer of 2004 where she began to notice how tea brought different people together. Traveling to different tea farms in China encouraged her to teach about tea in her local community. Jenny is a certified tea specialist with the Specialty Tea Institute.

Sipping Streams believe in the best quality of life for our mind, body, and soul. And encourage a community of diverse culture and age where people can come together and grow to know who they are.

3:52 Misconceptions about tea. "People don't realize it's all the same plant."

Learn about the tea plant, camellia sinensis, and the difference between types of tea. Herbals are from different plants.

4:57 How much caffeine is in tea?

6:23 L-theanine calms and relaxes so tea doesn't make you jittery like coffee can.

7:25 White tea can have more caffeine than black tea.

8:46 Quality of tea.

11:15 How to make tea.

12:10 Can you eat tea leaves?

13:20 Health benefits of tea.

15:47 "ECGC is just one type of antioxidant."

17:50 "The purpose of tea is to create space and mindfulness. Plus, if you are making time to have tea with friends and family, you are making time for community."

Text SIPTEA to 44222 for a free e-book of 7 delicious tea recipes.

You can purchase award-winning teas at www.sippingstreams.com.

Learn more through Jenny's Universi-TEA, an interactive, hands-on, tea program that allows you to learn online at your own pace. Check out her Kickstarter project and get all supplies shipped to your home at https://www.kickstarter.com/projects/1609634687/sipping-streams-universi-tea.

22:16 Favorite Questions segment

"Happiness is an instant moment of gratification, what's more important is joy and joy is being able to make it through the struggles, to step back and see the big picture and enjoy this journey of life that I'm going through."

The podcast for veterinarians, healthcare providers and busy professionals who want actionable, implementable solutions surrounding work-life balance, accomplishing your goals and living your dreams. I'm your host, Dr. Angela Demaree.

I decided to start this podcast because there are a lot of issues that impact busy professionals. and I was hearing a lot of questions from my colleagues such as, "How do I find time to exercise or improve my nutrition? How do I find time to spend with my family while still working enough hours to repay my student debt?"

So this podcast was created to tackle those big issues, one simple solution at a time.

If there are guests you'd like to hear on the podcast, topics or questions you'd like me to answer, go to www.pawsconsulting.com and use the 'contact us' form to submit your request.

Thanks for Listening!

I hope you were inspired to take actionable steps towards accomplishing your goals and living your dreams.