As the new year approaches, many conversations focus on what to invest in, what might crash next, or where the next opportunity lies. But lasting wealth is rarely built by reacting to headlines — it’s built by following a clear sequence.

In this episode, I share the simple, repeatable system I’ve used and taught for years:

building income first, then investing profits across multiple assets, and hedging risk to stay resilient through economic cycles.

We explore why the order you do things in matters more than chasing individual opportunities, and how a foundation built on controllable income leads to calmer, more confident investing decisions over time.

This episode is especially relevant if you’re thinking about the year ahead and want to start with clarity rather than urgency.

• Why wealth is built in a sequence, not a single decision
• The role of online business as a foundation for income and flexibility
• Why investing profits removes emotional pressure from decision-making
• How different assets play different roles:
• Shares for income and growth
• Property for leverage and stability
• Crypto for asymmetric opportunity
• Why gold and silver act as protection when cycles turn
• How building systems creates resilience through change

Wealth isn’t built by reacting to every market movement.

It’s built by following a system you trust — calmly, consistently, and over time.

• Anyone starting or rebuilding their financial strategy
• Entrepreneurs building income before investing
• Investors looking to reduce stress and increase resilience
• Those thinking long-term rather than chasing short-term trends

© Karen Newton 2025

Business and Wealth Strategies Where Smart Entrepreneurs Build Lasting Wealth.

Websites: Karen Newton Karen Newton International The Online Entrepreneur

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Disclaimer:

The information shared in this podcast is for educational and informational purposes only. It is not intended as financial, investment, legal, or tax advice and should not be construed as such.

I am not a licensed financial advisor, and the strategies discussed are based on personal experience and general market knowledge. Always do your own research and consider your individual financial goals, risk tolerance, and personal circumstances before making any investment decisions.

We strongly recommend that you consult with a qualified financial advisor or licensed professional before acting on any information discussed in this podcast. Investing involves risk, and past performance is not indicative of future results.

By listening to this podcast, you agree that the host and associated entities are not responsible for any losses or damages arising from your use of this content.

In today’s episode, we take a closer look at one of the most talked-about shifts in modern corporate finance — Strategy Inc.’s decision to build a significant Bitcoin reserve, and the lessons investors and entrepreneurs can take from concentration and diversification in changing markets.

We explore why companies are rethinking how they store value, how economic conditions influence treasury decisions, and what happens when a single strategy becomes the primary strategy. With volatility increasing and regulatory environments evolving, now is the time to strengthen understanding, reduce reaction-based decision-making, and approach wealth-building with clarity and confidence.

Whether you are investing in shares, exploring digital assets, focusing on monthly income dividends, managing property, or building an online business — today’s conversation reinforces one timeless principle:

Strong strategies are designed to survive changing seasons — not just benefit from one.

In This Episode:

• Corporate reserves and the shift beyond cash
• How Strategy Inc. became part of the conversation
• Concentration vs diversification — the practical difference
• The role of timing and confidence in strategy
• Remaining calm and informed through market change

© Karen Newton 2025

Business and Wealth Strategies Where Smart Entrepreneurs Build Lasting Wealth.

Websites: Karen Newton Karen Newton International The Online Entrepreneur

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Subscribe to The Online Entrepreneur Newsletter

Disclaimer:

The information shared in this podcast is for educational and informational purposes only. It is not intended as financial, investment, legal, or tax advice and should not be construed as such.

I am not a licensed financial advisor, and the strategies discussed are based on personal experience and general market knowledge. Always do your own research and consider your individual financial goals, risk tolerance, and personal circumstances before making any investment decisions.

We strongly recommend that you consult with a qualified financial advisor or licensed professional before acting on any information discussed in this podcast. Investing involves risk, and past performance is not indicative of future results.

By listening to this podcast, you agree that the host and associated entities are not responsible for any losses or damages arising from your use of this content.

Episode Title:

Silver: The Quiet Market Shift No One is Talking About

Episode Summary:

In this episode, Karen explores why silver is becoming one of the most strategic assets of 2025. Industrial demand is rising faster than mines can produce, supply is tightening, and early signals of a developing squeeze are beginning to appear. Silver’s unique position as both a precious metal and a critical industrial material makes it an asset worth watching closely as we head toward 2026.

What We Cover:

• Why silver is rising despite market volatility
• The industries absorbing global silver supply
• Early indicators of tightening investment-grade silver
• Why silver remains undervalued compared to gold
• Economic forces supporting silver’s rise
• How experienced investors are positioning themselves
• Key signals to monitor in the silver market
• What rising premiums really mean
• Silver’s role in a resilient wealth strategy

Key Takeaway:

Silver’s story isn’t about hype — it’s about demand outpacing supply. And when that happens, markets eventually respond.

Links Mentioned:

• Kitco Silver Spot Price (for live market data)
• Blog - Silver Shortages Demand 2025 and 2026

© Karen Newton 2025

Business and Wealth Strategies Where Smart Entrepreneurs Build Lasting Wealth.

Websites: Karen Newton Karen Newton International The Online Entrepreneur

Follow Us on Facebook; X

Subscribe to The Online Entrepreneur Newsletter

Disclaimer:

The information shared in this podcast is for educational and informational purposes only. It is not intended as financial, investment, legal, or tax advice and should not be construed as such.

I am not a licensed financial advisor, and the strategies discussed are based on personal experience and general market knowledge. Always do your own research and consider your individual financial goals, risk tolerance, and personal circumstances before making any investment decisions.

We strongly recommend that you consult with a qualified financial advisor or licensed professional before acting on any information discussed in this podcast. Investing involves risk, and past performance is not indicative of future results.

By listening to this podcast, you agree that the host and associated entities are not responsible for any losses or damages arising from your use of this content.

Most people start a side hustle to earn more…

but the reality is that the majority of side hustles pay less than half the national minimum wage once you factor in time, travel, materials, cancellations, platform fees, and admin.

In today’s episode, we break down why this happens, the hidden problem behind most low-earning side hustles, and—most importantly—how AI is transforming the way everyday people can build real income without trading time for money.

If you’ve ever wondered why your side hustle feels like hard work for little reward, or you’re looking for a smarter, more scalable way to earn online, this episode will show you exactly where the old model breaks… and how the AI-powered model fixes it.

• Why most side hustles secretly pay £2–£6 per hour
• The real reason traditional side hustles struggle: trading hours for pounds
• How lack of leverage keeps income capped
• The shift toward scalable, AI-powered income streams
• Simple examples of side incomes that run 24/7
• How AI removes 80% of the low-value work
• Why now is the best time to build a digital income
• How to turn your skills, experience, and ideas into online assets

It’s not that people aren’t working hard enough.

It’s that traditional side hustles rely entirely on your time and energy — which means your income is capped from the moment you start.

With AI, you can finally move from time-for-money to systems-that-earn, and build an income that grows even when you’re not actively working.

Inside the Online Entrepreneur Membership, you’ll learn how to:

• Find profitable niches
• Use AI to create content and digital products
• Build scalable income streams
• Automate your marketing
• Grow online visibility
• Stop trading time for money

Join today for just £9.97/month and get instant access:

👉 theonlineentrepreneur.co.uk

https://courses.karennewtoninternational.com/products/courses/view/1147751/?action=signup

This episode is based on this week’s commentary and blogs:

• Why Most Side Hustles Earn Less Than Minimum Wage
• Side Hustles: Trading Time for Money
• How AI Can Turn a Side Hustle Into a Scalable Business

Find all articles on:

👉 karennewton.co.uk

👉 commentary.karennewton.co.uk

© Karen Newton 2025

Business and Wealth Strategies Where Smart Entrepreneurs Build Lasting Wealth.

Websites: Karen Newton Karen Newton International The Online Entrepreneur

Follow Us on Facebook; X

Subscribe to The Online Entrepreneur Newsletter

Disclaimer:

The information shared in this podcast is for educational and informational purposes only. It is not intended as financial, investment, legal, or tax advice and should not be construed as such.

I am not a licensed financial advisor, and the strategies discussed are based on personal experience and general market knowledge. Always do your own research and consider your individual financial goals, risk tolerance, and personal circumstances before making any investment decisions.

We strongly recommend that you consult with a qualified financial advisor or licensed professional before acting on any information discussed in this podcast. Investing involves risk, and past performance is not indicative of future results.

By listening to this podcast, you agree that the host and associated entities are not responsible for any losses or damages arising from your use of this content.

In this episode, we explore the rise of modern cottage industries — and how AI is transforming the way people create income from home.

For generations, cottage industries helped families earn extra money using the skills they already had. Today, in a shifting economy, these small home-based businesses are returning… but with a powerful new advantage.

AI now acts as the extra pair of hands every cottage entrepreneur wished they had — helping with planning, marketing, content, research, admin, and automation. With the right tools, anyone can turn a hobby, skill, or simple idea into a sustainable online income.

• What traditional cottage industries looked like
• Why they’re rising again in today’s economy
• How AI makes starting a home-based business easier than ever
• Real examples of AI-powered cottage industries
• Five business ideas you can start with AI today
• A simple 3-step roadmap to begin your own

Whether you're creating digital products, offering a service, or turning a hobby into a business, AI lets you grow without overwhelm — and fits around family, work, and real life.

If you want weekly AI-powered tips, tools, tutorials, and simple strategies to help you build and grow your online business, join the free newsletter here:

👉 https://learn.karennewtoninternational.com/online-entrepreneur-newsletter

The Online Entrepreneur Membership gives you monthly live training, practical support, and access to powerful AI tools that help you plan, build, and grow your online business — even if you’re just getting started.

It’s the perfect next step if you want guidance, community, and hands-on help every month.

👉 Learn more about the membership: https://theonlineentrepreneur.co.uk/online-entrepreneur-membership/

Please like, subscribe, and share the podcast — it helps more people discover these practical strategies during uncertain economic times.

© Karen Newton 2025

Business and Wealth Strategies Where Smart Entrepreneurs Build Lasting Wealth.

Websites: Karen Newton Karen Newton International The Online Entrepreneur

Follow Us on Facebook; X

Subscribe to The Online Entrepreneur Newsletter

Disclaimer:

The information shared in this podcast is for educational and informational purposes only. It is not intended as financial, investment, legal, or tax advice and should not be construed as such.

I am not a licensed financial advisor, and the strategies discussed are based on personal experience and general market knowledge. Always do your own research and consider your individual financial goals, risk tolerance, and personal circumstances before making any investment decisions.

We strongly recommend that you consult with a qualified financial advisor or licensed professional before acting on any information discussed in this podcast. Investing involves risk, and past performance is not indicative of future results.

By listening to this podcast, you agree that the host and associated entities are not responsible for any losses or damages arising from your use of this content.

Episode Summary

What do you do when life suddenly forces you to change direction?

After being sacked from his job for turning up late — even though he’d pre-booked the time off — Sotiris Bassakaropoulos had to find another way to support himself and his family. That experience pushed him into the world of online entrepreneurship.

Today, Sotiris is passionate about helping others make money online and protect the digital assets they create through their content and businesses.

In this open, insightful conversation, Karen Newton and Sotiris discover they began their online journeys at the same time but took very different paths. They share the lessons learned, the obstacles faced, and how they’ve both built sustainable businesses that keep evolving with the times.

• How a setback can become the start of a whole new career.
• Why protecting your online assets matters more than ever.
• Common challenges online entrepreneurs face (and how to overcome them).
• The mindset shift required to stay consistent in business.
• How different approaches to marketing can still lead to lasting success.

“Sometimes the moment that feels like failure is really the moment life forces you to find your true direction.” — Karen Newton

Connect with Sotiris Bassakaropoulos

website: https://asksotiris.com

Learn More About Online Entrepreneurship

Subscribe to The Online Entrepreneur Newsletter

© Karen Newton 2025

Business and Wealth Strategies Where Smart Entrepreneurs Build Lasting Wealth.

Websites: Karen Newton Karen Newton International The Online Entrepreneur

Follow Us on Facebook; X

Subscribe to The Online Entrepreneur Newsletter

Disclaimer:

The information shared in this podcast is for educational and informational purposes only. It is not intended as financial, investment, legal, or tax advice and should not be construed as such.

I am not a licensed financial advisor, and the strategies discussed are based on personal experience and general market knowledge. Always do your own research and consider your individual financial goals, risk tolerance, and personal circumstances before making any investment decisions.

We strongly recommend that you consult with a qualified financial advisor or licensed professional before acting on any information discussed in this podcast. Investing involves risk, and past performance is not indicative of future results.

By listening to this podcast, you agree that the host and associated entities are not responsible for any losses or damages arising from your use of this content.

The word subprime is back in the headlines, and for many people, it brings flashbacks to 2008.

In this episode, Business & Wealth Strategist Karen Newton breaks down what’s really happening behind the renewed talk of subprime lending, why it’s different this time, and what smart investors should be watching.

Rather than feeding fear, Karen explains how this phase fits naturally within the wealth cycle — and how understanding the signals allows you to prepare, protect, and position for new opportunities.

• Why subprime looks different in 2025 — and why it still matters.
• How easy credit and hidden risk are reshaping the financial landscape.
• The three key moves Karen uses to prepare for tightening markets.
• Why fear is a signal, not a stop sign — and how to use it strategically.
• How to build calm, consistent wealth no matter what the headlines say.

Episode Link and Resources

1. The Subprime Issue is Back - Protect Yourself, Be Your Own Bank
2. Learn More about Zero to Millionaire Membership
3. Join Zero to Millionaire Membership

© Karen Newton 2025

Business and Wealth Strategies Where Smart Entrepreneurs Build Lasting Wealth.

Websites: Karen Newton Karen Newton International The Online Entrepreneur

Follow Us on Facebook; X

Subscribe to The Online Entrepreneur Newsletter

Disclaimer:

The information shared in this podcast is for educational and informational purposes only. It is not intended as financial, investment, legal, or tax advice and should not be construed as such.

I am not a licensed financial advisor, and the strategies discussed are based on personal experience and general market knowledge. Always do your own research and consider your individual financial goals, risk tolerance, and personal circumstances before making any investment decisions.

We strongly recommend that you consult with a qualified financial advisor or licensed professional before acting on any information discussed in this podcast. Investing involves risk, and past performance is not indicative of future results.

By listening to this podcast, you agree that the host and associated entities are not responsible for any losses or damages arising from your use of this content.

Hong Kong’s property market, once the most expensive in the world, is now facing a crisis. Mortgage defaults are rising sharply as prices fall and banks tighten lending. But this isn’t just a local issue. In this episode, Karen Newton breaks down what's really happening with Hong Kong’s property, taking the bad news headlines and deciphering what it really means.

Mentioned in this episode:

• Commentary blog: The Rising Strain on Hong Kong Property Loans
• Learn more inside the Zero to Millionaire Membership – https://courses.karennewtoninternational.com/ztminfo

© Karen Newton 2025

Business and Wealth Strategies Where Smart Entrepreneurs Build Lasting Wealth.

Websites: Karen Newton Karen Newton International The Online Entrepreneur

Follow Us on Facebook; X

Subscribe to The Online Entrepreneur Newsletter

Disclaimer:

The information shared in this podcast is for educational and informational purposes only. It is not intended as financial, investment, legal, or tax advice and should not be construed as such.

I am not a licensed financial advisor, and the strategies discussed are based on personal experience and general market knowledge. Always do your own research and consider your individual financial goals, risk tolerance, and personal circumstances before making any investment decisions.

We strongly recommend that you consult with a qualified financial advisor or licensed professional before acting on any information discussed in this podcast. Investing involves risk, and past performance is not indicative of future results.

By listening to this podcast, you agree that the host and associated entities are not responsible for any losses or damages arising from your use of this content.

In this episode of Business and Wealth Strategy – Where Smart Entrepreneurs Build Lasting Wealth,

Karen Newton, Business and Wealth Strategist, unpacks one of the most talked-about economic risks facing the UK — the Doom Loop.

You’ll learn what it really means, how we got here, and—most importantly—how you can protect and position yourself to benefit from the next phase in the investment cycle.

• What economists mean by a “Doom Loop” and why the term is resurfacing in 2025.
• How two decades of policy decisions—from the 2008 credit crisis to pandemic debt and inflation—created today’s fragile economy.
• The warning signs that signal contraction and how to recognise them before headlines hit.
• What business owners can do now: focus on cash flow, lean operations, and automation.
• How investors can shift toward defensive assets, monthly income shares, and precious metals.
• Why downturns are not disasters but part of the Investment Cycle Toolkit pattern—and where opportunity begins.

Economic loops don’t mean collapse; they signal change.

Those who understand the cycle are the ones who grow wealth during it.

© Karen Newton 2025

Business and Wealth Strategies Where Smart Entrepreneurs Build Lasting Wealth.

Websites: Karen Newton Karen Newton International The Online Entrepreneur

Follow Us on Facebook; X

Subscribe to The Online Entrepreneur Newsletter

Disclaimer:

The information shared in this podcast is for educational and informational purposes only. It is not intended as financial, investment, legal, or tax advice and should not be construed as such.

I am not a licensed financial advisor, and the strategies discussed are based on personal experience and general market knowledge. Always do your own research and consider your individual financial goals, risk tolerance, and personal circumstances before making any investment decisions.

We strongly recommend that you consult with a qualified financial advisor or licensed professional before acting on any information discussed in this podcast. Investing involves risk, and past performance is not indicative of future results.

By listening to this podcast, you agree that the host and associated entities are not responsible for any losses or damages arising from your use of this content.

Title: Money Management Recession Cycle Strategy

Description: Recessions aren’t disasters to fear—they’re cycles to prepare for. In this episode, Karen Newton breaks down the Recession Cycle Strategy, showing you how to manage money through boom, bust, recovery, and growth.

You’ll discover:

• How the Recession Cycle Clock works (and where we might be right now).
• The investor playbook for buying, holding, and selling at the right times.
• Why multiple income streams protect you when the economy dips.
• Assets that shine in each stage of the cycle—shares, property, gold, silver, and crypto.
• Action steps to start building your own recession-proof strategy today.

Whether you’re just starting out or looking to fine-tune your wealth plan, this episode will give you practical tools to thrive through any economic storm.

Learn more and start building your strategy: Join Zero to Millionaire

© Karen Newton 2025

Business and Wealth Strategies Where Smart Entrepreneurs Build Lasting Wealth.

Websites: Karen Newton Karen Newton International The Online Entrepreneur

Follow Us on Facebook; X

Subscribe to The Online Entrepreneur Newsletter

Disclaimer:

The information shared in this podcast is for educational and informational purposes only. It is not intended as financial, investment, legal, or tax advice and should not be construed as such.

I am not a licensed financial advisor, and the strategies discussed are based on personal experience and general market knowledge. Always do your own research and consider your individual financial goals, risk tolerance, and personal circumstances before making any investment decisions.

We strongly recommend that you consult with a qualified financial advisor or licensed professional before acting on any information discussed in this podcast. Investing involves risk, and past performance is not indicative of future results.

By listening to this podcast, you agree that the host and associated entities are not responsible for any losses or damages arising from your use of this content.