In the last five years, digital payments have picked up pace in India and our economy is witnessing a shift towards credit products.

In this edition of Founder Thesis, Akshay Datt speaks with Ramanathan RV, Co-founder, Hyperface, a Bengaluru-based banking-as-a-service start-up that is helping companies in launching their credit cards.

Ram is a serial entrepreneur and launched his first venture Juspay in 2012. Many wouldn’t know that he was the mind behind BHIM UPI app.

While serving as an advisor for various neobanks, Ram knew that it takes around 2-3 years for banks to launch credit-related products. To bridge this gap, he founded Hyperface in 2021. It is a Credit Card-as-a-Service platform that aims to help businesses integrate financial products into their mobile apps.

Tune in to this episode to hear Ram speak about how Hyperface is reinventing, simplifying and improving access to credit cards in the country.

What you must not miss!

• Experience in developing BHIM UPI app
• Why BNPL is a hot property?
• The thesis behind Hyperface
• Fundraising journey