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multiple offers on a home
what you need to be prepared for
listing agent is calling
what can you say to build confidence with the seller
team work with you, realtor and borrower
cash rules and you must compete with that
tune in , learn and grow for less than 10 minutes
https://www.ddamortgage.com/blog
didier malagies nmls3212566
dda mortgage nmls#324329
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dropping pmi after 1 year
lowering your rate
saving money
taking advantage of the higher home prices
reviewing your annual escrow statement
https://www.ddamortgage.com/blog
didier malagies nmls#212566
dda mortgage nmls#324329
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docs needed before the clear to close
bank deposits , profit and loss on the self employed
salaried people with final verification thru automated system, phone , paystubs
etc.,
learn what is needed in order to issue a clear to close
https://www.ddamortgage.com/blog
didier malagies nmls#212566
dda mortgage nmls#324329
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extra fees
longer times
why is it happening and what you need to know
tune in and learn
https://www.ddamortgage.com/blog
didier malagies nmls#212566
dda mortgage nmls#324329
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changes happening with second homes and investment properties
fnma/fhma will limit their purchase
could that affect the interest rate?
what else can take place
https://www.dddamortgage.com/blog
didier malagies nmls#212566
dda mortgage nmls#324329
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when pulling credit and no scores show up, probably locked up
unlock credit for the pull
then lock back up
usually one out of the 3 are locked, seldom see all 3
jumbo pricing is back, tune in and learn
https://www.ddamortgage.com/blog
didier malagies nmls#212566
dda mortgage nmls#324329
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having no job to buy a home
having funds in checking, savings, mutual funds , 401k
do not have to be over 59/1/2 to do it
opportunity to buy when not able to show tax returns, w2s , 1099;s
learn and grow in 201
https://www.ddamortgage.com/blog
didier malagies nmls#212566
dda mortgage nmls#324329
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how quickly can i recover my closing costs?
quiz question on how long
do points extend the time to recuperate
taylor make your refinance for the remaining term
get a second opinion
https://www.ddamortgage.com/blog
didier malagies nmls#212566
dda mortgage nmls#324329
Support the show
being available on weekends and evenings
answering questions via text , phone and email
helping during the process
https://www.ddamortgage.com/blog
didier malagies nmls@212566
dda mortgage nmls#324329
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paying off your mortgage early
monthly or biweekly
how much extra each month
paying it off in 22.5 years by how much extra a month
https;//www.ddamortgage.com/blog
didier malagies nmls#212566
dda mortgage n ls#324329
Support the show
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Didier Malagies nmls#212566/DDA Mortgage nmls#324329