Buying Florida

Buying Florida

By Didier MalagiesSociety & CultureBusinessInvestingPlaces & Travel
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Buying Florida episodes

  • close in December or January? tune in on this one

    what are the property taxes on the home you are buying
    is the homestead on or not
    what, they have lived in the home for a long time and the taxes are low
    how can i benefit from that
    learn and grow and stay tuned in

    https://www.ddamortgage.com/blog

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    10 min
  • Get a Second Opinion

    get a second opinion
    does it feel right?
    are the savings each month worth it
    are you recuperating in 18 months or less
    your credit score dictates the rate and terms

    https://www.ddamortgage.com/blog

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    12 min
  • Do you refinance your first mortgage when wanting a little cash out?


    do you refinance the first to get 15,000 cash out
    what is the cost
    is it better to get an equity line

    are you saving money with the cash out refinances being at a higher rate then a purchase or rate term

    is there no closing cost equity lines

    what makes sense for you

    https://www.ddamortgage.com/blog

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    12 min
  • What else can delay a closing - payoffs

    get to the end of the loan process and a delay in payoffs
    with the heavy volume what is happening with the loan servicers
    is it different on a heloc vs a first mortgage
    tune in and learn

    https://www.ddamortgage.com/blog

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    9 min
  • Ease of doing a mortgage now


    phone application - package sent electronically
    uploading your documents to a secure site
    closing at your home, work or wherever

    we can with technology work around your schedule when doing a mortgage

    https://www.ddamortgage.com/blog

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    12 min
  • your credit scores determine you interest rate and pmi

    have no credit at all - tune in

    how do you increase your credit scores

    what about medical?

    what about high balances?

    what about the different credit agencies you follow and why is it different when applying for a mortgage

    https://www.ddamortgage.com/blog

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    14 min
  • should you bring escrows to closing or roll them in?

    if you bring escrows to closing , how do you get the money back?
    if you want some money to pay off a credit card and not call it a cash out
    what about no escrows
    what is mandatory to collect if no escrows
    purchases - how is that divided up
    tune in and learn

    https://www.ddamortgage.com

    didier malagies   nmls#2124566
    dda mortgage  nmls#324329

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    14 min
  • Bankruptcy or layoffs during the loan process and what is needed

    company announces a  bankruptcy or is in a bankruptcy while you are in the loan process
    company announces layoffs during the loan process

    being w2 does not mean you are a salaried employee and not an owner

    what do we need to satisfy the lender during this time and fund the loan

    what interesting thing that happened to one of my clients


    https://www.ddamortgage.com

    didier malagies nmls#212566
    dda mortgage nmls#324329

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    12 min

About Buying Florida

From the publisher's feed

Didier Malagies is a leader in the Tampa Bay Mortgage industry, serving Pinellas, Pasco, Hillsborough counties, and beyond with his sights set on educating residential and commercial buyers regarding…