Achieving financial freedom is 80% behaviour and 20% numbers!

If you are able to master fundamental money habits you will not only shift your money mindset for success, but you will begin to achieve your goals and make significant progress in other areas of your life.

Join Esther, as she discusses must-have money habits for achieving financial freedom as well as answers your money questions on all things personal finance, investing, and business!

P.S The information provided is for educational purposes only and not financial advice.

When you invest in yourself it pays the highest return of any good investment you will make.

Not only does it improve your quality of life, but it also benefits those around you and society as a whole.

There are inexpensive ways you can invest in yourself that cost no or little money. Listen to this podcast episode for 20 easy ideas on how you can invest in yourself.

P.S The information provided is for educational purposes only and not financial advice.

Have you found your life's purpose? Are you finding your life's purpose? Living your purpose is essential to financial wellness.

When you find your purpose, your purpose will provide for you. This topic is so important because there is so much going on in the world; we have so many people changing jobs and businesses pivoting, and it almost feels like people are trying to rediscover themselves.

Rather than just working a job or running a business you hate, spend more exploring your purpose. I believe in the famous saying, "Do what you love and the money will follow."

As I embark on my own personal journey of discovering my life's purpose and my purpose providing for me, this has become increasingly true for me.

Purpose and money are two topics we don't often discuss in the personal finance world.

I believe the two are connected. If you live your purpose, it will provide for you.

Crab a pen and paper and ask yourself these questions, as you discover your life purpose!

• Who am I, exactly?
• What am I going to do?
• What am I doing here?
• What options do I have?
• What can I do to help?
• What do you think I'm capable of?
• What are my skills and abilities?
• What do I like to do?
• What skills do I have, and where do they come from?
• What does it matter to me that no one else does?

P.S The information provided is for educational purposes only and not financial advice.

Why are the Middle Class broke and living paycheck to paycheck!

You probably don't care about class but pay attention to this, as more 9-5 professionals and small business owners fit into his category than don't.

Back in the day becoming middle class represented financial freedom. But that seems to be changing as the middle class although seemingly comfortable are often living paycheck to paycheck.

In today's podcast episode, I share 10 reasons why middle-class income earners are living paycheck to paycheck and tips on how they can overcome this.

Don't forget to subscribe to the podcast on any of your favourite podcast platforms and on Youtube if you want more personal finance, getting started with investing, and business tips!

P.S The information provided is for educational purposes only and not financial advice.

If you are an avid budgeter and are living paycheck to paycheck, you may want to stop budgeting and do this instead!

Too many people, in my opinion, are budgeting incorrectly and focusing on making cuts rather than how to bridge the gap between what they have now and what they need to thrive financially.

In this podcast episode, I share reasons why you should stop budgeting and focus on making more money instead in order to reach your financial goals quicker!

• How is your budgeting journey going?
• Are you focusing on just making cuts or are you looking at making more money to bridge the gap?

P.S The information provided is for educational purposes only and not financial advice.

In today's episode, I address why understanding fundamental financial principles is critical to your financial success.

While going pro (accumulating wealth, saving, and living your best life) with your finances is the ultimate aim, you must first master the fundamentals.

Without the fundamentals, you will find yourself on the struggle bus of frustration in accomplishing your financial goals.

With our budget course, you will learn the fundamentals of budgeting and how to use your budget to save, pay off debts, and begin investing.

And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!

Here's how to rate and review apple podcasts: In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating. Click Write a Review, if you wish, then click Send when finished.

In today's episode, I will be sharing some insight about the cost of living in 2022. We will cover:

• The rise in Inflation
• Energy bills
• Interest Rates
• Tax

All of the above will likely impact you and your finances, so it's important to have a plan towards them.

P.S The information provided is for educational purposes only and is not financial advice.

So you want to start the year strong and are considering what goals you should work on?

Let me inspire you with our Top 20 Financial Goal Ideas for 2022. Budgeting, different sorts of savings to consider, new assets to invest in, asking for more money at work, and my personal favourite, giving yourself a well-deserved treat even if you haven't earned it. Yep, that's how we are slaying in 2022!

Follow Boss of My Money on Instagram and send your questions or comments via DM. Send your questions anonymously to [email protected]. I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don't miss out on any of my money tips. And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!

Here's how to rate and review on Apple podcasts: In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating. Click Write a Review, if you wish, then click Send when finished.

P.S The information provided is for educational purposes only and is not financial advice.

For the most part, we would have to think long and hard about when our bad financial habits kicked in. That's because it began with a single credit card, progressed to overdraft, and before you know it, payday loans.

Others may have started withdrawing £200 from their savings account and are now withdrawing every penny that remains.

Our bad financial habits are subtle, and if left to their own devices, they spiral out of control.

In this podcast, I discuss 11 tell-tale signs that you live above your means. This is not to shame you but to assist you in identifying bad money habits that, if not addressed, can keep you in debt for years or lead to years of working with no savings.

Follow Boss Of My Money on Instagram and send your questions or comments via DM. Send your questions anonymously to [email protected].

I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don't miss out on any of my money tips. And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!

Here's how to rate and review on apple podcasts: In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating. Click Write a Review, if you wish, then click Send when finished.

P.S The information provided is for educational purposes only and is not financial advice.

It's the beginning of a new year. I'm sure a lot of people are giving up caffeine, smoking, alcohol, sugar, or bad spending habits.

If you're unfamiliar with the term "cold turkey," it refers to abruptly discontinuing a habit. It is the point at which you completely stop a bad habit or behaviour that you want to change. Instead of gradually discontinuing the habit, you terminate it abruptly in the hope of never returning to it. T

his podcast focuses on why you shouldn't go cold turkey and how going cold turkey can lead to additional problems in your personal finances.

Don't get me wrong, it can work for some people, and there are advantages to quitting cold turkey, but it all depends on the habit and the individual.

Follow Boss Of My Money on Instagram and send your questions or comments via DM. Send your questions anonymously to [email protected]. I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don't miss out on any of my money tips. And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!

Here's how to rate and review on Apple podcasts: In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating. Click Write a Review, if you wish, then click Send when finished.

P.S The information provided is for educational purposes and is not financial advice.