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Fantastic episode from two successful entrepreneurs, Joe O'Donnell & Mike Sweeney. As commercial real estate agents, Joe & Mike learned early on that it was a pass/fail industry and relationships mattered. That helped them with mindset and routine. With 20+ years of boots-on-the-ground knowledge and experience each, these fellas drop some serious commercial nuggets; it's an added plus that they're great guys and have good senses of humor. Dig into this one with Sean & Tim to learn more about the commercial world.

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that help build YOUR business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next time, keep learning and keep growing!

** Episode Shout-Out **
→ "Discipline Equals Freedom," Jocko Willink: https://www.jockostore.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

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The "failure rate" numbers are staggering for both Sean & Tim's industries for agents who have been in the industry less than 5 years: Life Insurance Agents = 93%, Insurance Agents = 90%, and Real Estate Agents = 87%. Wow, but to honest, we're not shocked. It's hard to make it in real estate and insurance: You traditionally work for yourself, money is typically tight the first few years, and competition is fierce. Our advice: Know that the failure rate is high and use that as fuel to keep pushing through the mud. Motivational nuggets abound on this Bricks & Risk ep.

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that help build YOUR business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next time, keep learning and keep growing!

** Episode Shout-Outs **
→ Ocean City, NJ: https://www.ocnj.us/, and Brigantine, NJ: https://brigantinebeach.org/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

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Simply put, Tom Toole is a real estate superstar. Driven, growth-oriented, and a role model for new and veteran agents alike. He has proven his successful business methods year-in and year-out by being recognized as the #1 RE/MAX Team in Pennsylvania since 2018. Tom's industry-facing real estate podcast, Knowledge Brokers, is also a Top 100 Podcast on Apple Business. Too many valuable nuggets to count on this one. Sean & Tim dig into some of Tom's history, sales tactics, and marketing perspectives; this guy delivers!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that help build YOUR business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next time, keep learning and keep growing!

** Episode Shout-Out **
→ Tom Ferry: https://www.tomferry.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us a text

The words "authentic" and "intentional" have become popular business buzzwords during the last year or two. So much so, that's it's hard not to hear either and/or both of those words if you listen-to or watch business-based podcasts regularly. Authentic from the sense that you're less scripted, people get to know you personally, and it comes across as more of a raw approach. Intentional from the sense that you're tactful with your marketing and constantly catering to your tribe. In this ep, Sean & Tim break down from their own perspectives: who are you, and who are you not? Dig in to evaluate your own business approach!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that help build YOUR business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next time, keep learning and keep growing!

** Episode Shout-Outs **
→ Go Birds: https://www.philadelphiaeagles.com/ & Giuliano's Deli: https://giulianosbeerdeli.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us a text

Tim Garrity & Brent Bush have known each other since they were 14 years old, but aside from being long-time friends, Brent has single-handedly designed every brand that Tim (and Sean) have started during their business careers. This also includes the Bricks & Risk podcast brand! Sean & Tim dive deep into a branding conversation with Brent that is sure to provide value to any small or large business out there. We also discuss why AI is not currently capable of understanding your branding vibe, but is very a useful tool to master.

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that help build YOUR business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next time, keep learning and keep growing!

** Episode Shout-Out **
→ Lindon Leader: https://leadercreative.com/about/bio/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us a text

We took a different approach with this episode and asked our producer, Dylan McGonigal, what he would like us to talk about. His answer: communication. Why is communication important in business? How can I communicate better? Can communication make or break a business? Sean & Tim dive deep to answer some of Dyl's tough questions, and then provide perspective from both of their business journeys.

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that help build YOUR business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next time, keep learning and keep growing!

** Episode Shout-Out **
→ La Salle University: https://www.lasalle.edu/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us a text

Not only has Dave Ashe survived and thrived in residential real estate for 40 years, he has 3 kids, 7 grandkids, a vacation home at the South Jersey Shore, and multiple businesses. In other words, Dave has found long-term balance with success as a business owner, as well as with his family. He's also a firm believer in educating new agents, as well as educating his clients on why real estate is the best investment there is. Sean & Tim dive deep into passive income, why timeblocking works, and why "turning it off" has consistently been one of Dave's biggest struggles.

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that help build YOUR business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next time, keep learning and keep growing!

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us a text

In residential real estate, the "industry" tends to favor those agents who have closed a lot of deals. This is known as "volume," which is the total added dollar amount of the sales you close in a calendar year. This is also why teams are widely considered a more popular model today, as they are capable of closing more volume than solo agents. The problem, high volume doesn't necessarily mean high profit. High volume can come with a hefty price tag in some instances, but it just depends. Sean & Tim dive into the cost of high volume, and why the industry is possibly measuring the wrong metric for agent success.

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that help build YOUR business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next time, keep learning and keep growing!

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us a text

Private lending (aka Hard Money) is a term that investors/developers are familiar with, but maybe not the average buyer or seller. Ian Walsh is a leader in private lending around Greater Philadelphia, as well as in multiple other areas and states. Sean & Tim dig into his journey as a wholesaler, property management owner, and now a private lending partner. Valuable stories and nuggets abound in this one, please enjoy!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that help build YOUR business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next time, keep learning and keep growing!

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us a text

The current insurance environment is what Sean has repeatedly referred to as a "hard market." Meaning, insurance premiums are going up for consumers and insurance carriers are taking a more conservative approach on new business, as well as renewals. Which also means, switching carriers to save a few bucks can sometimes cause unforeseen issues with your coverage. Sean breaks down what he is seeing out there on the street, he talks about ways to save money with your carrier, and Tim does his best to keep up; haha.

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that help build YOUR business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next time, keep learning and keep growing!

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk