A bonus episode for Lately listeners, from the team at Stress Test! 

Just mention the word “inheritance” and people get their backs up. It’s no surprise that people are reluctant to chat about free money. In this episode, host Rob Carrick chats with Julia Chung, a financial planner, about why you shouldn’t factor an inheritance into your financial plans. We’re also joined by an Edmonton woman whose parents plan to spend every dime in retirement. And an Ontario millennial walks us through whether or not she should take her parents’ offer of an early inheritance.

Stress Test is the Globe and Mail’s personal finance podcast for Gen Z and Millennials.

Lately will be back in the feed next, and every, Friday. 

Questions? Comments? Ideas? E-mail podcasts@globeandmail.com