• More of the same - market outcomes look a lot like the last 10 years
• Mean reversion - prices come back to something more normal
• Lost decade - below average returns on both stocks and bonds
• Breakthrough! - innovation drives an unexpected surge in productivity
• Gloom and doom - our worst fears materialize and we enter a sort of depression

• Long and random passwords
• Password managers
• 2-factor authorization: basic and advanced
• Wireless network security

Cash is how we participate in the economy every day. But it pays almost no interest while it sits in the bank, and inflation is constantly eating away its purchasing power. My partner, Derek Ripp, joins us to talk about how much cash to hold, where to keep it, and strategies to get the most out of it.

The thought of investing in commercial real estate can be daunting, even for someone very comfortable with traditional residential investing. The transactions are bigger, the leases are different, financing is different, and on and on. We are joined by Austin-based commercial real estate professional, Spencer Holbert, to demystify commercial real estate investing. We cover: • Easing into commercial real estate with smaller multi-family unit projects. • Comparing and evaluating deals. • How financing and property management work. • The good and bad about partnerships. • Opportunity zones.

Kevin explores the (surprising!) origins of what it means to be a 'maverick' and how that relates to investing differently from the masses. He talks about the reasons to consider being a maverick investor and the challenges of enduring the psychological torment that comes with the territory. He ends with practical examples from history and suggestions for how an investor should be prepared to take 'maverick risk'.

Inflation and aliens are on the minds of many. They are big, scary concepts that haven't played much of a role in our lives recently, but some fear they might. Inflation is personal, so Kevin breaks down a typical household budget and analyzes the impact of inflation. He considers the causes of inflation and offers consumers and investors tools that might help defend against it.

• Sell and Move
• Stay and Improve
• Buy a Rental
• Rent and Move
• Do Nothing

• Timeline for enrollment - when do people need to start taking action?
• What are the common reasons people incur a penalty? How to avoid.
• What is not covered by Medicare?
• How to shop for supplemental plans: call brokers, online comparison tools, etc
• Evaluating supplemental coverage options - what is a proper framework for sorting through policies?
• What impact does a new health condition have when trying to sign up for or change supplemental plans?
• Maintaining current doctors? Some doctors not taking Medicare?
• How does working past age 65 impact Medicare coverage?

We are joined by attorney Chris Hildreth of Hildreth Legal (https://www.hildrethlegal.com/) to discuss the more common questions people have about estate planning.

• What happens when someone dies without a Will in Texas?
• What to prepare for when meeting with an attorney to create your Will.
• What to do if you are named Executor of someone's estate.
• When is a template service like Legal Zoom good enough?
• Where to keep a Will.
• How to prevent a disputed estate.
• When to pursue power of attorney with aging parents?
• Tax laws may change, making more estates taxable. What are some basic tools?