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Buying Florida
Buying Florida episodes
- What not to do when applying for a Mortgage
dont add on new credit
dont take wiring instructions from processor, loan officer or realtor
don't buy a new car, new boat, furniture
don't cosign for someone
don't hold back information
https://www.ddamortgage.com
didier malagies nmls#212566
dda mortgage nmls#324329Support the show
12 min - processing of the loan during heavy volume with low rates
electronic signatures, uploading to a secure site
appraisal, title, and insurance
wiring your money
things you need to know
https://www.ddamortgage.com
didier malagies nmls#212566
dda mortgage nmls#324329Support the show
16 min - fhfa delays the..50 point hit and should i pay points to drop my rate
delaying the .5 point hit on refinances what does that mean for you
should I pay points to lower my rate
tune in and learn
https://www.ddamortgage.com
didier malagies nmls#212566
dda mortgage nmls#324329Support the show
11 min - saving money on lower rates what about the pmi and insurance
can we get rid of the pmi or lower it
what about your insurance, have you been watching it annually
https://ddamortgage.com
didier malagies nmls#212566
dda mortgage nmls#324329Support the show
11 min - rates going up on refinances, why and what about the disclosures being sent out
fhfa increase fees a .5 what does that mean in terms of rate
will it differ from purchases
disclosures from the lender
is it different than from title and what we did originally
https://www.ddamortgage.com
didier malaiges nmls#212566
dda mortgage nmls#324329Support the show
4 min - should I lock in my interest rate now?
what happened last April when the market crashed 38%
rates at 21 days, 30 , 45 and 60 days
negative rates in the future?
my recommendation to you
https://www.ddamortgage.com
didier malagies nmls#212566
dda mortgage nmls#324329Support the show
12 min - time frame for a purchase and a refinance
what time frames are there
difference and which one takes more precedence
refinance - rate term or a cashout
how about self-employed
https:///www.ddamortgage.com
didier malagies nmls#212566
dda mortgage nmls#324329Support the show
16 min - Self Employed getting a mortgage
purchase and a rate term refinance
cahs out refinance being self employed
first payment default - what happens
what extra documentation is needed
https://www.ddamortgage.com
didier malagies nmls#212566
dda mortgage nmls#324329Support the show
10 min - are you able to get a hold of your loan officer in the evening and on weekends?
are you getting the service
people answering your calls in the evening and or on weekends
can you get a prequal out when there are multiple offers
questions that need to be answered
https://www.ddamortgage.com
didier malagies nmls#212566
dda mortgage nmls#324329Support the show
12 min - how has it changed since April 1st when Covid came to town
changing guidelines daily
keeping up with all the changes
processing and underwriting exhausted and frazzled with each day
team work
https:///www.ddamortgage.com
didier malagies nmls#212566
dda mortgage nmls#324329Support the show
11 min
About Buying Florida
From the publisher's feed
Didier Malagies is a leader in the Tampa Bay Mortgage industry, serving Pinellas, Pasco, Hillsborough counties, and beyond with his sights set on educating residential and commercial buyers regarding…
Florida purchases. With over 20 years of expertise, Didier has built relationships with realtors, bankers, and clients based on integrity and his drive to provide the best customer experience in the state by being there from beginning to end of every purchase.Whether you're looking to move, invest, start a business or expand, Didier will share everything you need to know on his show every week.
Didier Malagies nmls#212566/DDA Mortgage nmls#324329