Lump-sum paying insurance products such as Trauma and TPD (total & permanent disability) can be 'bundled' to the Life product. This means that
If a claim is paid on an accelerated benefit, the claim amount will be deducted from the life cover of your policy.
If a claim is paid on a standalone benefit, the payment will not reduce the life cover under the policy.www.bolsterriskmanagement.com
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