Building Us

Building Us

By Dr. Matt Morris LPC & LMFT, Erik Garcia CFP®Society & CultureBusinessEducationSelf-ImprovementRelationshipsInvesting
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Building Us episodes

  • Inter-racial Marriage Part 2: How 1 Couple is Ending Racism For Their Family Tree with Julia & Daniel Prudhomme

    In this episode of the Building Us podcast, co-hosts Erik Garcia, CFP® and Dr. Matt Morris, LPC, LMFT interview Daniel Prudhomme, Account Executive at Dell Technologies and his wife Julia Prudhomme, National Account Manager at ConvergeOne. Daniel and Julia were both born and raised in different cultures and are different ethnicities. They share their stories, and experiences as an interracial couple and discuss how they are ending racism for their family tree and how they are navigating raising their biracial children.

    Episode Highlights:

    • Erik introduces Daniel Prudhomme and Julia Prudhomme. (1:42)
    • Daniel mentions that they have been married for almost 16 years. (2:05)
    • Daniel shares that he’s African American and his wife, Julia is Caucasian. (2:11)
    • How did Daniel and Julia meet? (2:29)
    • How did their relationship develop from friendship to love? (3:10)
    • Julia shares that her constant communication with Daniel helped them get to know one another and who they were fundamentally. (3:52)
    • When did Daniel feel his attraction for Julia? (4:06)
    • How did Daniel’s community, friends, and loved ones initially respond to them as a couple? (4:28)
    • Julia mentions that when they first started dating, her family liked Daniel immediately. (5:50)
    • Julia shares that the early stages of their relationship were easygoing, fun-loving, and enjoyable time. (6:21)
    • Julia shares that her mother’s only concern is that the children might have difficulty understanding who they were because they weren't Black and they weren't White. (7:23)
    • Daniel shares that some extended family members expressed a few significant concerns, but that concern was more expressed to others when they’re not there. (8:20)
    • Being in Cincinnati and being in the Southern US, did Daniel and Julia experience something different than where they are now? (12:38)
    • Daniel shares a story about his experience at a restaurant in New Orleans. (14:22)
    • Being a Black male, has Daniel received any messages about marrying a white woman from the Black community, and has that been part of his experience? (15:06)
    • Julia shares that during her teenage years, interracial dating was not allowed in their family. (17:55)
    • Had there been some funny ways in which growing up differently has shown up in their home? (21:22)
    • Julia thinks that in all cultures, food is probably the easiest one to laugh about. (21:51)
    • Julia shares a story that she will never forget, and it’s about her first Thanksgiving with Daniel’s family. (22:07)
    • Did Daniel and Julia have more conversations and thoughts around what their kids would look like? (25:47)
    • Daniel thinks that mixed-race babies are beautiful in their skin complexion and hair. Therefore, they were excited about the outcome, and God has done good favors in their family. (26:13)
    • Julia shares that a few awesome surprises in life are good, and it made her think of not knowing the gender because they wanted to be completely surprised. (26:41)
    • Julia mentions that having biracial children didn’t affect her because it didn’t matter. (28:34)
    • What is the significance of having a Black influence in their children’s lives and seeing successful Black people in different aspects of their life? (31:17)
    • What kind of feelings has Daniel and Julia had about parenting their children and keeping them safe, in a culture and a climate that doesn't always accept them on face value? (33:07)
    • When it comes to race and ethnicity, how do Daniel and Julia navigate that kind of conversation with their kids? (42:06)
    • What are some aspects that Daniel and Julia would hope that people would understand? (48:05)
    • Daniel mentions that he’s a big proponent of the fountain in the drain theory. (49:35)
    • Resources Mentioned:

      • Erik Garcia, CFP®
      • Dr. Matt Morris, LPC, LMFT
      • Garcia Financial Group
      • Matt Morris & Associates
      • A Framework for Understanding Poverty
      • Daniel Prudhomme LinkedIn
      • Julia Prudhomme LinkedIn
      • 54 min
      • 4 Money Conversations to Strengthen your Marriage

        In this episode of the Building Us podcast, co-hosts Erik Garcia, CFP® and Dr. Matt Morris, LPC, LMFT discuss a little bit about their roots, when and where they started working together, and the idea of how couples can have healthy conversations around money.

        Episode Highlights:

        • What are some ground rules for healthy communication, and for having a healthy conversation? (2:32)
        • Matt talks about the importance of staying connected. If you conflict with somebody, you want to try to stay connected to them. (4:17)
        • Matt shares that he doesn’t want people to use aggressive and verbally abusive language to each other. (4:49)
        • Erik mentions that sometimes money is like the window into our souls, and money makes us feel vulnerable. (5:58)
        • Matt says that curiosity is the other side of communication. (6:47)
        • What are some healthy questions that couples can ask each other? (7:12)
        • Erik shares that retirement is somewhat a goal, but it's a goal that doesn't have an end. (7:39)
        • Matt talks about the attitude and values of money. (7:39)
        • Erik thinks that part of understanding your attitude is understanding the environment in which you were raised. (9:43)
        • Matt sees that when couples are coming together, sometimes one of them grew up in a home where money was handled in a very healthy way, very open way, and the other spouse or partner was raised in an environment where money was more toxic in some way. (10:18)
        • Matt says that debt was something that he and his spouse needed to talk about. (13:10)
        • Matt shares that feelings are significant and feelings often drive our reactions and behaviors about money. (13:54)
        • Erik shares a good example of understanding your partner in terms of how they feel about money. (14:36)
        • Matt mentions that his financial values have changed from being entirely about himself to partly about him, partly about others, and leaving a legacy. (16:12)
        • Erik shares that money is one of the issues where he often sees people don’t have healthy conversations. (16:40)
        • Matt talks about financial skills and habits. (17:03)
        • Erik shares a story about his first wedding anniversary. (17:32)
        • Erik mentions that couples that report on having less financial conflict, tend to have healthier and more intimate lives. (19:55)
        • Matt shares that generally for couples, their finances get more complicated over time, and even if they have good foundational skills, those skills and habits may need to adjust over time. (20:45)
        • Matt talks about creating a Venn diagram for couples’ values and skills. (23:28)
        • Erik mentions the book entitled A Framework for Understanding Poverty, by Ruby Payne. (24:37)
        • Matt talks about collaboration and communication. (27:44)
        • Matt talks about being able to communicate openly and transparently. (29:39)
        • Matt shares that a lot of people when they're worried about something, will just avoid it and come up with 100 different reasons not to talk about it. (30:21)
        • Matt mentions that stress can sometimes come out as anger and criticism but it can sometimes come out as shutting down and avoiding it. (30:49)
        • Erik mentions that in his e-book, he talked about how to distill financial principles that transcend income, and transcends wealth. (32:44)
        • Erik shares that the ground rule of healthy communication if you're asking questions, is to ask questions to learn. (37:14)
        • Matt mentions that the great ground rule is not to ask a question with the intention to educate your partner. (37:47)
        • Resources Mentioned:

          • Erik Garcia, CFP®
          • Dr. Matt Morris, LPC, LMFT
          • Garcia Financial Group
          • Matt Morris & Associates
          • A Framework for Understanding Poverty
          • 41 min
          • Adjust Your Work-Life Balance with Dr. Ben Dichiara

            In this episode of the Building Us podcast, co-hosts Erik Garcia, CFP® and Dr. Matt Morris, LPC, LMFT interview Ben Dichiara, Chiropractor and Manager at Allied Chiropractic and Wellness. Ben talks about his business and his knowledge and expertise in Chiropractic. He also discusses how attitude can influence our business and our relationships, and the significance of adjusting your work-life balance.

            Episode Highlights:

            • Erik introduces Ben Dichiara. (00:38)
            • Ben shares his background and his business. (00:51)
            • Ben mentions that the DC behind a name means, Doctor of Chiropractic. (2:08)
            • What kind of attitude adjustment has Ben had to make? (3:51)
            • Ben talks about the attitude of gratitude. (4:45)
            • Erik shares that if you approach attitude with a positive perspective, you’re going to set yourself up for greater success. (6:03)
            • How has Ben found a work-life balance that works for him and his family? (7:49)
            • Matt thinks that a lot of people are currently adjusting their attitude about how their work-life is considered, and businesses are adjusting their attitudes about how frequently employees are at work. (8:11)
            • Ben mentions that he learned more about life, accountability, and responsibility in his first job than anything else. (9:38)
            • Ben shares that one of the great books that has helped to establish their core values, and what they want to be known for in the business world is entitled, Traction: Get a Grip on Your Business by Gino Wickman. (11:32)
            • Ben mentions that the three core values are service, integrity, and quality. (12:08)
            • Ben says that there's a difference between starting a business and sustaining a business. (14:37)
            • Ben mentions that he’s a strong believer in God and the plans that God has for them are better than the plans that they have for themselves. (17:52)
            • Ben mentions that everything comes with the cost. (20:52)
            • Ben shares something interesting that happened when he was halfway through in his satellite clinic. (21:30)
            • Matt mentions that culturally, a lot of men get the message that their value as a person is connected to their work or connected to their income. (23:40)
            • How does Ben balance his need to earn an income and put money in the bank account for his family, but also that less tangible cost or that less tangible contribution of the investment he’s making for his family? (24:18)
            • Ben says that when you're talking about the money matter, it's a bottomless pit. (25:23)
            • What does Ben value? (27:05)
            • From Erik’s perspective, relationships are important, and at the end of the day take all my money from him, but if he has good close relationships, he’s fulfilled. (27:55)
            • Matt shares that from afar, it's easy to quantify success as being material goods, but it's much harder to quantify healthiness relationships and the quality of the relationships. (29:42)
            • Resources Mentioned:

              • Erik Garcia, CFP®
              • Dr. Matt Morris, LPC, LMFT
              • Garcia Financial Group
              • Matt Morris & Associates
              • Ben Dichiara
              • Allied Chiropractic and Wellness
              • Traction: Get a Grip on Your Business by Gino Wickman
              • Seven Habits of Highly Effective People by Stephen R. Covey
              • 1 hr
              • The Entrepreneurial COVID Pivot with Michael Barr

                In this episode of Building Us podcast, co-hosts Erik Garcia, CFP® and Dr. Matt Morris, LPC,LMFT chat with guest Michael Barr, co-owner of OPA Signs & Graphics. Michael discusses the history of their family business, the challenges he has experienced, and the ways he has tackled those challenges. Michael also talks about how the Entrepreneurial Operating System (EOS) has helped his business be successful, and how OPA went from making signs to making PPE in the era of COVID-19.

                Episode Highlights:

                • Michael shares his background story. (3:09)
                • What are the challenges Michael has experienced, and how he has solved those challenges? (4:15)
                • Was it a difficult process for Michael to have the authority in their family business? (5:21)
                • Michael says that programs like the Goldman Sachs program are great because it will show you areas that you may not have a clear vision on.  (8:34)
                • Michael says that personal development was understanding that leadership is putting people in the right place.  (10:03)
                • Michael explains the difference between working on the business and working in the business. (11:33)
                • Michael talks about the opportunities that came in for his team during their shut down because of COVID. (15:25)
                • How was Michael’s transition from making signs to making PPE? And what kind of material are they using? (20:31)
                • Michael talks about the book Traction and a system called EOS, and how it helped OPA to be successful. (27:17)
                • Michael explains what traction and EOS are. (27:43)
                • Michael says the goal of EOS is to create a better, more efficient, harmonious business. (29:44)
                • Michael shares how technology has helped his team. (36:53)
                • Michael shares that his goal is to become an EOS in the future. (39:25)
                • Michael shares how the process of implementing new strategies affects the outcome of his team. (40:36)
                • Michael explains how data allows them to forecast what to expect in a few weeks or months. (42:27)
                • Michael explains why his perspective is unique. (45:32)
                • Michael says that he has a spark of wanting to always create something, whether it’s a new startup or an advocacy group. (48:09)
                • Michael talks about the language that they’ve established. (51:47)
                • Key Quotes:

                  • “I still have that spark of wanting to always create something, whether it's a new startup, or it's an advocacy group or something” - Michael Barr
                  • “Working on the business and working in the business are two different things.” - Michael Barr
                  • “At some point, you've got to pull yourself out of the role that you play, and start to see some sort of vision for where you're trying to go.” - Michael Barr
                  • “For me, that personal development was understanding that leadership for me was putting people in the right place to succeed.” - Michael Barr
                  • Resources Mentioned:

                    • Erik Garcia, CFP®
                    • Dr. Matt Morris, LPC, LMFT
                    • Garcia Financial Group
                    • Matt Morris & Associates
                    • Michael Barr
                    • Instagram - OPA signs and graphics
                    • OPA sign and graphics
                    • 1 hr
                    • Inter-racial Marriage with Mike and Leah Stancil

                      In this episode of the Building Us podcast, co-hosts Erik Garcia, CFP® and Dr. Matt Morris, LPC, LMFT interview Mike Stancil, PLPC, Counselor at Dr. Matt Morris & Associates and his wife Leah Stancil, Head Coach of the Tulane University Women’s Swimming and Diving Program. Mike, who was born and raised in the US, and Leah, who was born and raised in Barbados, share their stories and experiences as an interracial couple and discuss how they are navigating raising their multiracial children in the current climate. 

                      Episode Highlights:

                      • Erik introduces Mike Stancil and Leah Stancil. (1:14)
                      • Mike and Leah share their backgrounds. (2:44)
                      • Is Barbados predominantly black? (3:59)
                      • Geographically, is Barbados closer to South America? (4:29)
                      • Leah shares a little fun fact about Barbados. (4:36)
                      • Leah shares that she represented Barbados in two editions of the Olympic Games, the 1996 Summer Olympics in Atlanta and the 2000 Summer Olympics in Sydney, Australia. (6:37)
                      • Mike and Leah share how they met during their grad school years. (7:26)
                      • Mike says that Leah’s accent definitely attracted her. (9:36)
                      • Erik mentions that English was not his first language. (10:08)
                      • How did their relationship progress from grad school? (10:17)
                      • Leah explains why she had a rough year in 2004. (11:37)
                      • Mike says that you really get to know people when you're driving with them. (16:31)
                      • When did Mike and Leah realize that they were attracted to each other? (17:12)
                      • Leah shares that her faith grew significantly when she met Mike. (17:36)
                      • Leah mentions that both of them had dated interracially before. (20:54)
                      • Did Mike and Leah hear or receive some messages from their community, or family about their relationship? (22:28)
                      • Mike says that being an American, the race is a bigger deal in America and more importance is placed on it. (22:40)
                      • Matt shares that he remembers receiving bad advice about interracial relationships when he was young. (24:58)
                      • Leah says that there may be prejudice from a classic system perspective. (27:57)
                      • Leah mentions that Mike loves to mimic accents. (30:08)
                      • What were Mike and Leah’s thoughts and discussions about having kids? (32:55)
                      • Mike mentions that they got married in Barbados. (33:03)
                      • Mike shares the time when he had a conversation with his son Noah about Black History Month. (36:26)
                      • Leah shares their tough realizations as parents. (37:00)
                      • Mike says that he is trying to be more educated about race issues, especially race issues in America. (43:44)
                      • Leah says that the black Caribbean Barbadian culture is completely different from African American culture. (45:47)
                      • Has skin shade come up as part of the discussion for their family? (48:05)
                      • Erik shares that skin color was such a convenient way to mark a group of people, and that's what was so diabolical about the American system of slavery and we're still seeing the impact today. (52:29)
                      • Leah mentions one of the great things about Mike. (53:38)
                      • Leah explains the significance of communication. (57:03)
                      • Mike shares a piece of meaningful advice. (58:15)
                      • Key Quotes:

                        • “Sometimes people assume that because someone is with someone of another race that that means that they understand it all and I think that's a really dangerous assumption. Not everyone has the same motivations, not everyone has the same experiences, and not everyone's relationship is exactly the same.” - Mike Stancil
                        • “Communication is key, but not only expressing what you're thinking and feeling but also, being willing to hear and listen to the other person without trying to change that person's mind.” - Leah Stancil
                        • “I don't have to wilt under the weight of the past. I have to recognize that it happened, and have to recognize I have a place in making it better.” - Mike Stancil
                        • Resources Mentioned:

                          • Erik Garcia, CFP®
                          • Dr. Matt Morris, LPC, LMFT
                          • Garcia Financial Group
                          • Matt Morris & Associates
                          • Mike Stancil 
                          • Leah Stancil
                          • 1 hr 4 min
                          • Early Years: The Building Us Story

                            In this episode of Building Us podcast, co-hosts Erik Garcia, CFP® and Dr. Matt Morris, LPC, LMFT discuss the impacts of money on relationships and business, the significance of investing in relationships, the benefits of seeking professional help through counseling, and how the Building Us podcast has evolved.

                              Episode Highlights:

                            • What is Matt’s earliest memory of money? (1:09)
                            • Matt shares a memory of his younger years. (1:26)
                            • Erik shares his childhood memory. (2:56)
                            • What is Matt’s first memory with Erik professionally working together? (4:56)
                            • Matt shares that money has been part of his consultations with couples for years, and there had always been couples that dealt with financial situations that had crossed beyond his professional training and expertise. (5:29)
                            • Matt mentions that divorce negatively impacts women, greater than men financially. (6:52)
                            • Matt shares a story about his colleague who was always worried about her income and expenses. (8:03)
                            • Erik shares that people form relationships with their money in a certain way. It may sound odd but in some way, we relate to our money a little differently, and some are healthier than others. (10:16)
                            • Erik explains the difference between financial advising and financial counseling. (11:00)
                            • Matt talks about financial therapy. (14:00)
                            • What kind of training did Erik acquire? (14:29)
                            • Erik says that there is an emphasis and a major boost when it comes to working with women. (15:14)
                            • Erik mentions that nowadays, many people have been discussing behavioral finance. (16:40)
                            • Does Erik remember the time when Matt invited him to a conference? (17:53)
                            • Erik talks about their PowerPoint presentation entitled, Muddy Waters. (18:04)
                            • Erik mentions his ebook, Five Pillars of Financial Security: A Guide To Managing Your Money. (19:02)
                            • Matt says that you can ruin your family if you don’t have a sensible financial skill. (19:57)
                            • Does Matt remember the worksheets that Erik developed? (20:37)
                            • Erik shares that shifting from investment management to the financial counseling aspect is the trajectory that he’s been focusing on his business. (24:11)
                            • Matt shares that years ago, part of a sub-discipline of family therapy was working to consult with family businesses. (27:44)
                            • Matt talks about premarital counseling. (29:46)
                            • Erik mentions their promotional video for, Building Us. (31:09)
                            • Erik knows that both of them are passionate about their career. (39:04)
                            • Key Quotes:

                              • “We talked about relationships all the time, and just sitting down and reminiscing I think is such a... strong kind of bonding experience for relationships.” - Erik Garcia
                              • “We're now both in a place in life where we can do this. Yeah, it's fun and you're able to do different things at different phases of life.” - Matt Morris
                              • “It's important to look forward to other things that can happen as life progresses, your family develops, and time moves on. I keep saying... We're in a season of life, I'm in a season of life where the days are often long, but the years are short.” - Matt Morris
                              • Resources Mentioned :

                                • Erik Garcia, CFP®
                                • Dr. Matt Morris, LPC, LMFT
                                • Garcia Financial Group
                                • Matt Morris & Associates
                                • 5 Pillars of Financial Security
                                • Building Us Pre-marital Counseling Video
                                • 42 min
                                • How to Stop Stressing About Stress

                                  In this episode of Building Us podcast, co-hosts Erik Garcia, CFP®, and Dr. Matt Morris, LPC, LMFT, discuss better ways to deal with stress, the different kinds of stress, and how stress impacts our relationships.

                                  Episode Highlights:

                                  • Erik explains the volatility index measures the level of stress in the stock markets. (3:53)
                                  • Erik shares that podcasting can be a stressor. (4:41)
                                  • What are the possible problems if we don’t deal with our stress? (5:54)
                                  • Matt says prolonged exposure to stress does negatively affect the body. (6:39)
                                  • Matt shares that there have been studies about chronic stress and children’s adverse childhood exposure to stress scales. (7:46)
                                  • Matt explains what good stress is. (8:35)
                                  • Erik explains how stress can impact our decision making. (9:43)
                                  • Matt says how we think about stress affects our experience of stress. (9:18)
                                  • Matt talks about an old theory in the counseling world developed by Reuben Hill known as the ABC model for family stress. (11:18)
                                  • Matt explains the issue of resources. (13:36)
                                  • Matt says that the first step of dealing with stress is acknowledging the problem. (19:40)
                                  • Erik believes that stress is coming from some point of legitimacy. (24:21)
                                  • Matt says what you're feeling is connected to a deeper value for you. (24:35)
                                  • Matt says that the second step of dealing with stress is owning our stress by connecting it to our value. (26:00)
                                  • Matt shares that if we can clarify what we feel we're much better able to choose behaviors that are productive and adaptive. (30:22)
                                  • Matt explains the significance of looking for a behavior that will help us to cope with stress. (30:35)
                                  • Matt says that social networks are part of our resources. (32:18)
                                  • Matt explains how COVID can be a stressor. (33:22)
                                  • Matt talks about debilitating perception. (39:11)
                                  • Key Quotes: 

                                    • “Not all stress is equal. There's good stress, there's bad stress and some stress does help us function more optimally.” - Dr. Matt Morris, LPC, LMFT
                                    • “We're not at our best, we're not as sharp as we'd normally be when we're experiencing a lot of stress.” - Erik Garcia, CFP®
                                    • “Perception is so powerful in living well through stressful experiences.” - Dr. Matt Morris, LPC, LMFT
                                    • Resources Mentioned:

                                      • Erik Garcia, CFP®
                                      • Dr. Matt Morris, LPC, LMFT
                                      • Garcia Financial Group
                                      • Matt Morris & Associates
                                      • 45 min
                                      • You Need a Vacation

                                        In this episode of Building Us podcast, co-hosts Erik Garcia, CFP® and Dr. Matt Morris, LPC,LMFT talk about the significance of taking a vacation and the physical and mental benefits of it. They also share some of their most unforgettable and worth sharing vacation experiences.

                                        Episode Highlights:

                                        • What was Matt’s great vacation memory? (00:42)
                                        • Erik says that when he was a child, taking a vacation was something that his parents valued. (1:00)
                                        • Matt says that Destin, Florida is a magical place for the New Orleanians. (1:51)
                                        • In Matt’s opinion, vacations are not a luxury, they are a necessity. (2:25)
                                        • Matt shares a story of his vacation trip to China together with his wife. (2:45)
                                        • Erik shares a story of his business trip to Prague. (4:47)
                                        • Matt says research shows that people often value the experience and the memory more than the material possession that they acquired on the trip. (5:45)
                                        • For Erik, what are the benefits of vacation? (6:06)
                                        • Matt mentions that chronic stress has a range of negative health effects. (7:06)
                                        • Matt shares his thoughts about decompression. (10:22)
                                        • Matt shares that traveling can be really stressful, and he learned that it’s necessary to build in buffer time between the end of your vacation and the start of your work. (15:50)
                                        • Matt talks about his canceled trip to Japan with his family. (17:15)
                                        • Erik shares a story about his professional writing retreat with Matt and their friend. (20:45)
                                        • Matt shares a story when he traveled to Yemen. (21:44)
                                        • How can we manage our budgets for vacations and trips? (25:46)
                                        • Erik shares a good example of intentionality. (29:07)
                                        • Matt says that there’s travel for everyone’s budget. (30:59)
                                        • Erik mentions that it’s significant to not go into debt to go on vacation. (31:27)
                                        • Matt shares that there are various ways to achieve the benefits of vacation into your life. (33:37)
                                        • Erik considers himself a curious traveler. (35:43)
                                        • Key Quotes:

                                          • “Vacations and travel give us these memories that to us are priceless.” - Dr. Matt Morris, LPC, LMFT
                                          • “We know that chronic stress has all kinds of negative health outcomes. So, getting away and removing yourself from those stressors...has all kinds of documented positive health outcomes.” - Dr. Matt Morris, LPC, LMFT
                                          • “Buy less stuff and spend more money on experiences.” - Erik Garcia, CFP®
                                          • Resources Mentioned :

                                            • Erik Garcia, CFP®
                                            • Dr. Matt Morris, LPC, LMFT
                                            • Garcia Financial Group
                                            • Matt Morris & Associates
                                            • 40 min
                                            • Keeping Up with the Joneses

                                              In this episode of Building Us podcast, co-hosts Erik Garcia, CFP® and Dr. Matt Morris, LPC, LMFT discuss how the copy-paste model of emulating others works in achieving success in relationships, finance, and other life goals and the importance of finding the right mentor. 

                                              Episode Highlights:

                                              • Matt shares his thinking on the meaning of “Keeping up with the Joneses”. (00:41)
                                              • Erik explains the concept of social indifference and in personal finance. (1:20)
                                              • Erik shares how “Keeping up with the Joneses” can impact personal finance decisions. (4:14)
                                              • Matt explains how trying to emulate others impacts relationships. (05:10)
                                              • Erik explains how the copy-paste method could be a positive alternative to “Keeping up with the Joneses” concept. (6:27)
                                              • Matt shares his views on the application of the copy-paste idea in the counseling arena. (06:55)
                                              • Matt talks about finding the right mentor to copy-paste their model. (08:46)
                                              • Why people fail to ask questions about other relationships. (14:27)
                                              • Erik explains how to prioritize financially based on the things that are important to you. (18:31)
                                              • What are pros and cons of finding a peer or a pro as your model and who should you pick? (20:11)
                                              • Matt shares the similarity between counseling training and blacksmithing. (25:14)
                                              • Matt discusses the principles of copy and paste and how to implement them successfully. (27:40)
                                              • Key Quotes:

                                                1. “If you're running hard, look around you and the people that are running around you, befriend them, and have your networking peer group.” - Dr. Matt Morris, LPC, LMFT
                                                2. “We're so bombarded with images from other people's value, we hear stories about them,  information is so accessible to us these days, that I think it's really important that you sit down and say - ‘I know what what's important to me.’” - Erik Garcia, CFP®
                                                3. “Sometimes it's important just to pay a little money and find a pro as copy and paste model.” - Dr. Matt Morris, LPC, LMFT
                                                4. Resources Mentioned:

                                                  • Erik Garcia, CFP®
                                                  • Dr. Matt Morris, LPC, LMFT
                                                  • Garcia Financial Group
                                                  • Matt Morris & Associates
                                                  • 31 min
                                                  • Giving Principle

                                                    In this episode of Building Us podcast, co-hosts Erik Garcia, CFP® and Dr. Matt Morris, LPC, LMFT talk about the significance and values of giving, the purpose it gives to everyone, and how it creates a healthy relationship with money.

                                                    Episode Highlights:

                                                    • Matt says that Erik is a generous person and a wise financial adviser. (00:41)
                                                    • Why is giving our personal finances a part of a prudent financial plan? (00:53)
                                                    • Erik shares that value can be instilled to most people from their culture, and faith like giving to others. (3:02)
                                                    • Erik mentions that helping others is a universal human trait. (3:27)
                                                    • Erik says that giving is not a magical thing nor a vending machine. (3:41)
                                                    • Erik says that when we start to give, it forces us to think outside of ourselves. Instead, it forces us to think about the needs of others. (4:23)
                                                    • Erik shares that people can save more when they become conscious of how they spend and manage their money. (5:54)
                                                    • Giving facilitates a certain degree of having healthy relationships with money. (9:12)
                                                    • Does money change our relationship with the people around us? (10:17)
                                                    • Matt talks about the gift he gave to his wife. (11:25)
                                                    • How can we give someone else an opportunity? (12:58)
                                                    • Is there a limit to what you would encourage people to give? (15:36)
                                                    • Erik shares the saying CS Lewis said that stuck to his mind. (16:30)
                                                    • What does Erik think about families and couples who give? (20:42)
                                                    • Erik says that we live in a land of abundance. (30:00)
                                                    • Key Quotes:

                                                      • “We have to think of ourselves and think of our own, to a certain degree to reach certain goals.” - Erik Garcia, CFP®
                                                      • “We start to see money not as just a tool to advance ourselves, but as a tool to advance others.” -  Erik Garcia, CFP®
                                                      • “Giving changes our relationship to money but, it also changes our relationship to others.” -Dr. Matt Morris, LPC, LMFT
                                                      • Resources Mentioned :

                                                        • Erik Garcia, CFP®
                                                        • Dr. Matt Morris, LPC, LMFT
                                                        • Garcia Financial Group
                                                        • Matt Morris & Associates
                                                        • 34 min

                                                        About Building Us

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                                                        Money impacts almost every aspect of our lives. It affects where we live, the car we drive, and how we manage it can even impact the quality of our relationships. Money is the thread that is woven…