If you have more assets than liabilities that is a good thing. If you have more income then expenses that is also a good thing.

And there you have, a very simple money 101 in five minutes. This stuff doesn't have to be complicated.

www.bolsterriskmanagement.com

This is your gig too. The instant meal, spoon-fed, microwave, click n' deliver life we lead still requires some effort from you.

Are you are financially stuck?

Are you frustrated with money, insurance, brokers?

You know you want change but you don't know how, from where or from who..?

Bolsterriskmanagement.com

I spoke to a client yesterday - he was on to it, he knew enough basic facts about his own cover to ask great questions that benefited him, and made sure that he knew where his cover was at, and what he was prepared to trade in his risk mix.

Be informed - not to know it all - but so that you can make good solid decisions about your financial future.

It all starts with insurance. Secure your income earning ability, then everything else can fall in to place.

www.bolsterriskmanagement.com

A New Zealand Company

Listen to me discuss how people find it hard to plan for the worst, they don't want to think about it - but they think about it anyway.

www.bolsterriskmanagement.com

A New Zealand Company

Levelling your insurance is like fixing your mortgage -it is also a smart financial decision, but so few do it.

www.bolsterriskmanagement.com

A New Zealand Company

Insurance, what is the cost and what does it cover? These two things are what people want to know as simply as possible.

For most of the podcasts I have focused on cover, today is squarely on cost. There are number and more numbers, but only for 6 minutes.

You can stack your insurance depending on your needs. Listen to find out more or come to...

www.bolsterriskmanagement.com

A New Zealand Company

The banks taught us well - whose risk were we covering again?

www.bolsterriskmanagement.com

A New Zealand Company

Who pays for the advice? Who Pays me? When I say that your 15 minutes pre-assessment call with me is free - do I mean it? Who pays for the 1:1 meeting where we discover your needs and wants with regards to risk protection cover? Who pays for the research and recommendation that ultimately gets presented to you? Who pays for the help we give to help you get your application approved, even with all the back-and-forth between the underwriters, GPs and whoever?

www.bolsterriskmanagement.com

A New Zealand Company

Income Replacement -

This is possibly one of the biggest minefields that people can stumble on, when looking at personal insurance. These are the monthly paying benefits that will provide a portion of your pay if you are unable to work due to accident or illness.

www.bolsterriskmanagement.com

A New Zealand Company

Don't cover the small stuff, be a little tactical.

www.bolsterriskmanagement.com

A New Zealand Company