The Charlie Shrem Show

Bitcoin = Home: The Mortgage Revolution No One Saw Coming with Josip Rupena of Milo


Listen Later

Here’s a sentence I never thought I’d say: you can buy a house with your Bitcoin — without ever selling it.

That’s the financial revolution Josip Rupena is building. He’s the founder and CEO of Milo, the fintech startup that’s already issued over $60 million in crypto mortgages — loans backed by your Bitcoin, not your bank account. And here’s the kicker: they’ve never issued a single margin call.

In this episode, we break down how it works, what happens behind the scenes, and why this could be one of the most powerful wealth-generating tools in the Bitcoin ecosystem. We also talk about tokenizing mortgages, using AI to streamline lending, and the potential for a future where your Bitcoin unlocks real-world utility — like homes, yield, and financial freedom.

This is a rare mix of macro insight, startup strategy, and a deep dive into how crypto is transforming the mortgage game.

This episode contains strong language.

📚 Mentioned:

Milo Crypto Mortgagewww.milo.io

Custodians: Coinbase & BitGo

Bybit Hack (Largest Hack in History)

Tokenized Mortgages & Yield Products

Real Estate + Bitcoin as a Dual-Asset Lending Model

AI Tools in Underwriting and Client Onboarding

US Housing Inventory Trends (2024–2025)

✉️ Feedback or guest ideas?

Email Charlie directly and find episodes and transcripts at CharlieShrem.com

Thank you for listening to The Charlie Shrem Show. For more free content and access to over 400 episodes, visit www.CharlieShrem.com.

...more
View all episodesView all episodes
Download on the App Store

The Charlie Shrem ShowBy UntoldStories

  • 4.7
  • 4.7
  • 4.7
  • 4.7
  • 4.7

4.7

139 ratings


More shows like The Charlie Shrem Show

View all
Unchained by Laura Shin

Unchained

1,212 Listeners

Real Vision: Finance & Investing by Real Vision Podcast Network

Real Vision: Finance & Investing

914 Listeners

TFTC: A Bitcoin Podcast by Marty Bent

TFTC: A Bitcoin Podcast

758 Listeners

The Peter McCormack Show by Peter McCormack

The Peter McCormack Show

2,164 Listeners

Stephan Livera Podcast by Stephan Livera

Stephan Livera Podcast

407 Listeners

The Pomp Podcast by Anthony Pompliano

The Pomp Podcast

1,838 Listeners

What Grinds My Gears by Blockworks

What Grinds My Gears

113 Listeners

The Token Daily by Blockworks

The Token Daily

13 Listeners

Messari's Unqualified Opinions by Messari

Messari's Unqualified Opinions

30 Listeners

The Scoop by The Block

The Scoop

105 Listeners

Letters from Wall Street by Blockworks

Letters from Wall Street

22 Listeners

On The Brink with Castle Island by Castle Island Ventures

On The Brink with Castle Island

289 Listeners

Bankless by Bankless

Bankless

1,028 Listeners

The Wolf Of All Streets by Scott Melker

The Wolf Of All Streets

223 Listeners

Swan Signal Live - A Bitcoin Show by Swan Bitcoin

Swan Signal Live - A Bitcoin Show

179 Listeners

Coin Stories by Natalie Brunell

Coin Stories

394 Listeners

Raoul Pal: The Journey Man by Real Vision Podcast Network

Raoul Pal: The Journey Man

130 Listeners

The Bitcoin Layer by The Bitcoin Layer

The Bitcoin Layer

40 Listeners

Lightspeed by Blockworks

Lightspeed

24 Listeners