Biz Talk Today TV

The Buffalo Bills look like the obvious side against the New England Patriots—and that's exactly what has Jo Madden looking the other way.

Buffalo enters the AFC East rivalry as a 6.5-point favorite, while New England is coming off an ugly 35-6 loss. On paper, laying the points with Buffalo may seem easy. But on this Madden On The Line short, Jo Madden, Vice President of Sports Gaming Media at CrossCheck Media Inc., explains why she's willing to make the uncomfortable bet and take New England +6.5.

As Jo puts it: “It feels ugly. It feels gross. It feels wrong.” But divisional rivalries can be difficult to price, and she doesn't believe Buffalo covering is nearly as automatic as it looks.

Jo also breaks down another way to approach the matchup. If you're bullish on Buffalo, she says the Bills team total over 28.5 may be more attractive than laying the spread.

Sometimes the bet that feels the worst is the number worth examining the closest.

Betting lines can change. This discussion reflects the market referenced during the recorded episode and is for informational and entertainment purposes.

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📢 Disclaimer: The views and opinions expressed on this program are those of the hosts and guests and do not necessarily reflect the official policy or position of CrossCheck Media Inc., Biz Talk Today TV (BTT), or their affiliated entities and distribution partners. Content produced by CrossCheck Media across video, audio, and digital platforms is provided for informational and educational purposes only. 

Nothing presented should be construed as financial, investment, legal, tax, or gambling advice, nor as a recommendation to buy or sell any security, asset, wager, or strategy. All investments and wagers involve risk, including the possible loss of principal or money placed on a bet. Past performance and statistical analysis are not indicative of future results. 

Viewers and readers are solely responsible for their financial and wagering decisions and should conduct their own due diligence and consult with qualified professionals where appropriate. Sports betting commentary is for informational and entertainment purposes only. Participants must comply with applicable laws and age requirements in their jurisdiction. 

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The Arizona Cardinals went from underdog to favorite against the New York Giants—and Jo Madden says that completely changes the bet.

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The betting market has made a major move on Colts-Commanders in London.

Washington opened as the favorite. Now Indianapolis is laying 3.5 points—meaning the line crossed zero and, more importantly, moved through the key number of three.

On this Madden On The Line short, Jo Madden, Vice President of Sports Gaming Media at CrossCheck Media Inc., explains why that movement matters and why bettors shouldn't blindly rely on familiar theories such as “London games always go under” or “always take the underdog overseas.”

Instead, Jo focuses on the numbers. At Washington +3.5, she sees the extra half-point—the “hook”—as meaningful. If the line falls back to +3, she says she wouldn't touch it. She also examines alternative markets, including the first-half under and team totals, rather than forcing a bet on the full-game spread.

The records may say Colts 1-2 and Commanders 1-2, but the betting line is telling a much more interesting story.

Betting lines can change. This discussion reflects the market referenced during the recorded episode and is for informational and entertainment purposes.

🔗 Website: https://biztalktodaytv.com 

📧 Contact on Email: [email protected] 

📢 Disclaimer: The views and opinions expressed on this program are those of the hosts and guests and do not necessarily reflect the official policy or position of CrossCheck Media Inc., Biz Talk Today TV (BTT), or their affiliated entities and distribution partners. Content produced by CrossCheck Media across video, audio, and digital platforms is provided for informational and educational purposes only. 

Nothing presented should be construed as financial, investment, legal, tax, or gambling advice, nor as a recommendation to buy or sell any security, asset, wager, or strategy. All investments and wagers involve risk, including the possible loss of principal or money placed on a bet. Past performance and statistical analysis are not indicative of future results. 

Viewers and readers are solely responsible for their financial and wagering decisions and should conduct their own due diligence and consult with qualified professionals where appropriate. Sports betting commentary is for informational and entertainment purposes only. Participants must comply with applicable laws and age requirements in their jurisdiction. 

Learn more about your ad choices. Visit megaphone.fm/adchoices

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Three weeks of NFL football have given bettors just enough information to think they know which teams are good, which teams are finished and which favorites they can trust. ⁠Jo Madden⁠ says that's exactly where the danger begins.

On this episode of Madden On The Line, Jo Madden, Vice President of Sports Gaming Media at ⁠CrossCheck Media Inc.⁠, breaks down the NFL Week 4 board and explains why this week is becoming a battle between desperation and inflated betting lines.

Five teams enter the week undefeated while five others are staring at 0-3 records—and history makes the stakes particularly severe for the winless clubs. Jo points out that only seven teams have reached the playoffs after starting 0-3, while only one has recovered from 0-4 to make the postseason.

Jo starts with Steelers-Browns, where injuries along Cleveland's offensive line have her looking toward Pittsburgh and the possibility of T.J. Watt creating serious problems for the Browns' offense. She also examines Aaron Rodgers and several alternative markets rather than simply playing the game total.

Then there's one of the strangest moves on the Week 4 board: Colts-Commanders in London. Washington opened as the favorite before the market flipped dramatically and Indianapolis moved through the key number of three. Jo explains why that movement matters—and why blindly following supposed trends about international games can be a mistake.

The episode also tackles Patriots-Bills, Jets-Bears, Cowboys-Texans, Packers-Buccaneers, Jaguars-Bengals, Rams-Eagles, Titans-Ravens, Dolphins-Vikings and Chiefs-Raiders, with Jo continually returning to one principle: don't confuse picking the better football team with finding the better bet.

That becomes particularly important when the public starts chasing what it just watched. After Chicago's nationally televised win, for example, Jo warns about what she calls the “national televised TV game tax”—when bettors rush to back the team that impressed them most recently and potentially pay an inflated price.

And when double-digit favorites such as Baltimore and Minnesota appear on the board, Jo looks beyond the spread toward first-half lines, team totals, props and potential live-betting opportunities instead.

Which NFL Week 4 lines are worth betting—and which ones should you simply walk away from? Watch the full breakdown before placing your bets.

🔗 Website: ⁠https://biztalktodaytv.com⁠ 

📧 Contact on Email: ⁠[email protected]⁠ 

📢 Disclaimer: The views and opinions expressed on this program are those of the hosts and guests and do not necessarily reflect the official policy or position of CrossCheck Media Inc., Biz Talk Today TV (BTT), or their affiliated entities and distribution partners. Content produced by CrossCheck Media across video, audio, and digital platforms is provided for informational and educational purposes only. 

Nothing presented should be construed as financial, investment, legal, tax, or gambling advice, nor as a recommendation to buy or sell any security, asset, wager, or strategy. All investments and wagers involve risk, including the possible loss of principal or money placed on a bet. Past performance and statistical analysis are not indicative of future results. 

Viewers and readers are solely responsible for their financial and wagering decisions and should conduct their own due diligence and consult with qualified professionals where appropriate. Sports betting commentary is for informational and entertainment purposes only. Participants must comply with applicable laws and age requirements in their jurisdiction. 

Learn more about your ad choices. Visit megaphone.fm/adchoices

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Donating a car, boat, valuable artwork or appreciated stock to charity can sound straightforward. The tax consequences may be anything but.

On this episode of ⁠The Money Path⁠, host ⁠Todd M. Schoenberger⁠, CEO of CrossCheck Media Inc., sits down with Colleen Spain, Counsel at Farrell Fritz P.C., to explain what donors—and charities—should understand before transferring a high-value non-cash asset.

Spain explains why the IRS has increased scrutiny of non-cash charitable contributions, when an appraisal becomes important, what documentation donors need, and why what a charity ultimately does with an asset can dramatically affect the donor's deduction.

One of the episode's biggest surprises involves vehicles. Spain explains that when a charity quickly sells a donated vehicle, the donor's deduction can generally be limited by the sale proceeds. But when the organization makes qualifying use of the vehicle in furtherance of its charitable mission, different valuation rules can apply.

The conversation also turns to appreciated securities. Spain discusses why donating stock directly can be attractive to both sides: the donor may avoid realizing the capital gain while the charitable organization can convert the securities to cash.

With year-end planning approaching, Spain's message is simple: plan early, work with trusted advisers and document everything. If the IRS eventually questions the valuation, the appraisal and supporting records can become critical.

When does generosity become a tax headache? And how can donors structure high-value gifts correctly before it's too late?

Watch the full conversation on ⁠The Money Path⁠.

🔗 Website: ⁠https://biztalktodaytv.com⁠ 

📧 Contact on Email: ⁠[email protected]⁠ 

📢 Disclaimer: The views and opinions expressed on this program are those of the hosts and guests and do not necessarily reflect the official policy or position of CrossCheck Media Inc., Biz Talk Today TV (BTT), or their affiliated entities and distribution partners. Content produced by CrossCheck Media across video, audio, and digital platforms is provided for informational and educational purposes only. 

Nothing presented should be construed as financial, investment, legal, tax, or gambling advice, nor as a recommendation to buy or sell any security, asset, wager, or strategy. All investments and wagers involve risk, including the possible loss of principal or money placed on a bet. Past performance and statistical analysis are not indicative of future results. 

Viewers and readers are solely responsible for their financial and wagering decisions and should conduct their own due diligence and consult with qualified professionals where appropriate. Sports betting commentary is for informational and entertainment purposes only. Participants must comply with applicable laws and age requirements in their jurisdiction. 

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See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Donating a car, boat, valuable artwork or appreciated stock to charity can sound straightforward. The tax consequences may be anything but.

On this episode of The Money Path, host Todd M. Schoenberger, CEO of CrossCheck Media Inc., sits down with Colleen Spain, Counsel at Farrell Fritz P.C., to explain what donors—and charities—should understand before transferring a high-value non-cash asset.

Spain explains why the IRS has increased scrutiny of non-cash charitable contributions, when an appraisal becomes important, what documentation donors need, and why what a charity ultimately does with an asset can dramatically affect the donor's deduction.

One of the episode's biggest surprises involves vehicles. Spain explains that when a charity quickly sells a donated vehicle, the donor's deduction can generally be limited by the sale proceeds. But when the organization makes qualifying use of the vehicle in furtherance of its charitable mission, different valuation rules can apply.

The conversation also turns to appreciated securities. Spain discusses why donating stock directly can be attractive to both sides: the donor may avoid realizing the capital gain while the charitable organization can convert the securities to cash.

With year-end planning approaching, Spain's message is simple: plan early, work with trusted advisers and document everything. If the IRS eventually questions the valuation, the appraisal and supporting records can become critical.

When does generosity become a tax headache? And how can donors structure high-value gifts correctly before it's too late?

Watch the full conversation on The Money Path.

🔗 Website: https://biztalktodaytv.com 

📧 Contact on Email: [email protected] 

📢 Disclaimer: The views and opinions expressed on this program are those of the hosts and guests and do not necessarily reflect the official policy or position of CrossCheck Media Inc., Biz Talk Today TV (BTT), or their affiliated entities and distribution partners. Content produced by CrossCheck Media across video, audio, and digital platforms is provided for informational and educational purposes only. 

Nothing presented should be construed as financial, investment, legal, tax, or gambling advice, nor as a recommendation to buy or sell any security, asset, wager, or strategy. All investments and wagers involve risk, including the possible loss of principal or money placed on a bet. Past performance and statistical analysis are not indicative of future results. 

Viewers and readers are solely responsible for their financial and wagering decisions and should conduct their own due diligence and consult with qualified professionals where appropriate. Sports betting commentary is for informational and entertainment purposes only. Participants must comply with applicable laws and age requirements in their jurisdiction. 

Learn more about your ad choices. Visit megaphone.fm/adchoices

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What happens when a company can grow revenue without growing payroll?

On this episode of The Money Path, host Todd M. Schoenberger, CEO of CrossCheck Media Inc., sits down with former CEO and bestselling author Luke Girgis, author of Death to the Org Chart, for a provocative conversation about artificial intelligence, corporate productivity and what could happen to jobs as companies learn to accomplish more with dramatically smaller teams.

Girgis argues that the old relationship between growth and hiring is already breaking down. He says executives once viewed adding employees as evidence of success. Today, he increasingly views a rapidly expanding org chart with “extreme suspicion.” Drawing on his experience running businesses, Girgis says many companies aren't truly scaling when they add employees alongside revenue—they are simply “buying revenue with labor.”

And he has a striking real-world example. Girgis describes an operation he led as interim CEO that went from 30 employees and a $400,000 annual loss to three employees, break-even and moving toward profitability. He says the business simultaneously improved customer service, product quality, delivery times, conversion rates and email engagement.

But the implications for workers could be enormous.

Girgis says the hardest part may be entry-level employment. As AI automates more routine execution work, he says he increasingly wants experienced people capable of making decisions rather than employees performing lower-level busywork. His advice to young people is provocative: build something. Learn to make decisions, develop judgment and acquire what he calls “taste.”

That leads directly to the argument behind Death to the Org Chart. Girgis believes companies should stop organizing themselves around positions that need to be filled and instead map the workflows that need to be completed, using people, AI agents and technology around those workflows. He predicts that within a decade, the traditional org chart could look like an “ancient artifact of dying businesses.”

And the remaining human talent could become extraordinarily valuable. Girgis argues that as execution becomes cheaper, employees with exceptional judgment and taste could command substantially greater compensation because AI allows a small number of talented people to produce the output once requiring much larger teams.

Yet Girgis ends with a surprising prediction: AI may initially cause companies to contract, but highly productive businesses could eventually start hiring again—this time without the organizational waste.

If AI can turn a 30-person operation into a three-person operation, what happens next to corporate America—and which workers become more valuable than ever?

🔗 Website: https://biztalktodaytv.com 

📧 Contact on Email: [email protected] 

📢 Disclaimer: The views and opinions expressed on this program are those of the hosts and guests and do not necessarily reflect the official policy or position of CrossCheck Media Inc., Biz Talk Today TV (BTT), or their affiliated entities and distribution partners. Content produced by CrossCheck Media across video, audio, and digital platforms is provided for informational and educational purposes only. 

Nothing presented should be construed as financial, investment, legal, tax, or gambling advice, nor as a recommendation to buy or sell any security, asset, wager, or strategy. All investments and wagers involve risk, including the possible loss of principal or money placed on a bet. Past performance and statistical analysis are not indicative of future results. 

Viewers and readers are solely responsible for their financial and wagering decisions and should conduct their own due diligence and consult with qualified professionals where appropriate. Sports betting commentary is for informational and entertainment purposes only. Participants must comply with applicable laws and age requirements in their jurisdiction. 

Learn more about your ad choices. Visit megaphone.fm/adchoices

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The jobs report came in surprisingly soft. Bond yields moved lower. Stocks responded positively. But underneath the market rally, is the American economy beginning to split into two very different worlds?

On this episode of Wayve Wire, host Todd M. Schoenberger, CEO of CrossCheck Media Inc., sits down with Joe Besecker, CEO of Wayve Capital, and Rhys Williams, CIO of Wayve Capital, for a wide-ranging discussion about the jobs market, interest rates, artificial intelligence and where investors should be looking next.

Besecker argues that the weak employment report could take pressure off the Federal Reserve while warning that AI is changing what Americans once considered secure white-collar jobs. Williams goes further, arguing that outside the extraordinary data-center capital-spending boom, significant portions of the economy could slow as high borrowing costs work their way through housing, commercial real estate and credit markets. Wayve Wire - October 2nd Episod…

But there's an important disagreement. Besecker isn't convinced the broader economy is deteriorating. He points to well-paying skilled-trade jobs connected to the infrastructure boom and continued demand for workers in areas such as healthcare. Williams counters that those gains may not be large enough to offset pressure on other workers and argues America needs to reconsider which occupations will become the upper-middle-class jobs of the future.

And Williams remains notably confident about AI infrastructure. He says newly opened data-center capacity is being absorbed rapidly and argues that demand for older generations of Nvidia chips challenges the idea that today's hardware immediately becomes obsolete when newer chips arrive.

The conversation then moves across Wall Street: oil and geopolitical risk, gold versus crypto, commercial-real-estate refinancing, banks, travel and leisure, life sciences, AI infrastructure—and whether beaten-down consumer brands such as Nike can ever regain their former dominance.

If AI continues booming while the rest of the economy loses momentum, investors may be confronting something much bigger than another sector rotation:

Are we entering an economy increasingly divided between businesses connected to AI—and everybody else?

🔗 Website: https://biztalktodaytv.com 

📧 Contact on Email: [email protected] 

📢 Disclaimer: The views and opinions expressed on this program are those of the hosts and guests and do not necessarily reflect the official policy or position of CrossCheck Media Inc., Biz Talk Today TV (BTT), or their affiliated entities and distribution partners. Content produced by CrossCheck Media across video, audio, and digital platforms is provided for informational and educational purposes only. 

Nothing presented should be construed as financial, investment, legal, tax, or gambling advice, nor as a recommendation to buy or sell any security, asset, wager, or strategy. All investments and wagers involve risk, including the possible loss of principal or money placed on a bet. Past performance and statistical analysis are not indicative of future results. 

Viewers and readers are solely responsible for their financial and wagering decisions and should conduct their own due diligence and consult with qualified professionals where appropriate. Sports betting commentary is for informational and entertainment purposes only. Participants must comply with applicable laws and age requirements in their jurisdiction. 

Learn more about your ad choices. Visit megaphone.fm/adchoices

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Cannabis is moving deeper into the mainstream American economy—but Wall Street may still misunderstand how this industry actually works.

On this episode of The Money Path, host ⁠Todd M. Schoenberger⁠ sits down with Greg Chin, Partner at EisnerAmper and Lead of the firm’s Cannabis Industry Team, for a deep dive into the business, investment and transaction landscape surrounding one of America's most unusual emerging industries. Chin brings significant firsthand deal experience to the conversation, saying he has worked on more than 100 cannabis transactions.

Chin estimates the broader cannabis market at roughly $100 billion and explains why investors need to look beyond the industry as a single trade. State-by-state regulation, access to capital, management quality, location, taxation and the divide between regulated and unregulated operators can produce dramatically different economics from one company to another.

The conversation also explores one of the industry's biggest potential catalysts: federal cannabis reform and the tax consequences surrounding Section 280E. Chin explains why changes to federal treatment could materially alter the economics of cannabis businesses—and why uncertainty surrounding adult-use cannabis remains an important issue for operators and investors.

Todd and Greg also examine M&A, public companies, dispensary economics and the next stage of industry consolidation. Chin discusses the acquisition wave that previously swept through cannabis as companies attempted to establish multistate footprints and national brands, while explaining why dealmaking continues even though activity has cooled from its earlier peak.

And what actually makes a cannabis retailer successful? Chin says many are profitable and cites gross margins around 50% at the retail level, while emphasizing capitalization, management, location and product quality. He also identifies gummies and beverages as fast-growing categories alongside traditional flower and pre-roll products.

If cannabis continues its transition from a fragmented, heavily regulated market into a mainstream American consumer industry, where could the biggest opportunities emerge—and what separates the potential winners from everyone else?

🔗 Website: ⁠https://biztalktodaytv.com⁠ 

📧 Contact on Email: ⁠[email protected]⁠ 

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📢 Disclaimer: The views and opinions expressed on this program are those of the hosts and guests and do not necessarily reflect the official policy or position of CrossCheck Media Inc., Biz Talk Today TV (BTT), or their affiliated entities and distribution partners. Content produced by CrossCheck Media across video, audio, and digital platforms is provided for informational and educational purposes only. 

Nothing presented should be construed as financial, investment, legal, tax, or gambling advice, nor as a recommendation to buy or sell any security, asset, wager, or strategy. All investments and wagers involve risk, including the possible loss of principal or money placed on a bet. Past performance and statistical analysis are not indicative of future results. 

Viewers and readers are solely responsible for their financial and wagering decisions and should conduct their own due diligence and consult with qualified professionals where appropriate. Sports betting commentary is for informational and entertainment purposes only. Participants must comply with applicable laws and age requirements in their jurisdiction. 

Learn more about your ad choices. Visit megaphone.fm/adchoices

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

With Election Day approaching, Republican congressional nominee Berney Flowers returns to Campaign Trail: The Road to Congress for a wide-ranging conversation about the issues he is putting at the center of his campaign for Maryland’s 3rd Congressional District. Maryland election records show Flowers won the Republican primary with 48.92% of the vote and will face Democratic incumbent Sarah Elfreth in November.

Host Todd M. Schoenberger begins with Maryland’s economy and the debate over job creation under Gov. Wes Moore. Flowers questions whether the jobs being created provide wages capable of supporting Maryland families and discusses how economic conditions are affecting voters. The latest available state data estimate that Maryland added 20,100 jobs during the first eight months of 2026, while the unemployment rate stood at 4.1% in August. The episode itself includes a sharper debate over Moore’s job-creation claims and revisions to employment data.

The conversation then turns to immigration and national security, with Flowers explaining his support for legal immigration alongside stronger vetting and enforcement. Drawing on his national-security background, he discusses how he views the connection between border and immigration policy and protecting the country.

Flowers also lays out his position on members of Congress trading stocks, arguing that lawmakers should not be able to profit from information or policy decisions unavailable to ordinary investors. One clarification is important: during the interview, Elfreth is described as voting against the Stop Insider Trading Act. The House Clerk's July 22 roll call instead records Elfreth voting “yea” on the Democratic motion to recommit H.R. 7008, while Republicans voted against that procedural motion; the transcript's characterization therefore should not be presented as an established voting fact without additional context about the underlying legislation and procedural votes.

Finally, Flowers discusses his campaign's final stretch and his effort to meet District 3 voters face-to-face as the November election approaches.

Watch the full conversation on Campaign Trail: The Road to Congress on Biz Talk Today TV.

🔗 Website: https://biztalktodaytv.com 

📧 Contact on Email: [email protected] 

📢 Disclaimer: The views and opinions expressed on this program are those of the hosts and guests and do not necessarily reflect the official policy or position of CrossCheck Media Inc., Biz Talk Today TV (BTT), or their affiliated entities and distribution partners. Content produced by CrossCheck Media across video, audio, and digital platforms is provided for informational and educational purposes only. 

Nothing presented should be construed as financial, investment, legal, tax, or gambling advice, nor as a recommendation to buy or sell any security, asset, wager, or strategy. All investments and wagers involve risk, including the possible loss of principal or money placed on a bet. Past performance and statistical analysis are not indicative of future results. 

Viewers and readers are solely responsible for their financial and wagering decisions and should conduct their own due diligence and consult with qualified professionals where appropriate. Sports betting commentary is for informational and entertainment purposes only. Participants must comply with applicable laws and age requirements in their jurisdiction. 

Learn more about your ad choices. Visit megaphone.fm/adchoices

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.