Bread & Butter

Bread & Butter

By Emmanuel Asuquo & Tayo OguntonadeBusinessEntrepreneurshipInvesting
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Bread & Butter episodes

  • Is UK Property Still Worth It? | Bread & Butter Ep 137

    Is buying property in the UK still worth it in 2026?

    Prices have stayed flat, interest rates are up, there's talk of a wealth tax and a new 2.5% deposit scheme for first-time buyers. So we sat down to answer the questions you keep asking us, with Tayo bringing the property investor's view and Eman the financial adviser's.
    We get into why you should buy your own home if you're not investing or building a business, why borrowing the maximum the bank offers can cripple you, new builds vs older homes, pivoting from buy-to-let to Airbnb and rent to rent, property vs stocks, and why some financial advisers will always rubbish property.
    And the big question: when the income stops, what will you actually have to show for it?
    WORK WITH US
    📈 Eman's free Financial Freedom Masterclass: https://masterclass.financialfreedomaccelerator.co.uk/?utm_source=youtube&utm_medium=podcast&utm_campaign=ep137
    🏠 Book a property strategy call with Tayo: https://book.bwtestates.com/call?src=youtube
    🛏️ Tayo's free Airbnb & serviced accommodation masterclass: https://lp.servicedaccommodationsuccess.com/sas-masterclass?utm_source=youtube&utm_medium=podcast&utm_campaign=ep137
    00:00 — Welcome Back & Introducing The Table
    10:06 — Should You Still Buy Your Own Home in 2026?
    14:40 — Is Investing in UK Property Still Worth It?
    17:40 — Switching to Rent to Rent
    20:10 — The New 2.5% Deposit Scheme: Help or Harm?
    26:36 — New Build vs Older Home: Know Why You're Buying
    31:47 — Property vs Stocks: Why Not Do Both?
    34:02 — Why Your Financial Adviser Rubbishes Property
    39:24 — What Have You Got to Show for Your P60?
    ---------------------------------------------------------------------
    🍞 Join The Table, the Bread & Butter community on Telegram. Go behind the scenes with Eman and Tayo, keep the conversation going after every episode, and make moves with people like you.
    First week free, then £9.99 a month.
    👉 https://table.breadandbutterpod.com
    🎧 Tap in. Like. Comment. Subscribe.
    Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship.

    Learn more about your ad choices. Visit podcastchoices.com/adchoices

    53 min
  • From 7 Figures to Universal Credit: Why You Need a House | Bread & Butter Ep 137

    Is buying property in the UK still worth it in 2026?

    Prices have stayed flat, interest rates are up, there's talk of a wealth tax and a new 2.5% deposit scheme for first-time buyers. So we sat down to answer the questions you keep asking us, with Tayo bringing the property investor's view and Eman the financial adviser's.
    We get into why you should buy your own home if you're not investing or building a business, why borrowing the maximum the bank offers can cripple you, new builds vs older homes, pivoting from buy-to-let to Airbnb and rent to rent, property vs stocks, and why some financial advisers will always rubbish property.
    And the big question: when the income stops, what will you actually have to show for it?
    WORK WITH US
    📈 Eman's free Financial Freedom Masterclass: https://masterclass.financialfreedomaccelerator.co.uk/?utm_source=youtube&utm_medium=podcast&utm_campaign=ep137
    🏠 Book a property strategy call with Tayo: https://book.bwtestates.com/call?src=youtube
    🛏️ Tayo's free Airbnb & serviced accommodation masterclass: https://lp.servicedaccommodationsuccess.com/sas-masterclass?utm_source=youtube&utm_medium=podcast&utm_campaign=ep137
    00:00 — Welcome Back & Introducing The Table
    10:06 — Should You Still Buy Your Own Home in 2026?
    14:40 — Is Investing in UK Property Still Worth It?
    17:40 — Switching to Rent to Rent
    20:10 — The New 2.5% Deposit Scheme: Help or Harm?
    26:36 — New Build vs Older Home: Know Why You're Buying
    31:47 — Property vs Stocks: Why Not Do Both?
    34:02 — Why Your Financial Adviser Rubbishes Property
    39:24 — What Have You Got to Show for Your P60?
    ---------------------------------------------------------------------
    🍞 Join The Table, the Bread & Butter community on Telegram. Go behind the scenes with Eman and Tayo, keep the conversation going after every episode, and make moves with people like you.
    First week free, then £9.99 a month.
    👉 https://table.breadandbutterpod.com
    🎧 Tap in. Like. Comment. Subscribe.
    Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship.

    Learn more about your ad choices. Visit podcastchoices.com/adchoices

    47 min
  • £250K From Content, Under 50K Fans | Bread & Butter Ep 136

    Is the money from content creation actually real or just for the top 1%?

    After a comment accused us of telling people to drop out of school and chase social media, Eman and Tayo set the record straight. Both are professionally qualified, both built careers, and both started making content while working their jobs. The point was never to quit, but to marry the two.
    The conversation covers the science creator who bought a Urus off content, why your potential market is anyone with a phone, how one brand deal can match the average UK salary, and how Eman made over £250K from content in a year without even having 50,000 followers. We also break down how brand deals really pay, from stories and usage rights to ad spend, and why you shouldn't wait until redundancy is announced to start building another income.
    And if you've been sitting on the idea for ages, what's actually stopping you from posting your first video?
    00:00 — Intro
    03:59 — The Science Creator Who Bought a Urus From Content
    06:09 — Your Market Is Anyone With a Phone
    09:49 — Earning the Average UK Salary in One Brand Deal
    13:06 — £250K From Content With Under 50K Followers
    16:16 — How Brand Deals Actually Pay: Usage, Stories & Ads
    18:14 — Stop Feeling Guilty for Wanting More Money
    20:11 — Don't Wait Until It Starts Raining
    22:48 — Pick One Platform That Actually Pays You
    ---------------------------------------------------------------------
    🍞 Join The Table, the Bread & Butter community on Telegram. Go behind the scenes with Eman and Tayo, keep the conversation going after every episode, and make moves with people like you.
    First week free, then £9.99 a month.
    👉 https://table.breadandbutterpod.com
    🎧 Tap in. Like. Comment. Subscribe.
    Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship.

    Learn more about your ad choices. Visit podcastchoices.com/adchoices

    28 min
  • From Failed A-Levels To Celebrity Dentist | Bread & Butter Ep 135 ft Dr Dapaah

    was handed a closed-down practice, why the NHS said no in four hours, going two and a half years without paying himself, why staff and culture are the hardest part of business, and why he prays ringside for a boxer he mentored from 15.

    A conversation about hunger, faith, proximity and refusing to let one setback write your story. Which part hits home for you?
    00:00 — Why Dr Dapaah Is Part of the Family
    07:46 — Dentist, Clinic Owner and Bringing Diamond Teeth to the UK
    15:54 — Praying Ringside: From Church Youth Group to Pro Boxing
    20:41 — Growing Up on the Roads and Choosing an Exam Over Beef
    33:10 — Failing His A-Levels and Taking the Long Way Round
    37:23 — Why He Moved to Scotland to Learn Business
    49:36 — How He Was Handed a Closed-Down Dental Practice
    56:42 — 2.5 Years Without Paying Himself and the £500K Startup Cost
    59:40 — Why Staff and Culture Are the Hardest Part of Business
    ---------------------------------------------------------------------
    🍞 Join The Table, the Bread & Butter community on Telegram. Go behind the scenes with Eman and Tayo, keep the conversation going after every episode, and make moves with people like you.
    First week free, then £9.99 a month.
    👉 https://table.breadandbutterpod.com
    🎧 Tap in. Like. Comment. Subscribe.
    Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship.

    Learn more about your ad choices. Visit podcastchoices.com/adchoices

    1 hr 13 min
  • The UK Is Losing Its Wealthy — Here's Why | Bread & Butter Ep 134

    Why are more wealthy people looking beyond the UK?

    From taxes and cost of living to safety, convenience, family, and lifestyle, this conversation asks a bigger question: are we actually building the life we want or simply working harder to maintain the life we have?
    The discussion goes from UK vs Dubai, wealth migration, and rising taxes to why people are relocating, the value of time, and whether paying more can actually give you a better quality of life.
    And perhaps the biggest question of all:
    Would you rather pay less for a life you don’t want or pay more for the life you actually do?
    Watch, think, and let us know what you would choose.
    06:38 — Why Are People Leaving the UK?
    11:43 — What Happens When the UK Loses £330M in Tax Revenue?
    15:42 — Why Countries Are Competing for Wealthy People
    22:39 — Why People Earn More but Feel Poorer
    28:08 — Why Making More Money Is Really About Having Choices
    31:30 — £4.5K for a Life You Don’t Want vs £8K for the Life You Do
    35:43 — We Haven’t Been Taught to Value Our Time
    ---------------------------------------------------------------------
    🍞 Join The Table, the Bread & Butter community on Telegram. Go behind the scenes with Eman and Tayo, keep the conversation going after every episode, and make moves with people like you.
    First week free, then £9.99 a month.
    👉 https://table.breadandbutterpod.com
    🎧 Tap in. Like. Comment. Subscribe.
    Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship.

    Learn more about your ad choices. Visit podcastchoices.com/adchoices

    43 min
  • His Studio Got Robbed of £20K. Now He’s 5x Bigger | B&B Ep 133 ft Elmo

    From starting with a camera and free music videos to building a full production studio, this is a story about taking risks, rebuilding after losing almost everything, and knowing when to bet on yourself.

    After losing nearly £20,000 worth of equipment, he had to start again. Today, he’s running a growing studio built without loans or debt and helping podcasts turn consistent content into serious output.
    A conversation about resilience, business, creative entrepreneurship, risk, and what it really takes to build something from scratch.
    04:46 — The True Cost of Building a Studio
    10:03 — How He Got His First Clients for Free
    14:12 — His Studio Was Broken Into
    20:10 — Building the New Studio With No Debt
    22:32 — Why Consistency Matters More Than Numbers
    30:20 — How Faith Shapes His Business
    34:35 — Should You Start a Podcast With Just Your Phone?
    ---------------------------------------------------------------------
    🍞 Join The Table, the Bread & Butter community on Telegram. Go behind the scenes with Eman and Tayo, keep the conversation going after every episode, and make moves with people like you.
    First week free, then £9.99 a month.
    👉 https://table.breadandbutterpod.com
    🎧 Tap in. Like. Comment. Subscribe.
    Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship.

    Learn more about your ad choices. Visit podcastchoices.com/adchoices

    41 min
  • From Mopping McDonalds Floors to To Owning 3 Restaurants | B&B Ep 132 Ft Joey

    What if the job you think is “beneath you” is actually preparing you for the biggest opportunity of your life?

    Joey arrived in the UK from Ghana with just £100, a scholarship, and big ambitions. He went from working in McDonald’s cleaning tables and toilets while studying for his Master’s degree, to building a career in banking and consulting—and eventually returning to McDonald’s as a franchisee.
    Today, he runs multiple McDonald’s restaurants, employs around 300 people, and has built a business generating millions in revenue.
    But the numbers are only part of the story.
    This conversation is about humility, sacrifice, faith, resilience, relationships, and refusing to let your current situation define your future.
    A powerful reminder that sometimes you have to go down before you can go up.
    Watch the full conversation and hear the journey behind the success.


    🎧 Tap in. Like. Comment. Subscribe.

    Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship.

    Learn more about your ad choices. Visit podcastchoices.com/adchoices

    1 hr 13 min
  • £40K, No Investors, No Loan: How They Built a Jollof Rice Empire | B&B Ep 131 Ft Stephy & Michael

    A brother-sister duo. £40,000. Zero food industry experience. And a LinkedIn message that changed everything.

    In this episode, they pull back the curtain on the real story: the £20,000 factory quote that nearly killed the idea before it started, the cold DM to a Sainsbury's buyer that got a "yes" before the product even existed, the near-breakdown when scaling from 140 to 400 stores almost broke the business, and the lawsuit that hit at the worst possible time.
    A real conversation about entrepreneurship, culture, money, faith, resilience and betting on yourself.
    10:47 – How the idea for Mejifoods came together
    25:02 – Why it took 3 years to bring the idea to life (and the £20K factory quote)
    32:28 – The LinkedIn cold-message that got Sainsbury's to say "yes" before they had a product
    44:51 – No investors, no crowdfunding — just £40K and faith
    50:40 – Scaling from 140 to 400 stores nearly broke the business
    58:03 – The breaking point: "I was going to check into a mental hospital"
    1:04:58 – Their biggest W and biggest L in the journey
    1:12:42 – Why supporting Black-owned businesses matters
    #Entrepreneurship #BlackOwnedBusiness #UKBusiness #FMCG #breadandbutter
    ---------------------------------------------------------------------
    Subscribe, share, and join the Patreon for ad-free episodes, early drops and live sessions with Tayo & Eman: https://www.patreon.com/BreadButterPod?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_fan&utm_content=copyLink
    🎧 Tap in. Like. Comment. Subscribe.
    Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship.

    Learn more about your ad choices. Visit podcastchoices.com/adchoices

    1 hr 14 min
  • The UK Job Market Is Changing… CREATE Your Own Income | Bread & Butter Ep 130

    The rules are changing. The job market is tough, the cost of living keeps rising, and waiting for the “perfect opportunity” could leave you behind.

    From building multiple income streams and taking calculated risks to finding high-paying niches, documenting your journey, and learning why asking for more can change your life, this conversation is a wake-up call for anyone feeling stuck.
    If the traditional path isn't getting you where you want to be, maybe it's time to colour outside the lines.
    03:10 – Why your idea can still succeed even if others are doing it
    08:55 – The reality of the UK job market
    10:23 – Don't quit your job—build your income first
    15:29 – The government isn't coming to save you
    19:10 – Why having a safety net can change your mindset
    28:42 – Sometimes success requires audacity
    31:42 – The power of finding a high-paying niche
    43:47 – Why documenting your journey could change everything
    ---------------------------------------------------------------------
    Subscribe, share, and join the Patreon for ad-free episodes, early drops and live sessions with Tayo & Eman: https://www.patreon.com/BreadButterPod?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_fan&utm_content=copyLink
    🎧 Tap in. Like. Comment. Subscribe.
    Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship.

    Learn more about your ad choices. Visit podcastchoices.com/adchoices

    49 min
  • She Built Businesses, Made €1.3M & Turned $10M In 48 Hours | Bread & Butter Ep 129 Ft Kenessa

    What happens when you stop waiting for the “perfect” business idea and simply start solving problems?

    From growing up between Ethiopia and the Netherlands, to leaving medical school, building businesses, securing a €1.3M exit, and turning one unconventional marketing campaign into nearly $10M in revenue, this is a story of relentless entrepreneurship, calculated risk, and seeing opportunities where others don't.
    The conversation goes deeper into investing in Africa, the diaspora returning home, building businesses across emerging markets, money, family, failure, and why the right people around you can completely change your trajectory.
    If you've ever wondered how entrepreneurs spot opportunities before everyone else or whether Africa is becoming the next major frontier for business and investment, this one is worth watching.
    03:19 — From Entrepreneur to Investor
    10:54 — The Opportunity She Discovered in Africa
    18:09 — Starting Her First Business
    23:30 — The €1.3M Business Exit
    27:50 — Turning Problems Into Businesses
    35:47 — The Business That Made $10M in 48 Hours
    49:18 — Investing Across Africa
    53:05 — What Makes a Good Investment?
    --------------------------------------------------------------------
    Subscribe, share, and join the Patreon for ad-free episodes, early drops and live sessions with Tayo & Eman: https://www.patreon.com/BreadButterPod?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_fan&utm_content=copyLink
    🎧 Tap in. Like. Comment. Subscribe.
    Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship.

    Learn more about your ad choices. Visit podcastchoices.com/adchoices

    1 hr 1 min

About Bread & Butter

From the publisher's feed

The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today.