In this episode, Luis talks to Chloe Moore. Chloe is the Founder of Financial Staples, a virtual, fee-only comprehensive financial planning firm based in Atlanta, GA and serving clients nationwide. Financial Staples is dedicated to serving entrepreneurs and tech employees. As a CERTIFIED FINANCIAL PLANNER™ professional, Chloe takes a comprehensive approach that helps her clients align their finances with their values and purpose so they can live their greatest lives. In addition to promoting financial literacy through volunteer efforts, Chloe also focuses on the cultivation of female and minority financial planners. Through her leadership, contribution, and volunteerism within the financial services industry, Chloe was recognized as one of Investment News Magazine’s Top 40 Under 40 in 2017.

Notes:

In this episode, you’ll learn tips regarding the following:

• What stock compensation is
• The different types of stock compensation
• What a stock option is
• What a restricted stock unit is
• Considerations regarding stock options
• The difference between public and private companies

Resources:

• 3 Fundamental “Money Moves” to Make Before Turning 45
• Website: http://www.financialstaples.com/ 
• LinkedIn: https://www.linkedin.com/in/chloemoore 
• Twitter: https://twitter.com/finstaples 
• Facebook: https://www.facebook.com/finstaples 

• Consider Your Options by Kaye A. Thomas 
• Wealthfront Blog Guide to Equity & IPOs 
• Stockoptioncounsel.com Blog 
• Mystockoptions.com 

In this episode, Luis talks to Paulina Clute. Paulina is the owner and lead planner of Paulina Clute Events, a boutique wedding and event planning company based in Las Vegas, Nevada. Growing up in New Orleans and then putting roots down in Las Vegas, Paulina believes celebrating all the things life has to offer is in her DNA. Since launching her company in 2014, Paulina has planned, coordinated and executed over 80 weddings and events. She is a member of the Las Vegas Chapter of The Wedding International  Professionals Association, has planned a wedding for the non-profit organization, Wish Upon a Wedding - Las Vegas Chapter, and continues her education and advancement through online resources as well as seminars and conferences. When not planning events, Paulina’s life revolves around her husband Mike and 6-month-old daughter, Camille.

Notes:

In this episode, you’ll learn tips regarding the following:

• How to break down your wedding budget
• Money-saving tips while planning your wedding
• How a wedding planner can help you save money and headaches on your special day
• Things that you should definitely have in your wedding and things you can do without
• What to do to ensure you get off on the right foot and not start your marriage in debt

Resources:

3 Fundamental “Money Moves” to Make Before Turning 45

Paulina Clute Events Facebook

Paulina Clute Events Instagram

Paulina Clute Events Website

The Knot

Wedding Wire

Wedsafe

Eventhelper

In this episode, Luis talks to Marguerita Cheng, CFP®. Rita is the Chief Executive Officer at Blue Ocean Global Wealth based in Gaithersburg, MD. She is a regular columnist for Investopedia & Kiplinger and holds multiple designations, such as the Certified Financial Planner™ certification, Chartered Retirement Planning Counselor(sm), among others. Rita is also a Certified Financial Planner Board of Standards Ambassador, and she helps educate the public, policymakers, and the media about the benefits of competent, ethical financial planning and helps move the financial planning industry forward, via her writing, public speaking, and volunteer work with several organizations, including the Financial Planning Association. Rita is a recipient of several industry recognitions, including the #3 Most Influential Financial Advisor in the Investopedia Top 100 in 2017 and a Woman to Watch by InvestmentNews.

Notes:

In this episode, you’ll learn tips regarding the following:

• Why we need to be more vigilant than ever about protecting our credit
• Some of the most common types of scams
• What you can do to protect yourself, your kids, and your parents
• Steps to take if you fall victim to identity theft

Resources:

3 Fundamental “Money Moves” to Make Before Turning 45

https://www.blueoceanglobalwealth.com/

Twitter: @BLueOceanGW

Facebook: @BlueOceanGlobalWealth

LinkedIn: 

https://www.linkedin.com/company/blue-ocean-global-wealth/

Experian Security Freeze:

https://www.experian.com/freeze/center.html

Equifax Security Freeze:

https://www.equifax.com/personal/credit-report-services/

TransUnion Security Freeze:

https://www.transunion.com/credit-freeze

Free Annual Credit Report:

https://www.annualcreditreport.com

Opting Out of Unsolicited Credit Card Offers:

https://www.optoutprescreen.com/

In this episode, Luis talks to Jason Howell, CFP®. Jason is a CERTIFIED FINANCIAL PLANNER™ professional, former U.S. Congressional candidate, and President of Jason Howell Company. Jason is also the author of Joy of Financial Planning: 7 Strategies for Transforming Your Finances and Reclaiming Your American Dream. His mission is to bring the best of ultra-high net worth family financial planning to this generation’s mass affluent.

Notes:

In this episode, you’ll learn tips regarding the following:

• What family governance is
• A brief history of family governance
• Who uses family governance
• Finding Your “why” as it relates to your family’s finances & legacy
• The 7 Steps towards building your own family governance

Resources:

• 3 Fundamental “Money Moves” to Make Before Turning 45
• Company Website: https://www.jasonhowell.com

• Twitter: https://witter.com/JasonHowellCo

• LinkedIn: https://www.linkedin.com/in/jasonhowell

• Book: https://www.joyoffinancialplanning.com/

• Facebook Group: https://www.facebook.com/groups/JoyofFinancialPlanning/

• Inequality.org: https://inequality.org/

In this episode, Luis talks to Juany Rodriguez, BSN, a Registered Nurse with over a decade of experience in the field of fertility, currently working at Generation Next Fertility in New York City. She has extensive experience understanding all aspects of the patient’s process.  Juany has been thoroughly involved in the operations of several fertility practices including the development of Third-Party programs using sperm and egg donors, as well as gestational carriers.  She has worked with patients from all different socio-economic backgrounds both trying to start or expand a family and those delaying parenthood for social or medical reasons.

Notes:

In this episode, you’ll learn tips regarding the following:

• The different avenues you can take when trying to conceive
• Fertility preservation options
• Elective vs. Medical reasons 
• Costs you can expect
• Impact on same-sex couples
• The top questions to ask your employer and insurance company

Resources:

3 Fundamental “Money Moves” to Make Before Turning 45

https://www.generationnextfertility.com/

https://resolve.org/

https://www.reproductivefacts.org/

https://www.sart.org/

In this episode, Luis talks to Walter Brown, a financial advisor at WestPac Wealth Partners based out of their Las Vegas office. He was born and raised in Boston, Massachusetts, achieving success as a basketball player at an early age, and eventually securing a basketball scholarship to Boston University. His continued athletic success led him to a 13-year professional career, spanning three countries (France, Switzerland, and Japan) and four teams. Living and working in culturally diverse countries allowed him to develop his ability to communicate effectively and connect with people from all walks of life. Walter brings this same level of passion and discipline into the relationships he builds with his financial planning clients in order to help them in their financial journeys.

Notes:

In this episode, you’ll learn tips regarding the following:

• The first thing you should look at when considering signing up for your employer’s retirement plan
• The options you have available as far as your old 401K when you leave an employer
• Roth IRA vs. Traditional IRA
• Asset allocation based on your age and time frame
• Avoiding becoming victim to company bias when investing in your employer’s plan
• What a target date fund is and how they work

Resources:

3 Fundamental “Money Moves” to Make Before Turning 45

Facebook: 

@WalterBrownWP2

LinkedIn: 

https://www.linkedin.com/in/walter-m-brown/

WestPac Wealth Partners:

https://www.westpacwealth.com/

FINRA Fund Analyzer:

https://tools.finra.org/fund_analyzer/

Nerdwallet Compound Interest Calculator:

https://www.nerdwallet.com/banking/calculator/compound-interest-calculator

In this episode, Luis talks to Matthew Winters, Esq., a partner at TALG. Matthew primarily focuses on tax and estate planning and works out of the Las Vegas office. Matthew holds a B.A. in History from Nevada State College, J.D. from UNLV – Boyd School of Law and LL.M. in Taxation from The University of Alabama School of Law. 

Notes:

In this episode, you’ll learn tips regarding the following:

• Why you do not need to be super rich to have an estate plan
• Things you can do to protect your assets while you’re alive and after you pass
• How to best make sure your intended beneficiaries get your assets as per your wishes
• How to best designate a guardian for your minor children in the event of your passing
• Why a will by itself may not be enough to complete your estate plan
• How powers of attorney work
• How to make sure your healthcare decisions can be taken care of as per your wishes

Resources:

3 Fundamental “Money Moves” to Make Before Turning 45

https://talglaw.com/

In this episode, Luis talks to Eddie Egan, a car industry veteran who has worked for over 10 years in service, sales, and parts. Eddie is a national award winner as a service advisor and currently works as a Service and Parts Director at a major national luxury brand dealership in New York. 

Notes:

On this episode, you’ll learn tips regarding the following:

• financing vs. leasing
• benefits of a Certified Pre-Owned vehicle
• things to consider when trading in your old car vs. selling it in the private market
• how to best determine whether to finance from the dealer or with your own lender
• fees to typically expect
• types of warranties
• what gap insurance is
• tips for returning a leased vehicle
• Maintaining your vehicle at the dealer vs. your own mechanic 

Resources:

3 Fundamental “Money Moves” to Make Before Turning 45

https://www.carfax.com/

https://www.kbb.com/

https://www.nhtsa.gov/ratings

In this episode you'll learn:

• What the podcast is about
• A little bit about Luis
• Podcast format
• Podcast schedule