BoomerTime with Nancy Cogar

Many Americans find themselves going from adult child to active caregiver for their mother or father, and managing this new role is challenging. In this episode, we discuss ways that you can best communicate with your parents in the role of the caregiver while avoiding burnout.

I'll guide you through some of the most common physical, mental and social challenges that your parent could be experiencing, plus ways to connect so that these difficulties do not drive a wedge between the two of you.

During the month of June 2024, visit NancyCogar.com to get a chance to win Scooters Coffee. Take your loved one for a cup of coffee (or a shake) and get a conversation going. ☕

So that you don’t miss this and future episodes, subscribe and follow the podcast on Spotify, Apple Podcasts and soon YouTube! Or you can always visit me at NancyCogar.com.

I've been out in the field!

Joining us in my latest episode is Marc Gravitt, Register of Deeds for Hamilton County, Tennessee, which is a busy position and busy place. If you own real estate, then those records are preserved in Mr. Gravitt’s office. He manages those and other official records that are recorded with his office. 

Mr. Gravitt was generous enough to answer a number of questions about property fraud and what the Register's office does, as well as insights on property fraud impacting seniors.

Resources mentioned in this podcast:

Property Fraud Alert System Flyer – Hamilton County Register of Deeds Gravitt

Hamilton County Property Fraud Alert System Website

During the month of June 2024, visit NancyCogar.com to get a chance to win Scooters Coffee. Take your loved one for a cup of coffee (or a shake) and get a conversation going. ☕

☕ June Giveaway: Get Scooters Coffee on Me!

During the month of June 2024, visit NancyCogar.com to get a chance to win Scooters Coffee. Take your loved one for a cup of coffee (or a shake) and get a conversation going. ☕

Did you know more than 50 percent of people have NO estate documents whatsoever – no Last Will and Testament – no Trust – No Powers of Attorney – No directives as to their end-of-life care.
In this episode, I want to talk about what happens when you die without a Will and without any titling or beneficiary designations in Tennessee.
🎧 Listen to Episode 25 NOW on NancyCogar.com and everywhere you listen to podcasts.

Attorney Drew Clements of Clements & Eubanks joins me again to expand on the probate discussion from Episode 23. We also answer some commonly asked questions about family dynamics, letters testamentary, last wills and the cost of it all. Plus, how long does all of this even take? Drew helps us navigate the deep end of Elder Law in this episode.

Plus, stay tuned in to Boomer Time during the month of June 2024 for a very nice giveaway that I think you'll appreciate. ☕

Resources mentioned in this podcast:

Episode 23: The ABCs of Probate

Join the Boomer Time community! Learn more at ⁠⁠⁠NancyCogar.com⁠⁠⁠, subscribe to my newsletter and gain helpful resources to help you or your loved one navigate aging with confidence.

This episode features a very special interview at the Hamilton County (TN) Clerk and Master Robin Miller's office to discuss the ins and outs of probate. Alongside me is colleague Attorney Drew Clements, who you met in Episode 15. Join us as we hear from Robin's office about the ABCs of Probate.

Join the Boomer Time community! Learn more at ⁠⁠⁠NancyCogar.com⁠⁠⁠, subscribe to my newsletter and gain helpful resources to help you or your loved one navigate aging with confidence.

Mother’s Day can cause a lot of anxiety – no one wants to disappoint Mom. What do mothers really want on a day carved out with only them in mind? Here are seven ideas that come right from mother’s themselves – maybe help you to think about the perfect gift for your mom or moms plural in your life and they are really very simple: 

Join the Boomer Time community! Learn more at ⁠⁠⁠NancyCogar.com⁠⁠⁠, subscribe to my newsletter and gain helpful resources to help you or your loved one navigate aging with confidence.

Did you know: Alcohol use can be attributed to more than 60% of senior falls?

Fall prevention is critical to preserving the quality of life. Statistics suggest one in four will have a fall this year. Falls can lead one to not be able to return home, not to mention broken bones, brain injuries and even death. This is a topic we need to get comfortable talking about.

According to the NIH poll, one in four seniors admitted to drinking heavily in the last 30 days, and one in 10 admitted to binge drinking. We're not talking about college kids here...

We need to be checking in with our seniors. There is a better way. There's help available from the community-at-large and the faith community. Not addressing these issues with alcohol could put your health at risk, but also your estate. You don't want your estate exposed to a wrongful death lawsuit from drunk driving.

Resources mentioned in this episode:

A Crown that Lasts: You Are Not Your Label by Demi-Leigh Tebow

Join the Boomer Time community! Learn more at ⁠⁠⁠NancyCogar.com⁠⁠⁠, subscribe to my newsletter and gain helpful resources to help you or your loved one navigate aging with confidence.

It's the 20th episode! (Yay!) And to celebrate, I'm answering some of the most popular questions about Estate Planning, Wills, Powers of Attorney and more.

Do you have a question? There's a contact form on my website where you can ask me anything related to Estate Planning. It may end up in a future episode! And to those of you who have reached out to me, thank you. Your questions are valuable to me and my listeners. You may be asking a question someone else is afraid to ask! No question is too silly.

It’s April, so spring is upon us and so is a often more unpleasant season – tax time. For many of us, the tax burden is behind us, but still, it’s always a stressful time gathering together all the records from the past year and making that annual filing to the Internal Revenue Service. 

In my latest episode, we are going to tackle and additional stress that’s come up when it comes to taxes and it doesn’t have anything to do with filing your own return.  Instead – tax returns have become ripe for fraudsters, and I want to let you know how these scammers are doing it and how you can protect yourself or respond, if it happens to you.

Unfortunately, I’m reporting on this one first-hand because yours truly had it happen to her this year, believe it or not. These scammers are so pervasive and are costing our country billions of dollars each year.  The Justice Department has a new initiative because of the increase in fraud and its called the Stolen Identity Refund Fraud.  

I can report personally that it can happen to you because it happened to me.   I didn’t even know a return had been filed when I found out.  After I found out I had to take some very specific action to not only advise the IRS that it wasn’t me that filed the return and to protect my identify from further fraud.  

I’ve talked about scammers before and you might want to go back and listen in the two-part episode on scams,  As I have said,  these scammers are super sophisticated.  They are coming up with more and more clever ways to obtain our personal information.

Unfortunately, I was burned – and in my latest episode, I’ll tell you more about that but I want to respond to the attack in this podcast by providing you with resources to avoid being a victim of IRS fraud and also take some additional steps to protect your personal information.

Join the Boomer Time community! Learn more at ⁠⁠⁠NancyCogar.com⁠⁠⁠, subscribe to my newsletter and gain helpful resources to help you or your loved one navigate aging with confidence.

Did you know?: You can provide for your furry, feathered or scaly family members in your estate plan, BUT…

…it requires some very specific methods under the law. No, Kitty can’t inherit cash, since pets are considered property. But there has to be a specific plan in place.

Good news is that all 50 states allow you to make certain provisions for your pets. People can take advantage of a type of legacy planning called a pet trust. I talk about how in my latest episode here.

Considering the fact that more than 65 percent of Americans have at least one pet in the household, it makes sense to make plans for a pet’s care should you pass away.

So yes, you can provide for your 32 cockatiels. One woman did. Listen to Episode 18 to learn more about this and other pet trust stories.

Join the Boomer Time community! Learn more at ⁠⁠⁠NancyCogar.com⁠⁠⁠, subscribe to my newsletter and gain helpful resources to help you or your loved one navigate aging with confidence.