In this episode, Suzi talks to Ashley Benz, a former client and current team member, about her journey and initial struggles to become a homeowner and how once she did, her entire life began to change for the better. 

We want to hear from you about the topics YOU want to learn about. Leave us a comment and let us know - your opinions matter to us!

Blessings!

Suz

CHECK OUT THESE FREE RESOURCES!

Ready to check your credit for FREE? >> CLICK HERE! ((As of 7/27/25, these reports may be checked WEEKLY, not annually! Take advantage!))

Ready to apply and create your game plan? >> CLICK HERE!

Already a homeowner? >> CLICK HERE for a FREE home valuation tool with monthly investment insights. 1x/month - NO SPAM here!

Looking for a home? >> CLICK HERE for a FREE home search tool! Yes, it's better than Zillow. By 1000.

Dive into the world of fix and flip loans with Suzi this week on BRICK by BRICK! These SHORT-TERM loans empower real estate investors to buy UNDERVALUED properties, renovate them, and flip for profit - all based on the after-repair value, not just the purchase price!

Learn how to cover renovation costs without dipping into your own capital, spot high-potential deals, navigate renovations and negotiate tactfully. 

With flexible terms from 6-18 months and lenders  prioritizing deal profitability over credit history and personal income, this could be your path to building legacy wealth. 

Everyone has the right to own a home! Let's make it happen! Subscribe and share today to help others achieve their goals too!

Blessings!

Suz

CHECK OUT THESE FREE RESOURCES!

Ready to check your credit for FREE? >> CLICK HERE! ((As of 7/27/25, these reports may be checked WEEKLY, not annually! Take advantage!))

Ready to apply and create your game plan? >> CLICK HERE!

Already a homeowner? >> CLICK HERE for a FREE home valuation tool with monthly investment insights. 1x/month - NO SPAM here!

Looking for a home? >> CLICK HERE for a FREE home search tool! Yes, it's better than Zillow. By 1000.

Dive into the world of real estate investing with Suzi Beaver as she breaks down DSCR loans – the game-changer for building wealth through rental properties. Learn how these loans focus on rental income rather than your personal paycheck, making them perfect for investors, partnerships, and anyone starting with limited funds. 

We cover the quick approval process, higher down payments, interest rates, and key risks to watch out for. Remember, everyone has the right to own a home – and invest in one too! Align your finances and start building your portfolio today.

Subscribe now for more tips on achieving homeownership, and share your real estate questions in the comments or reach out to Suzi at Castle & Cooke Mortgage for personalized advice!

Blessings!

Suz

CHECK OUT THESE FREE RESOURCES!

Ready to check your credit for FREE? >> CLICK HERE! ((As of 7/27/25, these reports may be checked WEEKLY, not annually! Take advantage!))

Ready to apply and create your game plan? >> CLICK HERE!

Already a homeowner? >> CLICK HERE for a FREE home valuation tool with monthly investment insights. 1x/month - NO SPAM here!

Looking for a home? >> CLICK HERE for a FREE home search tool! Yes, it's better than Zillow. By 1000.

In this episode of Brick by Brick, your host Suzi Beaver dives into the real challenges of owning a home, especially when it comes to those daunting down payments. She breaks down awesome options like USDA and FHA loans that let you skip the traditional 20% down. We chat about why knowing your eligibility and loan limits is a game-changer, and I want to remind you—everyone has the right to own a home. With the right info and a little support, you can make your dream a reality!

Blessings!

Suz

CHECK OUT THESE FREE RESOURCES!

Ready to check your credit for FREE? >> CLICK HERE! ((As of 7/27/25, these reports may be checked WEEKLY, not annually! Take advantage!))

Ready to apply and create your game plan? >> CLICK HERE!

Already a homeowner? >> CLICK HERE for a FREE home valuation tool with monthly investment insights. 1x/month - NO SPAM here!

Looking for a home? >> CLICK HERE for a FREE home search tool! Yes, it's better than Zillow. By 1000.

In this episode of Brick by Brick, Suzi interviews Jacqui Spain, a realtor from Real Broker, who shares her journey from occupational therapy to real estate. Jacqui discusses her family life, the importance of community, and how her mindset has evolved in her new career. She emphasizes the significance of building relationships, understanding the real estate market, and the role of financial literacy in achieving homeownership. Jacqui also highlights her passion for helping seniors navigate their real estate needs and the importance of generational wealth!

Want to connect with Jacqui? Here's all of her links and contact info!

• 856-304-2158
• [email protected]
• Facebook - Jacqui Spain NC/SC Realtor
• Facebook - Jacqui Spain
• Instagram - Jacqui Spain
• YouTube - Jacqui Spain
• Smooth Sailing for Seniors - Navigating the Waves of Change

Blessings!

Suz

CHECK OUT THESE FREE RESOURCES!

Ready to check your credit for FREE? >> CLICK HERE! ((As of 7/27/25, these reports may be checked WEEKLY, not annually! Take advantage!))

Ready to apply and create your game plan? >> CLICK HERE!

Already a homeowner? >> CLICK HERE for a FREE home valuation tool with monthly investment insights. 1x/month - NO SPAM here!

Looking for a home? >> CLICK HERE for a FREE home search tool! Yes, it's better than Zillow. By 1000.

Join Suzi Beaver in this energizing episode where she demystifies Debt-to-Income (DTI) ratios, a crucial piece of the mortgage puzzle for first-time buyers. Learn the key differences between front-end ratios (focusing on housing costs) and back-end ratios (including all debts), and discover typical lender requirements.

Blessings!

Suz

CHECK OUT THESE FREE RESOURCES!

Ready to check your credit for FREE? >> CLICK HERE! ((As of 7/27/25, these reports may be checked WEEKLY, not annually! Take advantage!))

Ready to apply and create your game plan? >> CLICK HERE!

Already a homeowner? >> CLICK HERE for a FREE home valuation tool with monthly investment insights. 1x/month - NO SPAM here!

Looking for a home? >> CLICK HERE for a FREE home search tool! Yes, it's better than Zillow. By 1000.

In this quick episode of BRICK by BRICK, join Suzi Beaver as she breaks down bank statement loans and asset loans—game-changers for self-employed folks or anyone with strong assets but tricky income proof. Discover how these flexible options can unlock your dream home without the usual tax return hassle. Remember, everyone has the right to own a home, and I'm here to make it happen for you! Tune in for empowering tips to build your path to homeownership, one brick at a time.

Blessings!

Suz

CHECK OUT THESE FREE RESOURCES!

Ready to check your credit for FREE? >> CLICK HERE! ((As of 7/27/25, these reports may be checked WEEKLY, not annually! Take advantage!))

Ready to apply and create your game plan? >> CLICK HERE!

Already a homeowner? >> CLICK HERE for a FREE home valuation tool with monthly investment insights. 1x/month - NO SPAM here!

Looking for a home? >> CLICK HERE for a FREE home search tool! Yes, it's better than Zillow. By 1000.

Hey there, future homeowners! I'm Suzi Beaver, and in this episode of BRICK by BRICK, we're diving into the game-changing world of HELOCs (Home Equity Lines of Credit) and HELOANs (Home Equity Loans). If you're buried under credit card bills or other high-interest debt, these tools can be your secret weapon to pay it off faster and smarter—often at much lower rates than those pesky cards.

We'll break down the differences: HELOCs offer flexible borrowing like a credit card but tied to your home's equity, while HELOANs give you a lump sum with fixed payments for predictable budgeting. I'll share real tips on how to use them wisely to consolidate debt, boost your financial freedom, and get closer to your homeownership dreams. Remember, everyone has the right to own a home—let's make it happen brick by brick!

Blessings!

Suz

CHECK OUT THESE FREE RESOURCES!

Ready to check your credit for FREE? >> CLICK HERE! ((As of 7/27/25, these reports may be checked WEEKLY, not annually! Take advantage!))

Ready to apply and create your game plan? >> CLICK HERE!

Already a homeowner? >> CLICK HERE for a FREE home valuation tool with monthly investment insights. 1x/month - NO SPAM here!

Looking for a home? >> CLICK HERE for a FREE home search tool! Yes, it's better than Zillow. By 1000.

Hey future homeowners! In this episode, we dive into the world of Qualified Mortgages (QM) and Non-Qualified Mortgages (Non-QM), breaking down their key differences, pros, and cons. QM loans offer stability with stricter guidelines and lower risk for lenders, but they might not fit everyone. Non-QM shines for those with non-traditional income—like gig workers, self-employed folks, or anyone with unique finances—providing flexibility when standard options fall short. Whether you're just starting out or facing credit hurdles, we'll show how these options can make your homeownership dreams a reality. Remember, everyone has the right to own a home—let's build yours brick by brick!

Blessings!

Suz

CHECK OUT THESE FREE RESOURCES!

Ready to check your credit for FREE? >> CLICK HERE! ((As of 7/27/25, these reports may be checked WEEKLY, not annually! Take advantage!))

Ready to apply and create your game plan? >> CLICK HERE!

Already a homeowner? >> CLICK HERE for a FREE home valuation tool with monthly investment insights. 1x/month - NO SPAM here!

Looking for a home? >> CLICK HERE for a FREE home search tool! Yes, it's better than Zillow. By 1000.

Join host Suzi Beaver as she dives into the world of "Credit Conundrums," where our dedicated team at Castle & Cooke Mortgage goes the extra mile to turn homeownership dreams into reality! Featuring our VP of Credit Risk, this episode reveals how we tackle tough credit challenges—reaching out to Fannie Mae, double-checking guidelines, and finding creative solutions instead of just saying no. Everyone has the right to own a home! Packed with empowering tips for first-time buyers, this is a must-watch/listen.

Blessings!

Suz

CHECK OUT THESE FREE RESOURCES!

Ready to check your credit for FREE? >> CLICK HERE! ((As of 7/27/25, these reports may be checked WEEKLY, not annually! Take advantage!))

Ready to apply and create your game plan? >> CLICK HERE!

Already a homeowner? >> CLICK HERE for a FREE home valuation tool with monthly investment insights. 1x/month - NO SPAM here!

Looking for a home? >> CLICK HERE for a FREE home search tool! Yes, it's better than Zillow. By 1000.