Philippa Hunt from Wise Girls Money Magic joins us this week to discuss budgeting.  A timely reminder from a recent article that highlights the government's MoneySmart website and really helpful calculators and guides.  Whether it be a piece of paper, or a mobile app, tracking the ins and outs of your budget can possibly make your life so much better, join us to find out how and why.  Click on this link for MoneySmart's guide.