Biz Talk Today TV

With Election Day approaching, Republican congressional nominee ⁠Berney Flowers⁠ returns to ⁠Campaign Trail: The Road to Congress⁠ for a wide-ranging conversation about the issues he is putting at the center of his campaign for Maryland’s 3rd Congressional District. Maryland election records show Flowers won the Republican primary with 48.92% of the vote and will face Democratic incumbent Sarah Elfreth in November.

Host ⁠Todd M. Schoenberger⁠ begins with Maryland’s economy and the debate over job creation under Gov. Wes Moore. Flowers questions whether the jobs being created provide wages capable of supporting Maryland families and discusses how economic conditions are affecting voters. The latest available state data estimate that Maryland added 20,100 jobs during the first eight months of 2026, while the unemployment rate stood at 4.1% in August. The episode itself includes a sharper debate over Moore’s job-creation claims and revisions to employment data.

The conversation then turns to immigration and national security, with Flowers explaining his support for legal immigration alongside stronger vetting and enforcement. Drawing on his national-security background, he discusses how he views the connection between border and immigration policy and protecting the country.

Flowers also lays out his position on members of Congress trading stocks, arguing that lawmakers should not be able to profit from information or policy decisions unavailable to ordinary investors. One clarification is important: during the interview, Elfreth is described as voting against the Stop Insider Trading Act. The House Clerk's July 22 roll call instead records Elfreth voting “yea” on the Democratic motion to recommit H.R. 7008, while Republicans voted against that procedural motion; the transcript's characterization therefore should not be presented as an established voting fact without additional context about the underlying legislation and procedural votes.

Finally, Flowers discusses his campaign's final stretch and his effort to meet District 3 voters face-to-face as the November election approaches.

Watch the full conversation on Campaign Trail: The Road to Congress on Biz Talk Today TV.

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📢 Disclaimer: The views and opinions expressed on this program are those of the hosts and guests and do not necessarily reflect the official policy or position of CrossCheck Media Inc., Biz Talk Today TV (BTT), or their affiliated entities and distribution partners. Content produced by CrossCheck Media across video, audio, and digital platforms is provided for informational and educational purposes only. 

Nothing presented should be construed as financial, investment, legal, tax, or gambling advice, nor as a recommendation to buy or sell any security, asset, wager, or strategy. All investments and wagers involve risk, including the possible loss of principal or money placed on a bet. Past performance and statistical analysis are not indicative of future results. 

Viewers and readers are solely responsible for their financial and wagering decisions and should conduct their own due diligence and consult with qualified professionals where appropriate. Sports betting commentary is for informational and entertainment purposes only. Participants must comply with applicable laws and age requirements in their jurisdiction. 

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NFL Week 4 delivered another round of surprises, betting lessons and clues about where this season could be heading. Now it's time to turn those lessons into an edge.

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The jobs report came in surprisingly soft. Bond yields moved lower. Stocks responded positively. But underneath the market rally, is the American economy beginning to split into two very different worlds?

On this episode of ⁠Wayve Wire⁠, host ⁠Todd M. Schoenberger⁠, CEO of ⁠CrossCheck Media Inc.⁠, sits down with Joe Besecker, CEO of Wayve Capital, and Rhys Williams, CIO of Wayve Capital, for a wide-ranging discussion about the jobs market, interest rates, artificial intelligence and where investors should be looking next.

Besecker argues that the weak employment report could take pressure off the Federal Reserve while warning that AI is changing what Americans once considered secure white-collar jobs. Williams goes further, arguing that outside the extraordinary data-center capital-spending boom, significant portions of the economy could slow as high borrowing costs work their way through housing, commercial real estate and credit markets. Wayve Wire - October 2nd Episod…

But there's an important disagreement. Besecker isn't convinced the broader economy is deteriorating. He points to well-paying skilled-trade jobs connected to the infrastructure boom and continued demand for workers in areas such as healthcare. Williams counters that those gains may not be large enough to offset pressure on other workers and argues America needs to reconsider which occupations will become the upper-middle-class jobs of the future.

And Williams remains notably confident about AI infrastructure. He says newly opened data-center capacity is being absorbed rapidly and argues that demand for older generations of Nvidia chips challenges the idea that today's hardware immediately becomes obsolete when newer chips arrive.

The conversation then moves across Wall Street: oil and geopolitical risk, gold versus crypto, commercial-real-estate refinancing, banks, travel and leisure, life sciences, AI infrastructure—and whether beaten-down consumer brands such as Nike can ever regain their former dominance.

If AI continues booming while the rest of the economy loses momentum, investors may be confronting something much bigger than another sector rotation:

Are we entering an economy increasingly divided between businesses connected to AI—and everybody else?

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📢 Disclaimer: The views and opinions expressed on this program are those of the hosts and guests and do not necessarily reflect the official policy or position of CrossCheck Media Inc., Biz Talk Today TV (BTT), or their affiliated entities and distribution partners. Content produced by CrossCheck Media across video, audio, and digital platforms is provided for informational and educational purposes only. 

Nothing presented should be construed as financial, investment, legal, tax, or gambling advice, nor as a recommendation to buy or sell any security, asset, wager, or strategy. All investments and wagers involve risk, including the possible loss of principal or money placed on a bet. Past performance and statistical analysis are not indicative of future results. 

Viewers and readers are solely responsible for their financial and wagering decisions and should conduct their own due diligence and consult with qualified professionals where appropriate. Sports betting commentary is for informational and entertainment purposes only. Participants must comply with applicable laws and age requirements in their jurisdiction. 

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NFL Week 4 delivered another round of surprises, betting lessons and clues about where this season could be heading. Now it's time to turn those lessons into an edge.

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What happens when a company can grow revenue without growing payroll?

On this episode of ⁠The Money Path⁠, host ⁠Todd M. Schoenberger⁠, CEO of ⁠CrossCheck Media Inc.⁠, sits down with former CEO and bestselling author Luke Girgis, author of ⁠Death to the Org Chart⁠, for a provocative conversation about artificial intelligence, corporate productivity and what could happen to jobs as companies learn to accomplish more with dramatically smaller teams.

Girgis argues that the old relationship between growth and hiring is already breaking down. He says executives once viewed adding employees as evidence of success. Today, he increasingly views a rapidly expanding org chart with “extreme suspicion.” Drawing on his experience running businesses, Girgis says many companies aren't truly scaling when they add employees alongside revenue—they are simply “buying revenue with labor.”

And he has a striking real-world example. Girgis describes an operation he led as interim CEO that went from 30 employees and a $400,000 annual loss to three employees, break-even and moving toward profitability. He says the business simultaneously improved customer service, product quality, delivery times, conversion rates and email engagement.

But the implications for workers could be enormous.

Girgis says the hardest part may be entry-level employment. As AI automates more routine execution work, he says he increasingly wants experienced people capable of making decisions rather than employees performing lower-level busywork. His advice to young people is provocative: build something. Learn to make decisions, develop judgment and acquire what he calls “taste.”

That leads directly to the argument behind Death to the Org Chart. Girgis believes companies should stop organizing themselves around positions that need to be filled and instead map the workflows that need to be completed, using people, AI agents and technology around those workflows. He predicts that within a decade, the traditional org chart could look like an “ancient artifact of dying businesses.”

And the remaining human talent could become extraordinarily valuable. Girgis argues that as execution becomes cheaper, employees with exceptional judgment and taste could command substantially greater compensation because AI allows a small number of talented people to produce the output once requiring much larger teams.

Yet Girgis ends with a surprising prediction: AI may initially cause companies to contract, but highly productive businesses could eventually start hiring again—this time without the organizational waste.

If AI can turn a 30-person operation into a three-person operation, what happens next to corporate America—and which workers become more valuable than ever?

🔗 Website: ⁠https://biztalktodaytv.com⁠ 

📧 Contact on Email: ⁠[email protected]⁠ 

📢 Disclaimer: The views and opinions expressed on this program are those of the hosts and guests and do not necessarily reflect the official policy or position of CrossCheck Media Inc., Biz Talk Today TV (BTT), or their affiliated entities and distribution partners. Content produced by CrossCheck Media across video, audio, and digital platforms is provided for informational and educational purposes only. 

Nothing presented should be construed as financial, investment, legal, tax, or gambling advice, nor as a recommendation to buy or sell any security, asset, wager, or strategy. All investments and wagers involve risk, including the possible loss of principal or money placed on a bet. Past performance and statistical analysis are not indicative of future results. 

Viewers and readers are solely responsible for their financial and wagering decisions and should conduct their own due diligence and consult with qualified professionals where appropriate. Sports betting commentary is for informational and entertainment purposes only. Participants must comply with applicable laws and age requirements in their jurisdiction. 

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Wall Street is being pulled in nearly every direction. Geopolitical uncertainty, volatile oil prices, an approaching election, AI speculation and rapidly changing economic signals are making traditional market forecasts increasingly difficult.

So what should investors do?

On this episode of Keith’s Corner, Keith Schneider, CEO and Co-Founder of MarketGauge, joins host Todd M. Schoenberger, CEO of CrossCheck Media Inc., with a simple message: stop trying to predict what should happen and pay attention to what the market is actually doing.

Keith explains why MarketGauge's investment philosophy emphasizes momentum, concentration and disciplined risk management. Its models have recently focused on semiconductors, technology and biotech, areas where Keith says momentum continues to persist.

But there is a major question hanging over Wall Street: Is the AI boom only beginning—or are investors watching a bubble form?

Keith doesn't pretend to know the answer. Instead, he explains why price action, data and risk management matter more than predictions. His rule for traders is particularly important in this environment: if you're going to put on a trade, know where you're wrong.

The conversation also turns to oil, where Keith describes the prevailing trend as bullish and one of the market's more powerful trends, while discussing how geopolitical developments could rapidly change that picture.

Todd and Keith then go inside the MarketGauge investment approach, discussing the ability of its models to move entirely to cash when trend indicators turn negative, its S&P and Nasdaq-100 models, portfolio rebalancing, and why Keith favors the Sortino ratio as a measure of risk versus reward.

They also explain the differences between MarketGauge.com, MarketGauge Pro and MarketGauge Asset Management, including institutional research, signal licensing and portfolio management. Keith reveals that MarketGauge works with both U.S. and international clients and says a large RIA recently requested a five-year agreement for its services.

In a market where almost anything can happen, Keith Schneider argues that the edge isn't predicting the future—it's knowing how to react when the market tells you the forecast has changed.

🔗 Website: https://biztalktodaytv.com 

📧 Contact on Email: [email protected] 

📢 Disclaimer: The views and opinions expressed on this program are those of the hosts and guests and do not necessarily reflect the official policy or position of CrossCheck Media Inc., Biz Talk Today TV (BTT), or their affiliated entities and distribution partners. Content produced by CrossCheck Media across video, audio, and digital platforms is provided for informational and educational purposes only. 

Nothing presented should be construed as financial, investment, legal, tax, or gambling advice, nor as a recommendation to buy or sell any security, asset, wager, or strategy. All investments and wagers involve risk, including the possible loss of principal or money placed on a bet. Past performance and statistical analysis are not indicative of future results. 

Viewers and readers are solely responsible for their financial and wagering decisions and should conduct their own due diligence and consult with qualified professionals where appropriate. Sports betting commentary is for informational and entertainment purposes only. Participants must comply with applicable laws and age requirements in their jurisdiction. 

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Wall Street may be climbing, but underneath the rally, interest rates, AI spending, consumer stress and enormous capital expenditures are creating one of the most unusual investment environments in years.

On this episode of ⁠Wayve Wire⁠, host ⁠Todd M. Schoenberger⁠ is joined by Wayve Capital CEO Joe Besecker and CIO Rhys Williams for a wide-ranging discussion about where the economy and financial markets could go next.

Besecker zeroes in on one of his biggest concerns: the rapid rise in Treasury yields. He argues that history shows sharp moves in the 10-year yield have often preceded periods of financial stress, from previous market disruptions to the 2023 regional-bank turmoil. His concern isn't necessarily that another crisis is inevitable—but that higher rates are increasing pressure throughout the financial system.

For households and small businesses, the consequences are already much more tangible. Besecker points to housing, construction and borrowing costs as areas feeling the pressure, while noting that massive AI infrastructure projects may be far less sensitive to incremental changes in interest rates.

Williams sees an American economy increasingly divided between those benefiting from asset appreciation and those struggling with higher everyday costs. He argues that the upper portion of consumers remains in relatively strong shape, while the bottom half faces much greater pressure. More importantly, Williams believes the current expansion is unusual because it is increasingly capital-spending driven rather than consumer driven.

Then comes the biggest Wall Street question: Can the AI investment boom survive higher rates?

Williams argues that AI infrastructure spending can continue because the economics are ultimately about the returns companies can generate from scarce computing capacity. He points to strong demand even for older generations of Nvidia chips as evidence of a compute-constrained environment and says companies are likely to keep “feeding the beast” as long as those economics persist.

The conversation also examines the U.S.-China relationship, critical minerals and America's dependence on global supply chains. Besecker argues that the United States needs a better balance between global sourcing and domestic production, while Williams notes that developing new domestic mineral capacity can take years—meaning the relationship with China remains economically important in the meantime.

Are 5% yields the market's next breaking point—or can the AI capital-spending boom overpower the pressure coming from higher rates? Besecker and Williams break down the risks, opportunities and signals investors should be watching now.

🔗 Website: ⁠https://biztalktodaytv.com⁠ 

📧 Contact on Email: ⁠[email protected]⁠ 

📢 Disclaimer: The views and opinions expressed on this program are those of the hosts and guests and do not necessarily reflect the official policy or position of CrossCheck Media Inc., Biz Talk Today TV (BTT), or their affiliated entities and distribution partners. Content produced by CrossCheck Media across video, audio, and digital platforms is provided for informational and educational purposes only. 

Nothing presented should be construed as financial, investment, legal, tax, or gambling advice, nor as a recommendation to buy or sell any security, asset, wager, or strategy. All investments and wagers involve risk, including the possible loss of principal or money placed on a bet. Past performance and statistical analysis are not indicative of future results. 

Viewers and readers are solely responsible for their financial and wagering decisions and should conduct their own due diligence and consult with qualified professionals where appropriate. Sports betting commentary is for informational and entertainment purposes only. Participants must comply with applicable laws and age requirements in their jurisdiction. 

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The Detroit Lions are laying 3.5 points at Carolina, but Jo Madden isn't interested in forcing a bet on the spread. Her attention is on Detroit's offense—and the prop market surrounding Jahmyr Gibbs.

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Houston is 0-3. Dallas is 1-2. Yet the Texans are favored by three points. That’s exactly the kind of NFL betting line that gets Jo Madden’s attention.

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The Chicago Bears just dominated on national television—and Jo Madden says that may be exactly why bettors should be careful.

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