should i put limits on a value
what happens with a bad appraisal, ever have one of those
will the listing agent be there for the appraiser
will you be there
what should you do

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do I want to have pmi and a funding fee again
has the value of my home gone up
can i get an appraisal waiver
will i save more money going Conventiona
what are the benefits of not doing a streamline

what is a streamline refinance

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lender credit can pay for the non allowables
seller does not have to pay any of the seller closing costs
va appraiser will reach out to the realtor if an appraisal issue
do a refi with no verification with the va streanline

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student loan calculations for qualifying are changing
is your loan officer available on weekends
it is not a mon thru fri job

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what are the positives and negatives of having an adjustable rate

what happens after the fixed term if the following happens?
what do i need to know
tune and learn at

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all documents are needed

all pages of tax returns
all pages of the bank statements
the term irrelevant does not apply when getting a mortgage

what you can do to expedite the loan process

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is it time to lower your rate and save money
how about lowering the term

take advantage of the low rates now and

take cash out and keep the same payment
lower the term at the same payment
lower the payments

tune in and learn

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The down payment has changed for both
interest rates are higher
gov't wants less of this paper in their portfolio

what changes are big banks doing

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Condo spot approvals are back
learn on how to get an FHA spot approval
it has been 15 years since they did them
learn about  the benefits
what about VA and conventional

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3 pillars to getting into a home

income
credit
funds

if you are not there now, what can we do to get you there
overcome your fear and know you can own
what is the difference in rent vs mortgage payment
nice not to have to move because the landlord is selling

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