In this episode, Zac sits down with Chris—a former district manager in phone sales who made a bold leap into the life insurance industry. With no cap on income and a hunger to succeed, Chris has completely transformed his life in just one year. From making $130K/year managing a team of 20 in retail… to banking $76K months and picking up his dream Lamborghini, his story is proof that betting on yourself pays off when you’re willing to outwork everyone else.

They dive deep into:

How reading Rich Dad, Poor Dad sparked an entrepreneurial fire 🔥
Why salespeople often feel trapped by limited opportunity
The difference in upside between phone sales and life insurance
The power of mindset, faith, and relentless work ethic
Tips for new agents who want to win BIG in year one
This episode is loaded with real talk, practical advice, and an inside look at what separates those who talk about success from those who live it.

🧠 “You eat what you kill—and that’s beautiful if you’re a killer.”

🔔 Be sure to subscribe for more interviews with top performers breaking down what it really takes to win in business and in life.

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In this episode, Zac sits down with Mo, a former college student and day trader who walked away from volatility and debt to go all-in on life insurance. After losing over $15K in the stock market and navigating the pressure of being a first-gen college kid, Mo decided to bet on himself. Just 18 months later, he’s leading a $220K/month team and is on a mission to scale to seven figures.

They dive deep into:

Why trading stocks nearly wrecked his finances (and how insurance changed everything)
How he cleared $15K of debt and dropped out of college after one profitable month
What growing up in a first-gen immigrant family taught him about work ethic
The sales script he uses to recruit high school friends into virtual sales
The mistake most new builders make—and how Mo fixed it to build real momentum
This episode is a real-world look at how discipline, humility, and learning from mentors can turn a losing streak into a six-figure-a-month business.

🧠 “In trading, 10K a week makes you a guru… in insurance, that’s just getting started.”

🔔 Be sure to subscribe for more interviews with top performers breaking down what it really takes to win in business and in life.

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In this episode, Zac sits down with Ish—a 22-year-old former data engineer who walked away from college and corporate life to chase full-time freedom in insurance. In just eight months, Ish went from zero to leading a $150K/month team, scaling quickly with a no-excuses mindset and a system-first approach.

They dive deep into:

Why he left college and corporate life to bet on insurance
How 12-hour days his first 90 days built unstoppable momentum
The mindset that helped him overcome fear of judgment and go all-in
The role faith and sacrifice play in his discipline and long-term vision
The exact script he uses to recruit coachable agents and scale his team
This episode is packed with practical systems, leadership shifts, and the habits of a top producer who’s just getting started—and ready to dominate.

🧠 “It’s not about what you do. It’s about what you don’t do. People who sacrifice the most, win.”

🔔 Be sure to subscribe for more interviews with top performers breaking down what it really takes to win in business and in life.

Learn more about becoming an agent:
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From humble beginnings to massive momentum — this episode is all about betting on yourself and building something real.

Zac Twardowski sits down with Ronnie Salem to talk about what it takes to lead with vision, grow through the pain, and stay locked in when most people quit. They break down the discipline, leadership, and mental toughness it takes to build a winning team — and why your standard has to be higher than your feelings.

This isn’t surface-level motivation. It’s the truth about what the journey actually looks like.

Here’s what they cover:

💭 Why most people fail at recruiting — and how to attract winners
⚔️ What Zac learned leading through resistance and pressure
🔥 The mindset Ronnie used to grow from $0 to $400K+ team months
🧠 How to build confidence when you’re brand new and unsure
🚪 Why opportunity means nothing without execution

If you’re serious about growing in life, leadership, and sales — this is the one.

Learn more about becoming an agent:
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What happens when two guys in their teens and early 20s skip college, ditch the 9–5, and go all-in on life insurance sales?

In this episode, Zac Twardowski sits down with Braden (19) and Nate (21) — two rising stars in the life insurance game — to break down how they went from no experience to $120,000+ in monthly team production in just a few months.

Braden shares how he scaled a Christian clothing brand in high school to six figures, then pivoted into insurance where he’s now on pace to net $300K+ his first year. Nate talks about turning down trade school and giving up roof sales to bet on himself — and how that bet is paying off big.

This episode dives deep into:

✅ Braden’s $125K run in his first 6 months
✅ Why door-to-door killers are switching to insurance
✅ What happened when they finally spent $2K/week on leads
✅ The difference between broke agents and high earners
✅ Real breakdowns of IUL sales, lead strategy & pitch
✅ What they did when they failed their first month
✅ Building trust and authority as a young agent
✅ The $10,000 bet that ends with someone going bald 👀

If you’re under 25 and want to build freedom and a high-income career — or you’re stuck grinding in sales with low commissions — this one’s a blueprint.

Learn more about becoming an agent:
https://link.getagentautomator.com/widget/bookings/myount

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In this episode, Zac Twardowski sits down with Ethan and Brody — two young agents who went from detailing cars to building a six-figure run rate in their first 90 days selling life insurance.

Ethan started in February and hit $70K in personal production in just his third month. Brody, a car detailer with no college background, wrote $40K+ three months in a row and is now scaling fast.

This conversation is a real, unfiltered breakdown of how they did it — what worked, what didn’t, and how new agents can replicate their results without experience or special skills.

This episode covers:

✅ Starting from scratch: no college, no sales experience
✅ Why they recruited from day one and built teams fast
✅ What makes someone succeed on “free leads” vs fail
✅ How they went from goldmine leads to $3–5K/week commissions
✅ The mindset shift required to drop thousands on leads
✅ How staying unmuted on Zoom accelerated Brody’s growth
✅ Why replicating your upline’s activity matters more than talent
✅ How to go from broke to booked if you're humble and coachable

Whether you’re a brand-new agent or trying to scale your team, this episode gives you the mindset, systems, and pace that will get you to $40K–$70K/month production fast.

Learn more about becoming an agent:
https://link.getagentautomator.com/widget/bookings/myount

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In this episode, Zac Twardowski sits down with Alathea — a high school and college dropout who now produces over $50,000/month in life insurance sales and is on pace to hit Hall of Fame status with $400K issued in a single year.

Before joining FFL, Alathea managed a McDonald’s, worked in in-home care, and sold high-ticket offers to insurance agents — now, she is one of the fastest-growing agents and team builders in the company.

This episode is a no-fluff, real talk deep dive into:

✅ The first 90 days of struggle (and how she broke through)
✅ Why she chose FFL over other insurance companies
✅ How she made the leap from sales employee to entrepreneur
✅ What it takes to consistently write $40K–$50K+ a month
✅ How social media & personality type impact recruiting success
✅ The truth about being a woman in a male-dominated sales force
✅ Why life insurance beats solar, pest control, and car sales
✅ Strategies for scaling income, building a team, and creating freedom

Whether you're just getting started in insurance, tired of commission delays in solar/real estate, or looking to level up your recruiting and income — Alathea’s story will show you exactly what’s possible.

Like the episode? Subscribe for more content on sales, business growth, and leadership.

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In this episode, Zac Twardowski sits down with Francis — a million-dollar producer in life insurance who’s built an incredible business after navigating decades of ups and downs in sales, entrepreneurship, and real estate.

Francis has done it all: from selling books door-to-door in college, to running a litigation support company, to flipping houses — and today, he’s one of the top producers in the insurance industry, selling over $1 million in premium last year alone.

This episode dives into:

✅ Francis’ rise from $180K to $1M in production over five years
✅ His background in door-to-door sales, owning a company, and real estate investing
✅ Why life insurance is the best business he’s ever been in
✅ The mindset shift that allowed him to scale up with IULs
✅ How virtual sales and social media transformed his business
✅ Why consistency, leads, and investing in yourself matter
✅ The power of working smarter (not just harder) over time
✅ How anyone — regardless of age or background — can win big in insurance

Learn more about becoming an agent:
https://link.getagentautomator.com/widget/bookings/myount

FOLLOW ME ON:
Instagram: https://www.instagram.com/zac_twardowski

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Learn more about becoming an agent:
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