Episode Summary

What do you do when life suddenly forces you to change direction?

After being sacked from his job for turning up late — even though he’d pre-booked the time off — Sotiris Bassakaropoulos had to find another way to support himself and his family. That experience pushed him into the world of online entrepreneurship.

Today, Sotiris is passionate about helping others make money online and protect the digital assets they create through their content and businesses.

In this open, insightful conversation, Karen Newton and Sotiris discover they began their online journeys at the same time but took very different paths. They share the lessons learned, the obstacles faced, and how they’ve both built sustainable businesses that keep evolving with the times.

• How a setback can become the start of a whole new career.
• Why protecting your online assets matters more than ever.
• Common challenges online entrepreneurs face (and how to overcome them).
• The mindset shift required to stay consistent in business.
• How different approaches to marketing can still lead to lasting success.

“Sometimes the moment that feels like failure is really the moment life forces you to find your true direction.” — Karen Newton

Connect with Sotiris Bassakaropoulos

website: https://asksotiris.com

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© Karen Newton 2025

Business and Wealth Strategies Where Smart Entrepreneurs Build Lasting Wealth.

Websites: Karen Newton

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Subscribe to The Online Entrepreneur Newsletter

Disclaimer:

The information shared in this podcast is for educational and informational purposes only. It is not intended as financial, investment, legal, or tax advice and should not be construed as such.

I am not a licensed financial advisor, and the strategies discussed are based on personal experience and general market knowledge. Always do your own research and consider your individual financial goals, risk tolerance, and personal circumstances before making any investment decisions.

We strongly recommend that you consult with a qualified financial advisor or licensed professional before acting on any information discussed in this podcast. Investing involves risk, and past performance is not indicative of future results.

By listening to this podcast, you agree that the host and associated entities are not responsible for any losses or damages arising from your use of this content.

The word subprime is back in the headlines, and for many people, it brings flashbacks to 2008.

In this episode, Business & Wealth Strategist Karen Newton breaks down what’s really happening behind the renewed talk of subprime lending, why it’s different this time, and what smart investors should be watching.

Rather than feeding fear, Karen explains how this phase fits naturally within the wealth cycle — and how understanding the signals allows you to prepare, protect, and position for new opportunities.

• Why subprime looks different in 2025 — and why it still matters.
• How easy credit and hidden risk are reshaping the financial landscape.
• The three key moves Karen uses to prepare for tightening markets.
• Why fear is a signal, not a stop sign — and how to use it strategically.
• How to build calm, consistent wealth no matter what the headlines say.

Episode Link and Resources

1. The Subprime Issue is Back - Protect Yourself, Be Your Own Bank
2. Learn More about Zero to Millionaire Membership
3. Join Zero to Millionaire Membership

© Karen Newton 2025

Business and Wealth Strategies Where Smart Entrepreneurs Build Lasting Wealth.

Websites: Karen Newton

Follow Us on Facebook; X

Subscribe to The Online Entrepreneur Newsletter

Disclaimer:

The information shared in this podcast is for educational and informational purposes only. It is not intended as financial, investment, legal, or tax advice and should not be construed as such.

I am not a licensed financial advisor, and the strategies discussed are based on personal experience and general market knowledge. Always do your own research and consider your individual financial goals, risk tolerance, and personal circumstances before making any investment decisions.

We strongly recommend that you consult with a qualified financial advisor or licensed professional before acting on any information discussed in this podcast. Investing involves risk, and past performance is not indicative of future results.

By listening to this podcast, you agree that the host and associated entities are not responsible for any losses or damages arising from your use of this content.

Hong Kong’s property market, once the most expensive in the world, is now facing a crisis. Mortgage defaults are rising sharply as prices fall and banks tighten lending. But this isn’t just a local issue. In this episode, Karen Newton breaks down what's really happening with Hong Kong’s property, taking the bad news headlines and deciphering what it really means.

Mentioned in this episode:

• Commentary blog: The Rising Strain on Hong Kong Property Loans
• Learn more inside the Zero to Millionaire Membership – https://courses.karennewtoninternational.com/ztminfo

© Karen Newton 2025

Business and Wealth Strategies Where Smart Entrepreneurs Build Lasting Wealth.

Websites: Karen Newton

Follow Us on Facebook; X

Subscribe to The Online Entrepreneur Newsletter

Disclaimer:

The information shared in this podcast is for educational and informational purposes only. It is not intended as financial, investment, legal, or tax advice and should not be construed as such.

I am not a licensed financial advisor, and the strategies discussed are based on personal experience and general market knowledge. Always do your own research and consider your individual financial goals, risk tolerance, and personal circumstances before making any investment decisions.

We strongly recommend that you consult with a qualified financial advisor or licensed professional before acting on any information discussed in this podcast. Investing involves risk, and past performance is not indicative of future results.

By listening to this podcast, you agree that the host and associated entities are not responsible for any losses or damages arising from your use of this content.

In this episode of Business and Wealth Strategy – Where Smart Entrepreneurs Build Lasting Wealth,

Karen Newton, Business and Wealth Strategist, unpacks one of the most talked-about economic risks facing the UK — the Doom Loop.

You’ll learn what it really means, how we got here, and—most importantly—how you can protect and position yourself to benefit from the next phase in the investment cycle.

• What economists mean by a “Doom Loop” and why the term is resurfacing in 2025.
• How two decades of policy decisions—from the 2008 credit crisis to pandemic debt and inflation—created today’s fragile economy.
• The warning signs that signal contraction and how to recognise them before headlines hit.
• What business owners can do now: focus on cash flow, lean operations, and automation.
• How investors can shift toward defensive assets, monthly income shares, and precious metals.
• Why downturns are not disasters but part of the Investment Cycle Toolkit pattern—and where opportunity begins.

Economic loops don’t mean collapse; they signal change.

Those who understand the cycle are the ones who grow wealth during it.

© Karen Newton 2025

Business and Wealth Strategies Where Smart Entrepreneurs Build Lasting Wealth.

Websites: Karen Newton

Follow Us on Facebook; X

Subscribe to The Online Entrepreneur Newsletter

Disclaimer:

The information shared in this podcast is for educational and informational purposes only. It is not intended as financial, investment, legal, or tax advice and should not be construed as such.

I am not a licensed financial advisor, and the strategies discussed are based on personal experience and general market knowledge. Always do your own research and consider your individual financial goals, risk tolerance, and personal circumstances before making any investment decisions.

We strongly recommend that you consult with a qualified financial advisor or licensed professional before acting on any information discussed in this podcast. Investing involves risk, and past performance is not indicative of future results.

By listening to this podcast, you agree that the host and associated entities are not responsible for any losses or damages arising from your use of this content.

Title: Money Management Recession Cycle Strategy

Description: Recessions aren’t disasters to fear—they’re cycles to prepare for. In this episode, Karen Newton breaks down the Recession Cycle Strategy, showing you how to manage money through boom, bust, recovery, and growth.

You’ll discover:

• How the Recession Cycle Clock works (and where we might be right now).
• The investor playbook for buying, holding, and selling at the right times.
• Why multiple income streams protect you when the economy dips.
• Assets that shine in each stage of the cycle—shares, property, gold, silver, and crypto.
• Action steps to start building your own recession-proof strategy today.

Whether you’re just starting out or looking to fine-tune your wealth plan, this episode will give you practical tools to thrive through any economic storm.

Learn more and start building your strategy: Join Zero to Millionaire

© Karen Newton 2025

Business and Wealth Strategies Where Smart Entrepreneurs Build Lasting Wealth.

Websites: Karen Newton

Follow Us on Facebook; X

Subscribe to The Online Entrepreneur Newsletter

Disclaimer:

The information shared in this podcast is for educational and informational purposes only. It is not intended as financial, investment, legal, or tax advice and should not be construed as such.

I am not a licensed financial advisor, and the strategies discussed are based on personal experience and general market knowledge. Always do your own research and consider your individual financial goals, risk tolerance, and personal circumstances before making any investment decisions.

We strongly recommend that you consult with a qualified financial advisor or licensed professional before acting on any information discussed in this podcast. Investing involves risk, and past performance is not indicative of future results.

By listening to this podcast, you agree that the host and associated entities are not responsible for any losses or damages arising from your use of this content.

Episode Title: Become Part of the 8% Who Have Financial Freedom

Episode Summary:

In today’s episode, I dive into a powerful Harvard study that followed a class of students over several decades. The results were staggering: 92% ended up broke, while only 8% achieved financial freedom. Why such a huge gap? It wasn’t luck or intelligence — it was planning, habits, and consistent action.

I’ll unpack what the 8% did differently, the 5 most common reasons people retire broke, and share a simple roadmap you can follow to put yourself on the path to lasting wealth.

If you’ve ever worried about your financial future, this episode will give you clarity, direction, and practical steps you can take right now.

What You’ll Learn in This Episode:

• The surprising results of the Harvard study on wealth.
• Why most people end up broke by retirement.
• The 5 common mistakes that stop people from building wealth.
• What the 8% did differently to secure financial freedom.
• How to follow a practical roadmap to become part of the 8%.

Resources and Links:

• 📖 Read the full blog post
• 📘 Free Guide: 60 Lessons Learned
• 🔗 Take the Membership Quiz

Subscribe & Follow:

Stay up to date with new episodes every week by subscribing to Business and Wealth Strategy – Smart Entrepreneurs Build Lasting Wealth.

© Karen Newton 2025

Business and Wealth Strategies Where Smart Entrepreneurs Build Lasting Wealth.

Websites: Karen Newton

Follow Us on Facebook; X

Subscribe to The Online Entrepreneur Newsletter

Disclaimer:

The information shared in this podcast is for educational and informational purposes only. It is not intended as financial, investment, legal, or tax advice and should not be construed as such.

I am not a licensed financial advisor, and the strategies discussed are based on personal experience and general market knowledge. Always do your own research and consider your individual financial goals, risk tolerance, and personal circumstances before making any investment decisions.

We strongly recommend that you consult with a qualified financial advisor or licensed professional before acting on any information discussed in this podcast. Investing involves risk, and past performance is not indicative of future results.

By listening to this podcast, you agree that the host and associated entities are not responsible for any losses or damages arising from your use of this content.

Government Finances affect every aspect of your life. Governments fund our schools, hospitals, pensions, benefits, and infrastructure — but behind the headlines about taxes and budgets lies a complex system of borrowing, spending, and policy juggling.

Right now, the UK government is under intense pressure: debt is rising, interest rates remain high, and speculation is growing that Britain may even need IMF help, echoing the 1976 bailout.

So how do government finances really work?

Learn more - How Government Finances Shape Your Life

© Karen Newton 2025

Business and Wealth Strategies Where Smart Entrepreneurs Build Lasting Wealth.

Websites: Karen Newton

Follow Us on Facebook; X

Subscribe to The Online Entrepreneur Newsletter

Disclaimer:

The information shared in this podcast is for educational and informational purposes only. It is not intended as financial, investment, legal, or tax advice and should not be construed as such.

I am not a licensed financial advisor, and the strategies discussed are based on personal experience and general market knowledge. Always do your own research and consider your individual financial goals, risk tolerance, and personal circumstances before making any investment decisions.

We strongly recommend that you consult with a qualified financial advisor or licensed professional before acting on any information discussed in this podcast. Investing involves risk, and past performance is not indicative of future results.

By listening to this podcast, you agree that the host and associated entities are not responsible for any losses or damages arising from your use of this content.

In this episode of Business and Wealth Strategy – Where Smart Entrepreneurs Build Lasting Wealth, we're exploring a powerful yet often overlooked tool for growing your financial future: the ISA, or Individual Savings Account.

You'll discover:

• What an ISA is and how it works
• The different types of ISAs available (Cash, Stocks and Shares, Lifetime, and more)
• Why ISAs are a cornerstone of smart, tax-free wealth building
• Common myths and misunderstandings about ISAs
• How to integrate ISAs into your broader business and wealth strategy

Using real-world strategies and simple explanations, I’ll show you how ISAs fit into creating financial security, building passive income, and supporting your long-term goals.

If you're serious about growing your wealth tax-free, this episode is a must-listen.

© Karen Newton 2025

Business and Wealth Strategies Where Smart Entrepreneurs Build Lasting Wealth.

Websites: Karen Newton

Follow Us on Facebook; X

Subscribe to The Online Entrepreneur Newsletter

Disclaimer:

The information shared in this podcast is for educational and informational purposes only. It is not intended as financial, investment, legal, or tax advice and should not be construed as such.

I am not a licensed financial advisor, and the strategies discussed are based on personal experience and general market knowledge. Always do your own research and consider your individual financial goals, risk tolerance, and personal circumstances before making any investment decisions.

We strongly recommend that you consult with a qualified financial advisor or licensed professional before acting on any information discussed in this podcast. Investing involves risk, and past performance is not indicative of future results.

By listening to this podcast, you agree that the host and associated entities are not responsible for any losses or damages arising from your use of this content.

Is your portfolio a ticking time bomb… or is it set to soar into another dimension of wealth?

In this episode of Business and Wealth Strategy, I explore one of the most powerful — and misunderstood — investment strategies: diversification.

You’ll learn:

• Why true diversification is more than just owning multiple stocks
• The five core asset classes I diversify across for stability and growth
• Common mistakes that make portfolios riskier, not safer
• How to start diversifying today — even with a small budget

Whether you're a beginner building your first portfolio or looking to reduce exposure in volatile markets, this episode gives you a roadmap to build smarter, safer, and more strategic wealth.

Tune in now and take the first step to a future-proof portfolio.

• Blog: The Best Investment Strategy – Diversification
• Free Module: The Blueprint to Financial Freedom
• Join Zero to Millionaire Membership

Disclaimer:

The information shared in this podcast is for educational and informational purposes only. It is not intended as financial, investment, legal, or tax advice and should not be construed as such.

I am not a licensed financial advisor, and the strategies discussed are based on personal experience and general market knowledge. Always do your own research and consider your individual financial goals, risk tolerance, and personal circumstances before making any investment decisions.

We strongly recommend that you consult with a qualified financial advisor or licensed professional before acting on any information discussed in this podcast. Investing involves risk, and past performance is not indicative of future results.

By listening to this podcast, you agree that the host and associated entities are not responsible for any losses or damages arising from your use of this content.

© Karen Newton 2025

Business and Wealth Strategies Where Smart Entrepreneurs Build Lasting Wealth.

Websites: Karen Newton

Follow Us on Facebook; X

Subscribe to The Online Entrepreneur Newsletter

Disclaimer:

The information shared in this podcast is for educational and informational purposes only. It is not intended as financial, investment, legal, or tax advice and should not be construed as such.

I am not a licensed financial advisor, and the strategies discussed are based on personal experience and general market knowledge. Always do your own research and consider your individual financial goals, risk tolerance, and personal circumstances before making any investment decisions.

We strongly recommend that you consult with a qualified financial advisor or licensed professional before acting on any information discussed in this podcast. Investing involves risk, and past performance is not indicative of future results.

By listening to this podcast, you agree that the host and associated entities are not responsible for any losses or damages arising from your use of this content.

In this episode of Business and Wealth Strategy, we break down the basics of cryptocurrency for complete beginners — without the hype or jargon.

You’ll learn:

• What cryptocurrency is and why it matters
• The difference between coins, tokens, stablecoins, and meme coins
• Which types of crypto are ideal for beginners (and which to avoid)
• How to invest using the weekly PCA (Pound Cost Averaging) strategy
• How platforms like Crypto.com allow you to earn passive income through Crypto Earn, staking, DeFi, and more
• Essential crypto safety tips and must-know terms

Whether you’re just getting started or finally ready to take crypto seriously, this episode is your roadmap to understanding the space and starting small with confidence.

• Crypto.com App

© Karen Newton 2025

Business and Wealth Strategies Where Smart Entrepreneurs Build Lasting Wealth.

Websites: Karen Newton

Follow Us on Facebook; X

Subscribe to The Online Entrepreneur Newsletter

Disclaimer:

The information shared in this podcast is for educational and informational purposes only. It is not intended as financial, investment, legal, or tax advice and should not be construed as such.

I am not a licensed financial advisor, and the strategies discussed are based on personal experience and general market knowledge. Always do your own research and consider your individual financial goals, risk tolerance, and personal circumstances before making any investment decisions.

We strongly recommend that you consult with a qualified financial advisor or licensed professional before acting on any information discussed in this podcast. Investing involves risk, and past performance is not indicative of future results.

By listening to this podcast, you agree that the host and associated entities are not responsible for any losses or damages arising from your use of this content.