With a squeeze on homes in Singapore, resale HDB prices have been climbing since COVID-19 hit in early 2020. We discuss whether buying a resale HDB flat is really an ideal starter home in Singapore. Going even further, we talk about the merits of buying a resale HDB flat without using any government grants. Doing this, we retain our "first-time buyers" status with HDB - giving us the option to go back into the BTO market when we become eligible and/or have a home to wait out the 4 to 5 years building period.

Read the original article that sparked this discussion: https://dollarsandsense.sg/purchasing-hdb-resale-flat-without-grants-can-good-starter-home-option-singapore/