Today, Nick answers a thoughtful question from parents trying to strike the right balance: they want their kids to receive their inheritance at age 25, but also want to carve out early access for a first car or a home down payment. The catch? They’re worried about getting the numbers wrong, especially with inflation, rising costs, and the unpredictability of the future. Nick breaks down two smart strategies to help parents plan with confidence.

Here’s some of what we discuss in this episode:

📆 Why age-based inheritance isn’t always enough

🚗 Planning for car purchases without overdoing it

📈 How to account for inflation in your estate plan

🧠 Why discretion and flexibility are your best tools

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