Bricks & Risk

Send us Fan Mail

One of Sean's insurance relationships joins us this week for an amazing episode on insurance agency valuation. Dissimilar to residential real estate, insurance agencies can pretty much be bought and sold with ease. Why? Because it's a standing book of business with number history and retention. What insurance owners tend to get wrong though is just how much their business is worth; that's where Mike comes in. Mike Mensch with Agency Brokerage not only breaks it down for our Bricks & Riskers, but he brings an immense amount of credibility, experience, and knowledge that is sure to impress you. Dig in!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his property management squad love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

* Episode Shout-Outs *
→ Agency Brokerage: https://www.agencybrokerage.com/
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us Fan Mail

Another successful "Nothing Doc" topic that led to a really great conversation on why some real estate agents practice with clients, and why some just refer clients. Stewardship is a financial services company out of Arizona that helps clients in multiple service categories: real estate, mortgage, insurance, and finance. One of their lead-gen methods is driving warm leads through the door using an "ambassador" program. Sean & Tim break down why this is smart, but also, why there are pros and cons to every marketing method. Pretend it's the deep end of the pool, and dive right in!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his property management squad love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

** Episode Shout-Outs **
→ Stewardship Ambassadors: https://stewardship.pro/ambassador/
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us Fan Mail

Whether you're in the residential real estate industry or not, you could assume that starting a property management company from scratch is not easy. Guess what, it's not. John Sacks' story at Property Management Redefined is one of hustle, grit, and determination; stemming from an uninspiring stint in corporate America, to then choosing the entrepreneurial road alone. Going from 0 units to 700+ units in just over 10 years is nothing short of amazing. Sean & Tim dig deep into John's journey to extract nothing but solid gold. Our loyal listeners and watchers will absolutely love this B&R interview!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his property management squad love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

** Episode Shout-Outs **
→ Cherry Street Tavern: https://www.retroroadmap.com/listing/cherry-street-tavern-philadelphia-pa-a-neighborhood-local-for-over-100-years/
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us Fan Mail

Good ol' supply and demand, especially when it comes to residential real estate. But who would've predicted that insurance is one of the reasons why supply is overheated in some Florida markets. Queue in Mr. Sean P. Mooney. In this Bricks & Risk toppie, Sean gets into the nitty gritty of why the Florida condo market has experienced such large insurance increases, coupled with Timmy G. explaining why the current oversupply is making prices go down in some areas. Dig in, folks!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his property management squad love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

** Episode Shout-Outs **
→ Tahoe Stomp: https://tahoestomp.com/
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us Fan Mail

Matt Lionetti is a real estate powerhouse! Not only has he paved his own path, but he did it up against some tough odds. From getting kicked out of high school, to almost getting out of the business entirely, Matt has impressively been able to keep believing in himself through creativity and sheer will. He believes that the residential real estate brokerage model is changing, and fast. He also believes that if your client doesn't like you, they ultimately won't work with you. Dive head first into this B&R gem as Sean & Tim dig deep with Matt on how he became the success story he is today, and how that can help motivate you (our listeners and watchers) as you grow in business!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his property management squad love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

** Episode Shout-Outs **
→ Inman: https://www.inman.com/
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us Fan Mail

In the residential real estate industry specifically, the "measure of success" tends to be the amount of volume you close. Year-in / year-out, as well as your career as a whole. But, volume alone will never fully reflect how well you did financially; it varies per deal. Sometimes you make 80% margin, and sometimes you make 25% margin. So how can I get my margin up you may ask? Dig into this B&R financial banger with Sean & Tim, as they educate their community on the differences between the two!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his property management squad love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

** Episode Shout-Outs **
→ Sticker You: https://www.stickeryou.com/
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us Fan Mail

It's rare in 2026 to see a small-but-mighty independent mortgage brokerage survive, let alone thrive. But that's exactly what Rory Farrell & Mike Witczak are committed to growing at Marathon Mortgage in Erdenheim, PA. What's up, commitment and consistency! In this B&R ep, Sean & Tim talk to Rory & Mike about quality over quantity, purposefully building their respective businesses, and growing their networks. Dive right in, folks!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his property management squad love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

** Episode Shout-Outs **
→ Marathon Mortgage Happy Hour: http://www.youtube.com/@MichaelWitczak
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us Fan Mail

Stop sitting on the sidelines waiting for someone to give you permission to do what you wanna do in business. Shoot your shot! As easy as that is for us to say, we recognize that it's very hard for someone to do. Both Sean & Tim have shot and missed many times throughout their careers, but it doesn't mean we stop shooting. This one is all about giving yourself some grace, dive into another B&R mindset banger!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his property management squad love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

** Episode Shout-Outs **
→ The Birds: https://www.philadelphiaeagles.com/
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us Fan Mail

The line-of-the-day on this one was, "You got me on sale last year. The sale's over, now you gotta pay full price." Sean & Tim sat down with Tom Mellett from Keswick Mortgage Group and chatted about all things cars, mortgages, and finding your path. As a seasoned mortgage expert, Tom provides insight into his industry, as well as, how relationships always seem to play a pivotal role in finding success. Dig in, peeps!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his property management squad love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

** Episode Shout-Outs **
→ Cafe Carmela: https://cafecarmelaphilly.com/
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us Fan Mail

"I've always wanted to work for myself" is a common phrase that we hear within our business circles, as well as in our personal lives. And when someone says that to us, we love to hear it! But ... we're also very honest about how hard it is to work for yourself, and most importantly, keep it going into the foreseeable future: longevity, runway, etc. In this B&R banger, Sean & Tim talk about the subject of wanting to become an entrepreneur and offer advice on how to start preparing for it!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his team love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

** Episode Shout-Outs **
→ Bad Brains, "Build A Nation": https://open.spotify.com/album/04sgvHy46dtGFDQiUXFGyS
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk