Join host Suzi Beaver as she dives into the world of "Credit Conundrums," where our dedicated team at Castle & Cooke Mortgage goes the extra mile to turn homeownership dreams into reality! Featuring our VP of Credit Risk, this episode reveals how we tackle tough credit challenges—reaching out to Fannie Mae, double-checking guidelines, and finding creative solutions instead of just saying no. Everyone has the right to own a home! Packed with empowering tips for first-time buyers, this is a must-watch/listen.

Blessings!

Suz

CHECK OUT THESE FREE RESOURCES!

Ready to check your credit for FREE? >> CLICK HERE! ((As of 7/27/25, these reports may be checked WEEKLY, not annually! Take advantage!))

Ready to apply and create your game plan? >> CLICK HERE!

Already a homeowner? >> CLICK HERE for a FREE home valuation tool with monthly investment insights. 1x/month - NO SPAM here!

Looking for a home? >> CLICK HERE for a FREE home search tool! Yes, it's better than Zillow. By 1000.

In this episode of BRICK by BRICK: Building Homeownership, host Suzi Beaver sits down with Andrea Jones from Lifestyle International Realty to break down the key differences between condos, townhomes, and single-family residences. Whether you're dreaming of low-maintenance living or more space for your growing family, we'll dive into the pros and cons to help you choose the perfect fit for your lifestyle and needs. Remember, everyone has the right to own a home—let's make yours a reality!

CONNECT WITH ANDREA JONES TODAY! 

Call or text her at 704-779-4822. Email her at [email protected]

OR

Find all of her contact information and social media links HERE!

Blessings!

Suz

CHECK OUT THESE FREE RESOURCES!

Ready to check your credit for FREE? >> CLICK HERE! ((As of 7/27/25, these reports may be checked WEEKLY, not annually! Take advantage!))

Ready to apply and create your game plan? >> CLICK HERE!

Already a homeowner? >> CLICK HERE for a FREE home valuation tool with monthly investment insights. 1x/month - NO SPAM here!

Looking for a home? >> CLICK HERE for a FREE home search tool! Yes, it's better than Zillow. By 1000.

Join Suzi Beaver, your energetic guide from Castle & Cooke Mortgage, as she breaks down the top 5 mistakes first-time homebuyers often make—and shares practical tips to sidestep them. From skipping pre-approvals to ignoring hidden costs, Suzi draws on her 30+ years in the mortgage world to help you navigate the path to ownership with confidence.

No matter where you are in life, remember: everyone has the right to own a home. Tune in for real talk, success stories, and actionable advice to make your goals achievable. 

Blessings!

Suz

CHECK OUT THESE FREE RESOURCES!

Ready to check your credit for FREE? >> CLICK HERE! ((As of 7/27/25, these reports may be checked WEEKLY, not annually! Take advantage!))

Ready to apply and create your game plan? >> CLICK HERE!

Already a homeowner? >> CLICK HERE for a FREE home valuation tool with monthly investment insights. 1x/month - NO SPAM here!

Looking for a home? >> CLICK HERE for a FREE home search tool! Yes, it's better than Zillow. By 1000.

Did you know that over 60% of homebuyers don’t understand the difference between fixed and adjustable-rate mortgages? In this episode of BRICK by BRICK: Building Homeownership, Suzi Beaver, your energetic branch manager at Castle & Cooke Mortgage in Marshville, NC, breaks down the essentials of mortgages with passion and care!

• Join Suzi as she guides first-time buyers through a relatable journey from college graduation to homeownership.
• Learn what a mortgage is: an agreement where a lender can take the property if you don’t repay the borrowed money plus interest.
• Explore key terms like PITI, HOA fees, and mortgage insurance.
• Discover the differences between: 
  • Fixed-rate mortgages
  • Adjustable-rate mortgages
  • Government-backed loans
  • Conventional loans
  • Non-QM loans
• Get the insider scoop on the mortgage application process: 
  • Pre-approval: a sneak peek at how much you can borrow, showing sellers you’re serious.
  • Documents needed: proof of income, employment, and assets (pay stubs, tax returns, bank statements).
  • Credit score: your financial report card—higher scores mean better rates (hint: future episode covers improving it!).
• Suzi shares expert tips for first-time buyers: 
  • Get pre-approved with a lender before a realtor.
  • Treat your first home as a starter home, not your forever home.
• With 30+ years of mortgage experience, Suzi emphasizes choosing a lender who listens to your unique story, because everyone has the right to own a home!

Tune in, like, and subscribe for weekly empowering content to build your homeownership journey, brick by brick!

Blessings!

Suz

CHECK OUT THESE FREE RESOURCES!

Ready to check your credit for FREE? >> CLICK HERE! ((As of 7/27/25, these reports may be checked WEEKLY, not annually! Take advantage!))

Ready to apply and create your game plan? >> CLICK HERE!

Already a homeowner? >> CLICK HERE for a FREE home valuation tool with monthly investment insights. 1x/month - NO SPAM here!

Looking for a home? >> CLICK HERE for a FREE home search tool! Yes, it's better than Zillow. By 1000.

Hey everyone, I’m Suzi Beaver, your passionate branch manager at Castle & Cooke Mortgage in Marshville, NC, and I’m thrilled to welcome you to BRICK by BRICK: Building Homeownership! With over 30 years in the mortgage industry, I’ve seen it all—processing loans, selling homes, and guiding families—and I believe everyone has the right to own a home. This video kicks off our journey to empower you, especially young adults in your 20s and 30s, with practical tips and faith-filled encouragement to make your homeownership dreams a reality. Locally serving NC and SC with team members nationwide to help you wherever life takes you!

Blessings!

Suz

CHECK OUT THESE FREE RESOURCES!

Ready to check your credit for FREE? >> CLICK HERE! ((As of 7/27/25, these reports may be checked WEEKLY, not annually! Take advantage!))

Ready to apply and create your game plan? >> CLICK HERE!

Already a homeowner? >> CLICK HERE for a FREE home valuation tool with monthly investment insights. 1x/month - NO SPAM here!

Looking for a home? >> CLICK HERE for a FREE home search tool! Yes, it's better than Zillow. By 1000.