Bitcoin for Financial Services Podcast

Bitcoin for Financial Services Podcast

By Wyatt O'Rourke & Jordan GuessBusinessTechnologyInvesting
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Bitcoin for Financial Services Podcast episodes

  • 1 Billion Users: Why the Lightning Network is Winning

    We sit down with Lightning Network executive Bobby Shell to explore how Bitcoin is maturing from a tinkerer's hobby into an essential enterprise powerhouse. We break down the massive shift in payment rails, revealing how major players like Cash App are generating nearly 10% yield on their holdings without exposure to traditional lending risks. The conversation dissects the mechanics of accessing USD liquidity without selling your Bitcoin and explains why privacy on the Lightning Network is far superior to on-chain transactions. We also cover the upcoming integration of stablecoins and why businesses in high-risk industries like gaming are rushing to adopt this technology. This is a masterclass on the future of institutional payments and the moral imperative of sound money.

    Chapters

    (00:00:00) - Intro and Bobby Shell Background
    (00:05:18) - Why Voltage Pivoted to Enterprise Sales
    (00:08:00) - Refuting Common Lightning Network FUD
    (00:12:45) - Real Enterprise Adoption Metrics
    (00:16:50) - Get USD Liquidity Without Selling Bitcoin
    (00:20:20) - How Cash App Earned 9.7% Yield
    (00:23:45) - Solving the Liquidity Problem
    (00:28:15) - The Future of Stablecoins on Lightning
    (00:33:55) - Why iGaming Is Adopting Bitcoin
    (00:37:45) - Privacy: On-Chain vs. Lightning Network
    (00:41:30) - Bitcoin as a Moral Lifeline
    (00:44:30) - Closing Thoughts on 2026 Outlook

    Guest Links

    Bobby Shell, Vice President of Marketing at Voltage
    X: https://twitter.com/iBobbyShell/
    LinkedIn: https://www.linkedin.com/in/bobby-shell-iv/
    Voltage Website: https://voltage.cloud/

    Host Links

    Jordan Guess:
    X: https://twitter.com/jordanguess
    Discord: https://discord.com/invite/Xg55GVkc3f

    Wyatt O'Rourke:

    X: https://twitter.com/wyattorourke_
    Website: https://www.basilic.io/

    Bitcoin for Financial Services Media Links:

    X: https://twitter.com/BFFS_media
    Website: https://bffs.media/
    YouTube: http://www.youtube.com/@BFFS_Media

    Check out our awesome show sponsors!

    Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: https://www.basilic.io/)

    Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link: https://www.bitment.co/)

    Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. (Link: https://satoshipacioli.com/)

    49 min
  • Mortgage Insider: Use Your Bitcoin To Qualify Now!

    We explore a massive breakthrough for Bitcoiners looking to enter the real estate market. For years, traditional banks have forced us to liquidate our stack or denied loans because our wealth is not in fiat.

    In this episode, we break down a new asset utilization model that counts your bitcoin as income without requiring you to sell a single satoshi. We discuss the specific mathematics behind the 120-month amortization schedule and how self-custody proof via signed messages is finally a reality. This is a crucial development for business owners and hodlers who want to plant a flag in the physical world while keeping their digital scarcity intact.

    Chapters

    (00:00:00) - Scarcity, debasement, and assets as protection
    (00:02:27) - Greg Ranz and Revolution Mortgage Introduction
    (00:04:00) - Explaining The Bitcoin Asset Utilization Mortgage Model
    (00:06:13) - Why Self-Employed Bitcoiners Get Rejected By Banks
    (00:07:32) - The Cost of Waiting: Renting vs Owning Math
    (00:13:58) - Title Companies Are Confused About Bitcoin Collateral
    (00:20:20) - How The Bitcoin Satoshi Test Proves Ownership
    (00:24:53) - The Problem With Traditional Accounting For Bitcoiners
    (00:29:00) - Interest Rate Reality: 2% Rates Are Never Returning
    (00:35:14) - The 30-Year Mortgage Commitment Is A Myth
    (00:41:41) - Educating The Branch On Bitcoin Mechanics
    (00:44:39) - The Wealth Gap Between Boomers and Renters
    (00:47:32) - Comparing The Scarcity Of Land And Bitcoin

    Guest Links

    Greg Ranz, Sr. Loan Officer with Revolution Mortgage:
    X: https://twitter.com/BTCMortgageGuy/
    LinkedIn: https://www.linkedin.com/in/gregranz/
    Revolution Mortgage Website: https://www.revolutionmortgage.com/

    Host Links

    Jordan Guess:
    X: https://twitter.com/jordanguess
    Discord: https://discord.com/invite/Xg55GVkc3f

    Wyatt O'Rourke:

    X: https://twitter.com/wyattorourke_
    Website: https://www.basilic.io/

    Bitcoin for Financial Services Media Links:

    X: https://twitter.com/BFFS_media
    Website: https://bffs.media/
    YouTube: http://www.youtube.com/@BFFS_Media

    Check out our awesome show sponsors!

    Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: https://www.basilic.io/)

    Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link: https://www.bitment.co/)

    Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. (Link: https://satoshipacioli.com/)

    53 min
  • Why Your Business Needs An Anti-CBDC Strategy Now

    In this episode, we sit down with Adam Simecka to discuss the critical importance of building tools for independent value transfer in an increasingly surveilled world. We explore why self-custody is the only true protection against the looming threat of CBDCs and why relying on exchanges is a dangerous game for your wealth. Our conversation breaks down the technical mechanics of private keys, signing devices, and the inherent risks found in crypto lending platforms. We also analyze the recent controversy surrounding Michael Saylor’s comments on Bitcoin treasuries and what it implies for the future of corporate adoption. Finally, we demonstrate just how fast small business owners can opt out of the fiat system and start accepting Bitcoin directly.

    Chapters

    (00:00:00) - Building an escape hatch from the fiat collapse
    (00:02:24) - Adam Samecka’s journey from Air Force to Bitcoin
    (00:12:09) - The critical difference between custody and IOUs
    (00:16:38) - Lessons learned from the FTX collapse
    (00:19:30) - Proof of Reserves and the limits of trust
    (00:21:12) - collaborative custody and multi-sig explained
    (00:24:40) - Breaking down public versus private keys
    (00:26:45) - Why "Hardware Wallet" is a misleading term
    (00:35:00) - The mission to build a functional Anti-CBDC
    (00:36:20) - Why Bitcoin lending recreates the fractional reserve system
    (00:39:50) - Analyzing the Michael Saylor and Danny Knowles debate
    (00:50:40) - Why earning Bitcoin is superior to buying it
    (00:53:50) - How to set up a Bitcoin POS in 60 seconds

    Guest Links

    Adam Simecka, Founder of Manna & Board Advisor at Bitcoin Is Better:
    X: https://twitter.com/AdamSimecka/
    Manna Website: https://mannabitcoin.com/
    Bitcoin Is Better Website: https://www.bitcoinisbetter.org/

    Host Links

    Jordan Guess:
    X: https://twitter.com/jordanguess
    Discord: https://discord.com/invite/Xg55GVkc3f

    Wyatt O'Rourke:

    X: https://twitter.com/wyattorourke_
    Website: https://www.basilic.io/

    Bitcoin for Financial Services Media Links:

    X: https://twitter.com/BFFS_media
    Website: https://bffs.media/
    YouTube: http://www.youtube.com/@BFFS_Media

    Check out our awesome show sponsors!

    Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: https://www.basilic.io/)

    Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link: https://www.bitment.co/)

    Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. (Link: https://satoshipacioli.com/)

    1 hr
  • Why 99% of Advisors Will Be Unemployed in 3 Years

    We sat down with Zach Wischler, Director of Sales at Casa, to dismantle the false security of the ETF narrative and explore the future of wealth preservation. While Wall Street pushes paper Bitcoin, the real value for high-net-worth individuals lies in sovereignty - and for financial advisors, the traditional AUM model is rapidly becoming obsolete. We discuss how collaborative custody offers a "Swiss Bank" level of security, bridging the gap between institutional compliance and absolute personal freedom.

    The conversation goes deep into the mechanics of inheritance planning without trusted third parties and why geopolitical uncertainty makes self-custody a non-negotiable insurance policy. Are your clients actually protected, or are they just exposed to a new layer of counterparty risk? We unpack the specific tools and strategies necessary to build a future-proof practice in an age of bearer assets and artificial intelligence.

    Chapters

    (00:00:00) - The inevitable death of the AUM revenue model
    (00:06:41) - Why financial advisors are leaving TradFi for Bitcoin
    (00:10:20) - The hidden dangers of Bitcoin ETFs vs. self-custody
    (00:16:00) - Why hardware wallets create single points of failure
    (00:20:50) - Geopolitical risk and the necessity of sovereignty
    (00:27:18) - Estate planning and holding keys in trusts
    (00:32:00) - Fiduciary duty: Why advisors must offer self-custody
    (00:38:14) - How AI will reshape the financial services industry
    (00:40:38) - Multi-sig security explained for high-net-worth clients
    (00:48:00) - A Bitcoin inheritance plan without death certificates
    (00:52:00) - Recovering assets if the custody company disappears
    (00:55:40) - The problem with charging AUM fees on custody
    (01:00:25) - The future of Bitcoin payments and enterprise treasury

    Guest Links

    Zach Wischler, Director of Sales at Casa:
    X: https://twitter.com/BTCBap
    LinkedIn: https://www.linkedin.com/in/zach-wischler/
    Casa Website: https://casa.io/

    Host Links

    Jordan Guess:
    X: https://twitter.com/jordanguess
    Discord: https://discord.com/invite/Xg55GVkc3f

    Wyatt O'Rourke:

    X: https://twitter.com/wyattorourke_
    Website: https://www.basilic.io/

    Bitcoin for Financial Services Media Links:

    X: https://twitter.com/BFFS_media
    Website: https://bffs.media/
    YouTube: http://www.youtube.com/@BFFS_Media

    Check out our awesome show sponsors!

    Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: https://www.basilic.io/)

    Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link: https://www.bitment.co/)

    Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. (Link: https://satoshipacioli.com/)

    1 hr 9 min
  • CFO Reveals the 4 Types of Bitcoin Treasuries

    We sit down with Travis MacDonald, a CPA and CFA who left the traditional M&A world to build financial infrastructure for the Bitcoin economy. He breaks down why the Bitcoin Treasury narrative is often oversimplified and categorizes the four distinct ways companies are actually putting Bitcoin on their balance sheets.

    We explore how businesses can use Bitcoin to solve retention issues through long-term incentives and drive daily efficiency with micro-rewards. Finally, we discuss the mechanics of convertible debentures and how smart corporate governance can secure capital in a volatile market.

    Chapters

    (00:00:00) - Welcome and why this guest matters
    (00:01:55) - From audit to M&A, valuation, and CFO work
    (00:05:24) - Finding Bitcoin in 2021 and going all in
    (00:10:00) - Why retention is breaking for employers
    (00:12:08) - Compensating in sound money vs fiat wages
    (00:14:39) - Micro incentives in sats with Lightning settlement
    (00:17:59) - The future: real-time pay and streaming sats
    (00:20:09) - How employers introduce Bitcoin benefits
    (00:21:21) - Education: learning management and incentives
    (00:23:47) - Employees can stack sats without corporate BTC
    (00:28:30) - The four types of “Bitcoin treasury companies”
    (00:33:03) - Managing Bitcoin on the balance sheet
    (00:36:32) - Bitcoin-secured convertible debentures for startups
    (00:42:28) - 2026 outlook: TradFi adoption and reality checks
    (00:48:03) - Privacy, regulation, and ETF centralization risk
    (00:53:04) - Advice for CPAs, CFAs, CFPs entering Bitcoin

    Guest Links

    Travis MacDonald, CFO at Block Rewards
    LinkedIn: https://www.linkedin.com/in/travismacdonald/
    X: https://x.com/TJMacD
    Nostr: https://primal.net/p/npub1xmmmcw3lgzc3p904g65xky0lrw4u0jn3z8yynrttd9gvl3mxx62q4cr2m6
    Block Rewards Website: https://blockrewards.ca/

    Host Links

    Jordan Guess:
    X: https://twitter.com/jordanguess
    Discord: https://discord.com/invite/Xg55GVkc3f

    Wyatt O'Rourke:

    X: https://twitter.com/wyattorourke_
    Website: https://www.basilic.io/

    Bitcoin for Financial Services Media Links:

    X: https://twitter.com/BFFS_media
    Website: https://bffs.media/
    YouTube: http://www.youtube.com/@BFFS_Media

    Check out our awesome show sponsors!

    Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: https://www.basilic.io/)

    Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link: https://www.bitment.co/)

    Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. (Link: https://satoshipacioli.com/)

    1 hr 2 min
  • Profitable Businesses Choose Bitcoin

    In this episode, we sit down with Brandon Karpeles of Sovereign to unpack why so many businesses are failing under leverage and why Bitcoin changes that equation. Brandon shares his journey out of traditional finance, what he learned working with distressed businesses, and why copying Bitcoin treasury strategies without an operating business is a dangerous game.

    We dig into how real companies are using Bitcoin today, not as financial alchemy, but as a tool for payments, treasury management, and long-term planning. We also explore the rapid improvement in Bitcoin infrastructure and why accepting and holding Bitcoin is now operationally viable for everyday businesses.

    If Bitcoin is going to be taken seriously in finance, what does prudence actually look like for business owners?

    Chapters

    (00:00:00) - Brandon’s Fiat Finance Background
    (00:02:00) - Why Leverage Breaks Businesses
    (00:08:00) - What Sovereign Actually Does
    (00:13:30) - Bitcoin Treasury Company Skepticism
    (00:15:30) - MicroStrategy Versus Copycats
    (00:17:15) - Leverage Risk and Liquidations
    (00:20:30) - Why Financial Flywheels Fail
    (00:22:05) - Bitcoin as Productive Capital
    (00:26:05) - Bitcoinization of Finance
    (00:30:15) - Operational Businesses Using Bitcoin
    (00:33:45) - Bitcoin Payments and POS Improvements
    (00:36:10) - Why Sovereign Wasn’t Possible Earlier
    (00:39:15) - Lightning Network Maturity
    (00:41:30) - Reaching Non-Bitcoin Businesses
    (00:44:20) - Real Clients and Business Use Cases

    Guest Links

    Brandon Karpeles, CEO at Sovreign
    Brandon on LinkedIn: https://www.linkedin.com/in/brandon-karpeles-b122b45/
    Sovreign Website: https://www.sovreign.io/

    Host Links

    Jordan Guess:
    X: https://twitter.com/jordanguess
    Discord: https://discord.com/invite/Xg55GVkc3f

    Wyatt O'Rourke:

    X: https://twitter.com/wyattorourke_
    Website: https://www.basilic.io/

    Bitcoin for Financial Services Media Links:

    X: https://twitter.com/BFFS_media
    Website: https://bffs.media/
    YouTube: http://www.youtube.com/@BFFS_Media

    Check out our awesome show sponsors!

    Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: https://www.basilic.io/)

    Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link: https://www.bitment.co/)

    Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. (Link: https://satoshipacioli.com/)

    57 min
  • Building Bitcoin Rails For HSAs

    We sat down with Jon Gordon and Stuart Lackey, co-founders of SoundHSA, to unpack why healthcare costs keep rising, why patients rarely see real prices, and where incentives break when third parties sit between doctors and customers.

    We walk through the HSA’s triple tax advantage, how most people underutilize it, and why pairing HSAs with real Bitcoin changes the long-term savings conversation.

    Jon and Stu also explain their go-to-market strategy, from sats-for-steps wellness challenges to a modern onboarding experience for a historically clunky, form-driven account type.
    We discuss how employers can use HSAs more strategically, including contributions and plan design, especially as talent markets tighten.

    Finally, we get into the practical mechanics, fiat in, Bitcoin inside the account, and the custody setup designed for institutional-grade security, plus the longer-term goal of spending Bitcoin directly in healthcare.

    Chapters

    (00:00:00) - Real Bitcoin HSA, Not ETFs
    (00:01:55) - Jon Gordon And Stuart Lackey Join
    (00:03:09) - Stu’s Healthcare Background And Why Costs Exploded
    (00:04:45) - Jon’s Healthcare Economics Path To Bitcoin
    (00:07:01) - Why Patients Don’t Know Prices (And CrowdHealth)
    (00:08:27) - HSA 101, Market Size, And How People Misuse It
    (00:09:24) - Triple Tax Advantage And HSA After Age 65
    (00:10:26) - Policy Tailwinds, Eligibility, And Direct Primary Care
    (00:13:09) - Employers, Plan Design, Matches, And Bitcoin Talent Strategy
    (00:18:37) - Go To Market: Grassroots Bitcoin First
    (00:20:09) - Sats For Steps App, Nostr Identity, Lightning Wallet Roadmap
    (00:29:06) - Sound Health: Low Time Preference, Real Food, Preventative Care
    (00:39:21) - Healthcare Reactions, Adoption, And Bitcoin Physicians Network
    (00:45:44) - Launch Details: Fiat In, Bitcoin Inside, Cash Out

    Guest Links

    Stu Lackey, MS, HCI & Jon Gordon, MS, MA
    Stu on X: https://twitter.com/StuartLackey1
    Jon on X: https://twitter.com/thebitcoinyogi
    SoundHSA Website: https://soundhsa.com/

    Host Links

    Jordan Guess:
    X: https://twitter.com/jordanguess
    Discord: https://discord.com/invite/Xg55GVkc3f

    Wyatt O'Rourke:

    X: https://twitter.com/wyattorourke_
    Website: https://www.basilic.io/

    Bitcoin for Financial Services Media Links:

    X: https://twitter.com/BFFS_media
    Website: https://bffs.media/
    YouTube: http://www.youtube.com/@BFFS_Media

    Check out our awesome show sponsors!

    Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: https://www.basilic.io/)

    Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link: https://www.bitment.co/)

    Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. (Link: https://satoshipacioli.com/)

    53 min
  • The Fiduciary Case for Bitcoin Allocation

    In this episode, we sit down with Jirayr, co-founder of Citrin Capital Advisors, to discuss the evolution of a San Francisco-based wealth management firm integrating Bitcoin.

    We explore the critical comparison between traditional alternative investments - like private equity - and Bitcoin, arguing why the latter offers superior liquidity, transparency, and returns for client portfolios.

    Jirayr shares his thesis on the inevitable convergence of AI and Bitcoin, specifically regarding energy markets, autonomous agent payments, and cryptographic truth. We also discuss the complexities of de-risking concentrated stock positions for tech professionals and the operational reality of bringing tax services in-house to better serve the Bitcoin-native client.

    Chapters

    (00:00:00) - Intro and the Institutional Case
    (00:02:18) - Evolution of a Bitcoin-Focused Firm
    (00:04:44) - Moving From Skepticism to Allocation
    (00:11:45) - Distinguishing Bitcoin From "Crypto" Assets
    (00:14:43) - Merging Tax Services with Wealth Management
    (00:19:13) - Operational Realities of In-House Accounting
    (00:23:25) - Why Bitcoin Beats Private Equity
    (00:27:59) - Sizing the Position and Risk
    (00:31:10) - The Convergence of AI and Energy
    (00:33:22) - Native Money for AI Agents
    (00:40:37) - The Fiduciary Duty to Understand Money
    (00:44:05) - Adapting the AUM Model for Bitcoin
    (00:46:00) - De-Risking Concentrated Tech Equity
    (00:49:40) - Navigating the Self-Custody Conversation

    Guest Links

    **Jirayr Kembikian, CFP® l Co-Founder, Managing Director
    **Citrine Capital Website: https://citrinecapitaladvisors.com/
    Jirayr on X: https://twitter.com/JKembikian

    Host Links

    Jordan Guess:
    X: https://twitter.com/jordanguess
    Discord: https://discord.com/invite/Xg55GVkc3f

    Wyatt O'Rourke:

    X: https://twitter.com/wyattorourke_
    Website: https://www.basilic.io/

    Bitcoin for Financial Services Media Links:

    X: https://twitter.com/BFFS_media
    Website: https://bffs.media/
    YouTube: http://www.youtube.com/@BFFS_Media

    Check out our awesome show sponsors!

    Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: https://www.basilic.io/)

    Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link: https://www.bitment.co/)

    Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. (Link: https://satoshipacioli.com/)

    55 min
  • Bitcoin for Business in Practice

    In this episode, we sit down with Wesley Schlemmer, President of the Bitcoin Bay Foundation and Executive Director of the Florida Blockchain Business Association.

    Wesley shares how Florida’s Bitcoin ecosystem has grown from grassroots meetups into a model for community‑led business adoption. We unpack how Square’s Bitcoin rollout changes the equation for small and medium‑sized businesses, explore the spectrum of custody models - from simple phone wallets to multi‑signature treasury solutions - and discuss why financial control and education remain central to Bitcoin’s mission.
    Wesley also explains how local communities and university partnerships are shaping the next generation of Bitcoin professionals. This conversation is a clear guide for advisors and business owners thinking through when and how to integrate Bitcoin into their daily operations.

    Chapters

    (00:00:00) - Bitcoin as Hope and Financial Independence
    (00:01:40) - Welcome to the Bitcoin for Financial Services Podcast
    (00:02:00) - Introducing Wesley Schlemmer and Florida’s Bitcoin Work
    (00:04:10) - From Engineering to Bitcoin Mining and Community Building
    (00:07:30) - Founding the Bitcoin Bay Foundation
    (00:09:50) - Florida’s Political and Regulatory Climate for Bitcoin
    (00:12:50) - Square’s Bitcoin Rollout and Merchant Adoption
    (00:16:50) - How Businesses Can Auto‑Convert Revenue Into Bitcoin
    (00:18:00) - Local Bitcoin Communities and Grassroots Education
    (00:23:00) - Understanding Bitcoin Custody Responsibilities
    (00:26:20) - Multi‑Signature Security and Business Treasury Management
    (00:31:30) - Custody Trade‑Offs: Security vs. Convenience
    (00:33:30) - Why Businesses Need Control Over Their Money
    (00:39:00) - The Evolution of Storage: From Paper Wallets to Multisig
    (00:41:00) - Bitcoin Education and University Partnerships
    (00:47:00) - Guidance for Advisors and Business Owners Getting Started

    Guest Links

    Bitcoin Bay Foundation Website: https://www.bitcoinbay.foundation/
    Bitcoin Bay Foundation on X: https://x.com/bitcoinbaytpa
    Bitcoin Bay Foundation on Nostr: https://tinyurl.com/3t9wkwfp[

    ](https://www.intentionallivingfp.com/)Host)Host Links

    Jordan Guess:
    X: https://x.com/jordanguess
    Discord: https://discord.com/invite/Xg55GVkc3f

    **Wyatt O'Rourke:

    **X: https://x.com/wyattorourke_
    Website: https://www.basilic.io/

    **Bitcoin for Financial Services Media Links:

    **X: https://x.com/BFFS_media
    Website: https://bffs.media/
    YouTube: http://www.youtube.com/@BFFS_Media

    Check out our awesome show sponsors!

    • Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. https://www.basilic.io/
    • Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. https://www.bitment.co/
    • Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. https://satoshipacioli.com/
      • 52 min
    • Building Intentional Wealth

      In this third episode of BfFS, we sit down with Jim Crider to explore what it means to build intentional wealth in the Bitcoin era.

      When does Bitcoin belong in an allocation, and when is holding dollars the responsible choice? How do advisors translate estate, tax, and behavioral planning into a world where money itself is being rethought?

      Jim traces his path from early adoption to founding Intentional Living FP and explains how he guides clients from skepticism to conviction.

      Listen and consider - what would you do differently if your money reliably held value over decades?

      Chapter Markers

      00:02:24 Jim Crider & Intentional Living FP
      00:03:01 Jim's background and firm overview
      00:04:07 How I introduce Bitcoin to clients
      00:08:09 How much Bitcoin should I own
      00:09:45 Bitcoin within equity and bond allocation
      00:13:19 Client adoption and receptivity spectrum
      00:26:18 Money as communication and family values
      00:29:55 Starting Intentional Living FP
      00:50:29 Tax and estate planning for Bitcoin holders
      01:02:22 Long term Bitcoin's impact on wealth management

      Guest Links

      LinkedIn: https://www.linkedin.com/in/criderjim/
      Intentional Living FP Website: https://www.intentionallivingfp.com/[

      ](https://www.intentionallivingfp.com/)Host)Host Links

      Jordan Guess:
      X: https://x.com/jordanguess
      Discord: https://discord.com/invite/Xg55GVkc3f

      **Wyatt O'Rourke:

      **X: https://x.com/wyattorourke_
      Website: https://www.basilic.io/

      **Bitcoin for Financial Services Media Links:

      **X: https://x.com/BFFS_media
      Website: https://bffs.media/
      YouTube: http://www.youtube.com/@BFFS_Media

      Check out our awesome show sponsors!

      • Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. https://www.basilic.io/
      • Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. https://www.bitment.co/
      • Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. https://satoshipacioli.com/
        • 1 hr 8 min

      About Bitcoin for Financial Services Podcast

      From the publisher's feed

      Bitcoin for Financial Services Podcast is where money meets innovation. Hosts Wyatt O’Rourke and Jordan Guess break down what’s happening in the world of Bitcoin finance and how it’s reshaping the…