Business Pinoy Podcast with Mommy Negosyo

Turn your dreams into reality with the FREE Business Breakthrough Starter Kit—available now at mommynegosyo.com! In this episode, we talk about finding the courage to start again after a major setback and how faith, self-belief, and patience can rebuild what was once lost. It’s not about how fast you recover, but how you choose to rise and move forward. You’ll also hear how unexpected failures can actually lead to better paths. Sometimes what feels like an ending is just a redirection toward something bigger and more aligned with your purpose. True success is not just about business growth, but also about having the freedom to be present with family and live life on your terms. Join us to learn how to rebuild your courage, see failure as guidance, and find balance between purpose, work, and the people who matter most. Tune in now!Highlights of the episode:- Finding Courage Again: Starting over after losing money takes strength. It begins with choosing to believe that you still have what it takes to try again.- Learning from Setbacks: Every loss teaches something valuable. When you look closely, you’ll see lessons that can guide your next move.- Seeing Redirection as Growth: Sometimes failure isn’t the end but a way to push you toward something better. It’s life’s way of showing a new path.- Balancing Work and Family: Building a business should not mean losing time with loved ones. Balance gives your success meaning and purpose.Who is Mommy Negosyo?Myrna “Mommy Negosyo” Tam-Natividad is the first-ever Female Entrepreneur of the Year Awardee of the Department of Trade and Industry in Zamboanga City for 2017 and the prime developer of Grow Your Business, Pinoy! Roadmap® (GYBP! Roadmap®). She was also chosen as one of the 100 Most Influential Filipinas in 2018 by the Global Association of Women called Filipina Women's Network based in the US.Empowering 10,000 Pinays like you to become successful business builders!Connect with Mommy Negosyo:Instagram – https://instagram.com/MommyNegosyoFacebook – https://www.facebook.com/YourMommyNegosyo/Purpose Driven Business Builder Facebook Group – https://www.facebook.com/groups/purposedrivenbusinessbuildersGrow Your Business Pinoy Facebook Group – https://www.facebook.com/groups/GYBPMovementYouTube – https://www.youtube.com/c/MommyNegosyoTikTok – https://www.tiktok.com/@mommynegosyo

#MommyNegosyo #businesstips #PinoyBusinessMentor #businesshacks #StartABusiness #NegosyongPinoy

Turn your dreams into reality with the FREE Business Breakthrough Starter Kit—available now at mommynegosyo.com!

In this episode, we explore what it really means to honor your debts, not just as an obligation, but as a commitment to growth. When the heart is willing, the “how” eventually appears. What matters most is your decision to make things right. You’ll also hear how taking accountability opens doors you never expected. When you talk to the people you owe, ask for understanding, and commit to a plan, you start shifting your energy from guilt to progress. Every payment becomes proof that you’re moving forward — not just financially, but emotionally and spiritually too. Join us to learn how turning your debts into motivation can transform not only your finances but also your mindset and confidence in rebuilding your life. Tune in now!

Highlights of the episode:

- Taking Responsibility: Owning up to what you owe is the first real step to change. It helps you face the problem with honesty and gives you a sense of control.

- Choosing to Pay: Even if you don’t know how yet, deciding in your heart that you’ll pay sets everything in motion. The moment you commit, opportunities begin to show up.

- Turning Debt into Drive: Instead of letting your debts weigh you down, use them as fuel to move forward. Every effort to pay becomes a reminder that you’re rebuilding your life.

- Growth through Accountability: Paying your debts isn’t just about money. It’s about becoming a stronger, more reliable person who learns and grows through the process.

Who is Mommy Negosyo?

Myrna “Mommy Negosyo” Tam-Natividad is the first-ever Female Entrepreneur of the Year Awardee of the Department of Trade and Industry in Zamboanga City for 2017 and the prime developer of Grow Your Business, Pinoy! Roadmap® (GYBP! Roadmap®). She was also chosen as one of the 100 Most Influential Filipinas in 2018 by the Global Association of Women called Filipina Women's Network based in the US.

Empowering 10,000 Pinays like you to become successful business builders!

Connect with Mommy Negosyo:

Instagram – https://instagram.com/MommyNegosyo

Facebook – https://www.facebook.com/YourMommyNegosyo/

Purpose Driven Business Builder Facebook Group – https://www.facebook.com/groups/purposedrivenbusinessbuilders

Grow Your Business Pinoy Facebook Group – https://www.facebook.com/groups/GYBPMovement

YouTube – https://www.youtube.com/c/MommyNegosyo

TikTok – https://www.tiktok.com/@mommynegosyo

#MommyNegosyo #businesstips #PinoyBusinessMentor #businesshacks #StartABusiness #NegosyongPinoy

Turn your dreams into reality with the FREE Business Breakthrough Starter Kit—available now at mommynegosyo.com!

In this episode, we talk about how they handled the emotional and financial stress that came with falling deep into debt. It wasn’t easy to face the people who helped us, but choosing to do the right thing and pay them back changed everything. Through it all, they saw how faith and perseverance can turn failure into favor. Join us to hear how loss, humility, and trust in God can guide you toward the breakthrough you never saw coming. Tune in now!

Highlights of the episode:

- Handling emotional and financial pain: We talk about the heavy feeling of failure and how we managed to stay strong while facing debt, pressure, and self-doubt.

- Choosing to take responsibility: We open up about the moment we decided to face our debts and pay back those who helped us, even when things were hard.

- Faith through financial struggle: We reflect on how trusting God’s promise gave us peace, direction, and surprising blessings during our lowest point.

- Turning failure into a lesson: We discuss how losing money taught us important lessons about humility, honesty, and the real meaning of success.

Who is Mommy Negosyo?

Myrna “Mommy Negosyo” Tam-Natividad is the first-ever Female Entrepreneur of the Year Awardee of the Department of Trade and Industry in Zamboanga City for 2017 and the prime developer of Grow Your Business, Pinoy! Roadmap® (GYBP! Roadmap®). She was also chosen as one of the 100 Most Influential Filipinas in 2018 by the Global Association of Women called Filipina Women's Network based in the US.

Empowering 10,000 Pinays like you to become successful business builders!

Connect with Mommy Negosyo:

Instagram – https://instagram.com/MommyNegosyo

Facebook – https://www.facebook.com/YourMommyNegosyo/

Purpose Driven Business Builder Facebook Group – https://www.facebook.com/groups/purposedrivenbusinessbuilders

Grow Your Business Pinoy Facebook Group – https://www.facebook.com/groups/GYBPMovement

YouTube – https://www.youtube.com/c/MommyNegosyo

TikTok – https://www.tiktok.com/@mommynegosyo

#MommyNegosyo #businesstips #PinoyBusinessMentor #businesshacks #StartABusiness #NegosyongPinoy

Turn your dreams into reality with the FREE Business Breakthrough Starter Kit—available now at mommynegosyo.com!

In this episode, we talk with Carlo Angelo Orbe about how he started his business and the lessons that shaped his path. He shares what it really takes to begin from scratch and the kind of mindset that keeps a person grounded while growing a business. We also talk about honesty, transparency, and why staying truthful from the start can protect you from bigger problems later on. Join us to learn what real business beginnings look like and how integrity can keep your growth strong and lasting. Tune in now!

Highlights of the episode:

- How Carlo Angelo Orbe began his business: Hear how Carlo took his first steps in building his own business and the lessons he learned along the way.

- Why honesty matters in starting a business: Understand why being truthful from the beginning can build a stronger foundation for your success.

- How to avoid being fooled in business: Find out what to look out for so you can protect yourself and make smarter choices.

- Building a business that lasts: Discover what helps a business stay strong over time while staying true to its purpose.

Who is Mommy Negosyo?

Myrna “Mommy Negosyo” Tam-Natividad is the first-ever Female Entrepreneur of the Year Awardee of the Department of Trade and Industry in Zamboanga City for 2017 and the prime developer of Grow Your Business, Pinoy! Roadmap® (GYBP! Roadmap®). She was also chosen as one of the 100 Most Influential Filipinas in 2018 by the Global Association of Women called Filipina Women's Network based in the US.

Empowering 10,000 Pinays like you to become successful business builders!

Connect with Mommy Negosyo:

Instagram – https://instagram.com/MommyNegosyo

Facebook – https://www.facebook.com/YourMommyNegosyo/

Purpose Driven Business Builder Facebook Group – https://www.facebook.com/groups/purposedrivenbusinessbuilders

Grow Your Business Pinoy Facebook Group – https://www.facebook.com/groups/GYBPMovement

YouTube – https://www.youtube.com/c/MommyNegosyo

TikTok – https://www.tiktok.com/@mommynegosyo

#MommyNegosyo #businesstips #PinoyBusinessMentor #businesshacks #StartABusiness #NegosyongPinoy

Turn your dreams into reality with the FREE Business Breakthrough Starter Kit—available now at mommynegosyo.com!

In this episode, we talk about why the accounting application Juan by JuanTax was created and how it can make business management simpler. It was designed to help business owners handle their accounting tasks with less stress and more accuracy. We also share how Juan by JuanTax connects directly to payments, allowing you to collect from your customers faster and easier through credit or debit cards and even GCash. With features that other accounting tools don’t offer, it provides a smoother and more convenient way to track income, expenses, and payments. Join us to learn how Juan by JuanTax can help you manage your business finances with ease and keep everything organized in one place. Tune in now!

Highlights of the episode:

- Why Juan by JuanTax was created: Learn the reason behind building an accounting app made for business owners who want to manage finances more easily.

- How it helps your business: Understand how this tool can simplify accounting tasks and make financial tracking smoother.

- Managing business with ease: Learn how this app helps business owners stay organized and in control without the usual stress.

- Features that stand out: Discover what makes Juan by JuanTax different from other accounting apps and why users find it easier to use.

Who is Mommy Negosyo?

Myrna “Mommy Negosyo” Tam-Natividad is the first-ever Female Entrepreneur of the Year Awardee of the Department of Trade and Industry in Zamboanga City for 2017 and the prime developer of Grow Your Business, Pinoy! Roadmap® (GYBP! Roadmap®). She was also chosen as one of the 100 Most Influential Filipinas in 2018 by the Global Association of Women called Filipina Women's Network based in the US.

Empowering 10,000 Pinays like you to become successful business builders!

Connect with Mommy Negosyo:

Instagram – https://instagram.com/MommyNegosyo

Facebook – https://www.facebook.com/YourMommyNegosyo/

Purpose Driven Business Builder Facebook Group – https://www.facebook.com/groups/purposedrivenbusinessbuilders

Grow Your Business Pinoy Facebook Group – https://www.facebook.com/groups/GYBPMovement

YouTube – https://www.youtube.com/c/MommyNegosyo

TikTok – https://www.tiktok.com/@mommynegosyo

#MommyNegosyo #businesstips #PinoyBusinessMentor #businesshacks #StartABusiness #NegosyongPinoy

Turn your dreams into reality with the FREE Business Breakthrough Starter Kit—available now at mommynegosyo.com!

In this episode, we talk about what changes when your business starts to grow and hire people. As a sole proprietor, you don’t receive a formal salary — but once you bring in employees, you’ll need to register your business with government agencies like SSS, Pag-IBIG, and PhilHealth. That’s when salary expenses officially begin to appear in your books. We also dive into the importance of keeping your banking simple. Building a good relationship with one bank can go a long way in helping your business grow. It all starts with small, consistent actions — like opening a savings account — and nurturing that connection as your operations expand. Join us to learn how understanding the basics of business registration and banking can help you manage growth with clarity and confidence. Tune in now!

Highlights of the episode:

- Starting as a sole proprietor: Learn what it really means to work for yourself and why you don’t have a formal salary in the beginning.

- When salary expenses begin: Understand when your business starts having salary expenses and what triggers the need to register in government agencies.

- Building a bank relationship: See why having a good connection with one bank can make managing your business easier.

- Keeping business simple: Learn why simplicity helps you focus on what truly matters as your business grows.

Who is Mommy Negosyo?

Myrna “Mommy Negosyo” Tam-Natividad is the first-ever Female Entrepreneur of the Year Awardee of the Department of Trade and Industry in Zamboanga City for 2017 and the prime developer of Grow Your Business, Pinoy! Roadmap® (GYBP! Roadmap®). She was also chosen as one of the 100 Most Influential Filipinas in 2018 by the Global Association of Women called Filipina Women's Network based in the US.

Empowering 10,000 Pinays like you to become successful business builders!

Connect with Mommy Negosyo:

Instagram – https://instagram.com/MommyNegosyo

Facebook – https://www.facebook.com/YourMommyNegosyo/

Purpose Driven Business Builder Facebook Group – https://www.facebook.com/groups/purposedrivenbusinessbuilders

Grow Your Business Pinoy Facebook Group – https://www.facebook.com/groups/GYBPMovement

YouTube – https://www.youtube.com/c/MommyNegosyo

TikTok – https://www.tiktok.com/@mommynegosyo

#MommyNegosyo #businesstips #PinoyBusinessMentor #businesshacks #StartABusiness #NegosyongPinoy

Turn your dreams into reality with the FREE Business Breakthrough Starter Kit—available now at mommynegosyo.com!

In this episode, we share why couples need to sit down and talk plainly about money—what comes in, what goes out, and what the plan is. We also speak about trust when one partner handles the family finances. Trust keeps both the relationship and the business steady. We open up about a key choice we made: reinvesting earnings into growth and learning instead of spending it on short-term wants. That discipline kept us afloat and moving forward. If you’re building a life and a business together, these habits matter. Clear talks, shared goals, and smart use of money help you stay aligned when things get tough. Join us to learn simple steps you can take today to talk about money, build trust with your partner, and make choices that help your family and business grow. Tune in now!

Highlights of the episode:

- Money Talks As A Couple: Sit together and speak plainly about income, bills, and goals so both of you feel clear and calm.

- Trust In The One Handling Money: Build trust with simple systems like shared updates and agreed limits so no one feels left out.

- Reinvest For Growth: Choose learning and skills over short trips and quick buys so the business can last and grow.

- Simple Money Check: Pick a day, review numbers, and decide the next steps so small issues don’t become big problems.

Who is Mommy Negosyo?

Myrna “Mommy Negosyo” Tam-Natividad is the first-ever Female Entrepreneur of the Year Awardee of the Department of Trade and Industry in Zamboanga City for 2017 and the prime developer of Grow Your Business, Pinoy! Roadmap® (GYBP! Roadmap®). She was also chosen as one of the 100 Most Influential Filipinas in 2018 by the Global Association of Women called Filipina Women's Network based in the US.

Empowering 10,000 Pinays like you to become successful business builders!

Connect with Mommy Negosyo:

Instagram – https://instagram.com/MommyNegosyo

Facebook – https://www.facebook.com/YourMommyNegosyo/

Purpose Driven Business Builder Facebook Group – https://www.facebook.com/groups/purposedrivenbusinessbuilders

Grow Your Business Pinoy Facebook Group – https://www.facebook.com/groups/GYBPMovement

YouTube – https://www.youtube.com/c/MommyNegosyo

TikTok – https://www.tiktok.com/@mommynegosyo

#MommyNegosyo #businesstips #PinoyBusinessMentor #businesshacks #StartABusiness #NegosyongPinoy

Turn your dreams into reality with the FREE Business Breakthrough Starter Kit—available now at mommynegosyo.com!

In this episode, we talk about staying hungry like a startup, even when the business grows. It is the discipline to keep learning, keep building, and keep moving. This is how leaders avoid complacency and protect momentum. We also break down pay for owners. You will learn simple ways to think about your salary, how to read the numbers, and how to match it with the value you bring. We touch on knowing your worth in the job market so you can decide what you should pay yourself with clarity and fairness. Join us to learn how top founders stay hungry, set a smart salary, and own their value without second guessing. Tune in now!

Highlights of the episode:

- Startup mindset every day: Stay curious, move fast, and keep building like it’s day one. This protects momentum and keeps you growing.

- Owner pay: Treat your salary as a cost the company can carry. Reward extra wins through profit share or dividends when it makes sense.

- Know your market value: Check what people with your skills earn. Use that range to set a fair baseline for your own pay and review it often.

- Hungry but steady: Keep the fire without burning out. Set clear goals, review progress, and reset your focus each week.

Who is Mommy Negosyo?

Myrna “Mommy Negosyo” Tam-Natividad is the first-ever Female Entrepreneur of the Year Awardee of the Department of Trade and Industry in Zamboanga City for 2017 and the prime developer of Grow Your Business, Pinoy! Roadmap® (GYBP! Roadmap®). She was also chosen as one of the 100 Most Influential Filipinas in 2018 by the Global Association of Women called Filipina Women's Network based in the US.

Empowering 10,000 Pinays like you to become successful business builders!

Connect with Mommy Negosyo:

Instagram – https://instagram.com/MommyNegosyo

Facebook – https://www.facebook.com/YourMommyNegosyo/

Purpose Driven Business Builder Facebook Group – https://www.facebook.com/groups/purposedrivenbusinessbuilders

Grow Your Business Pinoy Facebook Group – https://www.facebook.com/groups/GYBPMovement

YouTube – https://www.youtube.com/c/MommyNegosyo

TikTok – https://www.tiktok.com/@mommynegosyo

#MommyNegosyo #businesstips #PinoyBusinessMentor #businesshacks #StartABusiness #NegosyongPinoy

Turn your dreams into reality with the FREE Business Breakthrough Starter Kit—available now at mommynegosyo.com!

In this episode, they open up about how their relationship laid the foundation for a business built on teamwork and mutual respect. They share why separating family money from business money is more than just a rule — it’s a boundary that protects both love and livelihood. With honesty and clarity, they talk about the lessons learned in keeping finances clean and transparent, and how setting up a dedicated bank account helped them build a business that’s stable and sustainable. Join us to hear how love and business can work hand in hand when guided by respect, structure, and shared purpose. Tune in now!

Highlights of the episode:

- Separating family and business money: They highlight why it’s important to keep personal and business finances apart to avoid stress and misunderstandings.

- Setting up a business bank account: They discuss the importance of opening a separate bank account for the business to manage income and expenses clearly.

- How their love story began: They share how their journey as a couple started before the business and how love became the root of their shared dreams.

- Turning love into teamwork: They talk about how being partners in life helped them become stronger partners in business.

Who is Mommy Negosyo?

Myrna “Mommy Negosyo” Tam-Natividad is the first-ever Female Entrepreneur of the Year Awardee of the Department of Trade and Industry in Zamboanga City for 2017 and the prime developer of Grow Your Business, Pinoy! Roadmap® (GYBP! Roadmap®). She was also chosen as one of the 100 Most Influential Filipinas in 2018 by the Global Association of Women called Filipina Women's Network based in the US.

Empowering 10,000 Pinays like you to become successful business builders!

Connect with Mommy Negosyo:

Instagram – https://instagram.com/MommyNegosyo

Facebook – https://www.facebook.com/YourMommyNegosyo/

Purpose Driven Business Builder Facebook Group – https://www.facebook.com/groups/purposedrivenbusinessbuilders

Grow Your Business Pinoy Facebook Group – https://www.facebook.com/groups/GYBPMovement

YouTube – https://www.youtube.com/c/MommyNegosyo

TikTok – https://www.tiktok.com/@mommynegosyo

#MommyNegosyo #businesstips #PinoyBusinessMentor #businesshacks #StartABusiness #NegosyongPinoy

Turn your dreams into reality with the FREE Business Breakthrough Starter Kit—available now at mommynegosyo.com!

In this episode, we talk about how even a difficult step like ending someone’s employment can be handled in a positive way. By laying out clear reasons and showing care, it can become a moment that helps both sides move forward with respect. We also look at how business owners and employees can plan together and solve problems as a team. Along with this, we explore the difference between coaching and counseling, and how knowing which one to apply can guide growth and balance in the workplace. Join us to see how leaders can manage tough moments with clarity, teamwork, and the right approach to support people and the business. Tune in now!

Highlights of the episode:

- Ending employment with care: We share how to handle termination in a way that respects the person and helps both sides move forward.

- Turning a hard moment into a positive step: By explaining the reasons clearly, leaders can make separation feel like an opportunity instead of a loss.

- Working together as a team: Business owners and employees can create solutions side by side, making challenges easier to face.

- Coaching and counseling are not the same: We talk about the difference and why knowing which one to use makes a big impact.

Who is Mommy Negosyo?

Myrna “Mommy Negosyo” Tam-Natividad is the first-ever Female Entrepreneur of the Year Awardee of the Department of Trade and Industry in Zamboanga City for 2017 and the prime developer of Grow Your Business, Pinoy! Roadmap® (GYBP! Roadmap®). She was also chosen as one of the 100 Most Influential Filipinas in 2018 by the Global Association of Women called Filipina Women's Network based in the US.

Empowering 10,000 Pinays like you to become successful business builders!

Connect with Mommy Negosyo:

Instagram – https://instagram.com/MommyNegosyo

Facebook – https://www.facebook.com/YourMommyNegosyo/

Purpose Driven Business Builder Facebook Group – https://www.facebook.com/groups/purposedrivenbusinessbuilders

Grow Your Business Pinoy Facebook Group – https://www.facebook.com/groups/GYBPMovement

YouTube – https://www.youtube.com/c/MommyNegosyo

TikTok – https://www.tiktok.com/@mommynegosyo

#MommyNegosyo #businesstips #PinoyBusinessMentor #businesshacks #StartABusiness #NegosyongPinoy