Risk Management: Brick by Brick

Building Insurance Markets in Latin America: Opportunities and Challenges with Hugues Bertin


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On the latest episode of Risk Management: Brick by Brick, Jason Reichl is joined by Hugues Bertin, a French actuary who has spent the last 20 years in Latin America. As the president of the Pan American InsurTech Alliance (AIP), Hugues shares insights on the unique challenges and opportunities in the Latin American insurance market.

In this episode, Jason and Hugues explore the stark differences between insurance penetration in Latin America versus developed markets, the impact of climate risk, and the transformative potential of InsurTech in the region.

To find out how TrustLayer manages risk so that people can build the physical world around us, head to TrustLayer.io.

Podcast Host: Jason Reichl

Executive Producer: Don Halliwell

Episode Highlights:
  • 00:00 - Intro
  • 00:35 - Hugues' Background in Latin America
  • 01:15 - Insurance Climate in Latin America vs. North America
  • 02:10 - Market Growth and Middle Class Evolution
  • 03:00 - Three-Pronged Approach to Market Development
  • 04:20 - Insurance Penetration Challenges
  • 07:30 - Market Resilience and Adaptability
  • 08:00 - InsurTech Chile and Regional Collaboration
  • 09:10 - Financing Challenges for InsurTech
  • 10:00 - Regulatory Environment and Stakeholder Collaboration

Episode Resources:
  • Pan American InsurTech Alliance (AIP)
  • Hugues' LinkedIn
  • TrustLayer

If you enjoyed this episode, please (with a cherry on top):
  • Subscribe, rate, and review it on Apple Podcasts
  • Follow Risk Management: Brick by Brick on Spotify
  • Tell a friend!


Risk Management: Brick by Brick is handcrafted by our friends over at: fame.so

Previous guests include: Seth Hausman of Kraus-Anderson Insurance, Matthew Meyer of The Horton Group, Diana Rich of Foundation Building Materials, Christy McHenry of Suffolk Construction, Mark Rieder of NFP, and Cory Mangum of Primoris Services Corporation. 

Check out the three most downloaded episodes: 

  • Managing Your Risk Portfolio with Seth Hausman
  • Focusing on Specialization with Matthew Meyer
  • Risk Management is Everywhere with Diana Rich

If you are interested in being a guest on Risk Management: Brick by Brick, please complete this form: fame.so/trs-guest
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