Capitalist Investor

Welcome to the Capitalist Investor podcast, where your hosts Derek, Tony, and Luke navigate the intriguing world of finance and investments through the lens of the everyday capitalist. Our trio starts off by touching upon the chilly Cleveland weather and travel disruptions, before quickly transitioning into a robust debate on the geopolitical chessboard with President Biden's stance on Taiwan and the recent elections there. Amidst these discussions, they delve into the potential economic tremors a US-China conflict might send through global markets, particularly focusing on the technologically crucial semiconductor industry.

The Geopolitical Powder Keg: Taiwan's Elections and US-China Relations

Our hosts didn't shy away from the frosty topic matching Cleveland's own cold snap—the heated debate about President Biden's stance on Taiwan following its recent elections. Derek, Tony, and Luke explored the delicate dance between supporting democracy and avoiding an escalation with China. They pondered the potential economic fallout of further tension, with an eye on the global supply chain's frailties, particularly concerning the microchips essential to technology sectors worldwide.

Cable Cutting: The Economic Shift in Home Entertainment

In a personal anecdote, Luke shared his parents' consideration of ditching traditional cable in favor of YouTube TV's cost-effectiveness. This move mirrors a broader trend in consumer behavior, as households pivot to streaming services like Hulu Live, induced by the sting of rising cable prices. Derek and Luke analyzed the budgetary implications and generational preferences, including the priceless need for channels like Nickelodeon for Luke’s family.

Debt Dynamics: Generational Views and Personal Finance

The conversation took a sobering turn towards debt—its influence on younger generations and the overarching attitude towards borrowing. The hosts drew from personal insights and broader market observations to trace patterns in financial decision-making, spending, and the staggering instance of Robert Kiyosaki’s controlled leverage. This discussion underscored the mantra of the podcast—weighing risk and grasping opportunity in fiscal matters.

Tech Wars: AMD vs. Nvidia in the Evolving Chip Market

Luke brought to light a critical investor’s dilemma: the contrasting paths of AMD and Nvidia within the investment portfolio. While Nvidia has experienced a valuable surge, it prompted a strategic 'trimming' from the portfolios, whereas AMD's positions have been bolstered. This segment proved to be a masterclass in adaptability and foresight, two essential traits to surviving the volatile tech market.

The EV Conundrum: Electric Vehicles in Cold Climates and Global Markets

Lastly, the crew didn't miss the chance to discuss the chilly implications of electric vehicles in less-than-ideal conditions, mirroring the recent weather woes. The limitations of EVs in the cold led to considerations of hybrid alternatives and the evolution of automobile technology. Moreover, with EV price cuts across China and Europe, they examined the effects these could have on the competitive landscape of the US market, and even touched on industry titans like Tesla and the ambitious visions of leaders like Elon Musk.

Our hosts are always game for a dinner plan, promising a deeper dive into these topics in future episodes. So tighten your seatbelts as Derek, Tony, and Luke serve up yet another insightful blend of economic trends, personal finance tips, and a sprinkling of everyday wisdom — all while reminding listeners to consult with a professional for tailored advice. Let's talk money, markets, and what it means to be a true capitalist investor.

In this week's episode of the Capitalist Investor Podcast, Derek and Luke discuss the latest events shaking up the world of finance and investing. They delve into the SEC's approval and subsequent investigation of a bitcoin ETF, the record number of CEOs leaving their positions in 2023, and the wild story of an Alaska Airlines flight experiencing a fuselage issue. The hosts also touch on the challenges and complexities of the modern economy, and share their thoughts on the future of office space and executive leadership. Listen in for insightful, lighthearted commentary and a glimpse into the unpredictable world of finance. If you want to stay informed and entertained, don't miss this exciting episode!

1. SEC Approval Drama for Bitcoin ETF

The episode kicks off with a discussion about the SEC's approval of a bitcoin ETF, which triggered significant market volatility. However, the plot thickens when the SEC announced that the approval tweet was posted in error, leading to suspicions of market manipulation. Derek and Luke engage in a series of speculations about the potential impact of this incident on the future of bitcoin and its regulatory oversight.

2. Record High Office Vacancies in 2023

The podcast delves into the implications of the record vacancy rate in offices across the United States, highlighting the magnitude of the shift in working dynamics due to remote work and evolving economic trends. The hosts discuss the potential repurposing of office spaces and its association with the evolution of the economy, technology, and the need for adaptability in a rapidly changing business landscape.

3. Surge in CEO Departures

Another fascinating topic explored in the episode involves the staggering surge in the number of CEOs leaving their positions in 2023. The hosts speculate about the underlying reasons for this trend, touching upon factors such as economic uncertainty, stress, and the emergence of younger executives taking leadership roles in companies.

4. Terrifying Airline Incident and the Miracle of the iPhone

The podcast takes a dramatic turn as the hosts recount the harrowing experience of an Alaska Airlines flight where a section of the fuselage detached mid-flight. The subsequent discovery of an iPhone that survived a 16,000-foot fall prompts a discussion on the astonishing resilience of modern technology and the potential dire consequences if the incident had occurred at a higher altitude.

5. Mysterious Shadow Aliens Encounter

The episode concludes with a captivating discussion surrounding the bizarre sighting of eight-foot-tall shadow aliens in Miami, accompanied by a massive police response and subsequent media blackout. The hosts expound on the allure of disconnecting from technology and immersing oneself in nature, advocating for a balanced approach in consuming media while maintaining mental well-being.

The Capitalist Investor podcast continues to deliver gripping insights into the dynamic world of finance, innovation, and the peculiar incidents that captivate our imagination. Join Derek, Tony, and Luke as they explore these intriguing topics, offering seasoned perspectives and fostering a deeper understanding of the complexities within the investment landscape.

The opinions expressed in this podcast are for general informational purposes and should not be considered as specific advice or recommendations for investment, financial, or legal decisions. Listeners are encouraged to consult with qualified professionals for personalized guidance tailored to their individual needs.

As investors settled into the new rhythms of 2024, the latest episode of  The Capitalist Investor saw co-hosts Tony and Luke (with Derek regrettably out sick) tackle topics that are top of mind for those looking to navigate the market's shifting tides.

1. Apple's Downgrade and Market Saturation
A significant talking point was the recent downgrade of Apple's stock by Barclays. Despite Apple's revenue growth in previous years, the hosts questioned the broader impact of the downgrade. Pointing to market saturation and a lag in innovation, particularly in the realm of artificial intelligence, they compared Apple's current trajectory to IBM's historical shift from growth to a defensive stance.

2. The Future of Big Tech in a Potential Recession
The uncertainty of a looming recession had the hosts contemplating the fate of tech giants, especially considering last year's challenges faced by Google and Amazon that affected their stock performance. The conversation turned to the growth engines driving these companies, with special attention to the burgeoning sector of cloud computing and storage and the strategic importance of AI solutions.

3. Tesla's Valuation and Industry Challenges
Tesla, a key player and popular discussion point in many investment circles, was another hot topic. The hosts discussed Tesla's potential vulnerabilities, focusing on the competitive landscape of electric vehicle deployment and questioning if the company's current valuation may be too optimistic in face of these challenges.

4. Investment Strategies and the Role of the Federal Reserve
There's been much scrutiny regarding the Federal Reserve's actions, and Tony and Luke touched upon the potential influence of Fed decisions on the market outlook. With the market exhibiting capricious behaviors, the co-hosts contemplated the necessity of active management and discussed various strategies, including the dividend aristocrat index, when considering portfolio construction to hedge against volatility.

5. Individual Stock Performance and Predictions
In a more personalized segment, the hosts shared their thoughts on individual stocks within their portfolios. Tony brought up Visa and Match.com, considering the implications of a recession on sectors like credit and dating. Luke discussed Accenture and Raytheon's prospects, as well as a smaller but intriguing stock named Verify Me. While these stocks reflect different industries, the underlying theme was clear: the need for strategic investment choices in uncertain times.

Remember to like, share, and subscribe for more weekly content from your go-to capitalist comrades, Tony and Luke. Stay tuned for the promise of profits and investment insights, and we wish you a prosperous New Year!

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In this episode, Luke revisits his predictions about weed legalization and cautions about sinking ships in the industry, while Tony shares his tactful investment approach for 2024, highlighting his penchant for value stocks and caution against pricy giants like Amazon. The conversation takes a festive turn as the hosts discuss their New Year's plans, culinary ventures including dino eggs, and personal resolutions to improve health, increase savings, and even invest in relaxation with an Xbox. Meanwhile, they don't shy away from hard-hitting topics like economic forecasting, weighing in on the volatility of oil production, the reasoning behind a potential bond rally, and separating viable economic data from sensationalist clickbait. Finally, the episode wraps up with the excitement of an office investment challenge victory dinner and a call to listeners for topics to explore in the upcoming year. Tune in to hear seasoned insights that blend serious financial acumen with light-hearted banter to ring in a prosperous New Year.

1. The State of the Weed Industry and Investment Forecasts

Luke led the discussion by reflecting on his previous correct prediction about the widespread legalization of weed. However, he offered a sobering update that a particular unprofitable business in the sector is facing the threat of insolvency due to dwindling demand. The hosts concurred that market saturation and regulation challenges continue to pose a risk for certain companies within the budding cannabis industry.

2. Tony’s 2024 Investment Strategy – A Turn Towards Value Stocks

With an eye towards the future, Tony shared his investment strategy for the new year, placing a spotlight on the potential upswing for value stocks. In contrast to his avoidance of energy sectors and highly priced tech stocks such as Amazon, Tony advises listeners to consider the merits of more traditional value investments, highlighting banks as a potential beneficiary of expected earnings growth.

3. New Year's Eve Plans and Traditions

A personal touch was added to the episode as the hosts exchanged their plans for New Year's Eve, revealing a preference for comfort and simplicity. Whether it's staying in to enjoy homemade dino eggs (stuffed jalapenos) or attending the unique 'walleye drop' event in Cleveland, the hosts remind listeners that celebration doesn't necessarily require opulence.

4. Economic Hot Takes Versus Data-Driven Analysis

In a critique of sensational economic predictions, the team emphasized the need to focus on solid data over clickbait headlines. They dissected the flaws in hot takes and emphasized the importance of critical analysis when it comes to investment decisions. This topic underscored the show's commitment to providing listeners with pragmatic and thoughtful financial insights.

5. Personal and Financial Resolutions for the New Year

The episode wasn't just about financial health; physical well-being was also on the docket. Derek expressed his resolution to make a return to regular gym sessions and to be mindful of his 401k contributions. Tony talked about his goals of maintaining fitness and increasing his Roth savings. Luke added his own personal improvement goals, which include not only physical fitness but also investing in leisure, such as purchasing an Xbox, to balance relaxation with financial acumen.

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Welcome to the latest episode of Capitalist Investor, where we dive deep into the evolving landscape of work and finance. Derek and Luke ignite a thought-provoking discussion on the generational shift towards seeking work-life balance and the complications of treating jobs solely as income sources. Tony brings a personal touch, reflecting on career pivots influenced by social media's shiny portrayal of life. But it's not all about the hustle; we explore the dark side of our online world, discussing its impact on mental health and societal values. As we unpack the future of financial advising with AI and debate its reliability, we invite you to ponder with us: Is technology the adviser of tomorrow or the barrier to human connection?

1. The Quest for Work-Life Balance

In this generation, there is a noticeable shift in attitude towards work. Unlike the previous generations that prized long work hours and limited vacation, today's workers are embracing a revolutionary approach to work-life balance. Derek and Luke lead a probing conversation on this cultural shift, examining the consequences of viewing jobs merely as income sources rather than lifelong careers. They explore how this view could potentially lead to job dissatisfaction and stunt personal growth and development.

2. The Social Media Effect

Tony opens up about his career transition journey and expounds on how the omnipresent social media affects lifestyle aspirations. In particular, they discuss the dark side of social media – its impact on mental health. The hosts unpack a slew of issues including escalated suicide rates and the addiction to attention and approval online. Furthermore, they touch on how the online world has contributed to a decline in moral foundations, religious engagement, and respect among users.

3. The AI Debate in Financial Advising and Planning

One of the more technologically forward-looking discussions of the episode revolves around the use of AI in financial strategy. They contemplate the feasibility of AI providing robust financial planning advice, such as leveraging IRA funds for purchasing a home. Luke champions the necessity of human touch in advising, whereas Tony expresses ambivalence about our growing reliance on AI for complex and personalized decisions.

4. Changing Office Culture and Dynamics

The hosts throw a light on today's office atmosphere marked by "coffee badging" – where showing up and being noticed takes precedence over real productivity. They draw a contrast between work cultures in small businesses versus large corporations and discuss how remote work has reshaped our working habits. This part of the episode critically examines the current generation's respect for work and their productivity levels.

5. AI's Ascendancy and Future Job Market

A thought-provoking segment centers on AI's role across industries, and whether its advancement might eventually eclipse human roles, dramatically altering the job market. The hosts dispute AI's trustworthiness and ponder its implications on free time and mental health, should it replace human jobs. They also speculate on AI's capacity to handle complex tasks in tax and finance sectors, and whether an AI-driven market will become overly efficient, referencing insights from the film "War Games."

Don't forget to leave your comments below and let us know what topics you would like us to cover in future episodes. If you have specific questions or need advice, please consult a professional, but we're also happy to steer the conversation here with your input.

🚀 For more episodes and content like this, ensure you subscribe to our channel and hit that notification bell so you don't miss any of our discussions on the evolving financial world and how it impacts you, the investor!

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Welcome back to another episode of the Capitalist Investor where your favorite trio, Derek, Luke, and Tony, dive deep into the dollars driving today's sports and real estate industries. From golf's big deals to home buying versus renting, this episode covers a spectrum of investment insights. Catch up on their antics, get the lowdown on sports contract negotiations, and listen to a robust debate on the current state of the housing market, oil commodities, and luxury spending habits in our latest episode.

1. The Golf Industry's Financial Fairway:
In a spirited round of discussion about the state of professional golf, the hosts—Derek, Tony, and Luke—dove into the swirling rumors of a top player being enticed away from the PGA Tour by a jaw-dropping $400 to $600 million deal. The trio raised crucial questions about the financial structure of the PGA Tour, pondering the tax exemption status of the organization and the pressure on players to perform as revenue generators. They also analyzed the effect of Saudi investment in golf and what this means for the future of the sport and its athletes.

2. Shohei Ohtani's Home Run Contract:
Shohei Otani's staggering $700 million contract became a focal point as the hosts evaluated the implications for the baseball team's finances, including how the deferment aspects influence expenditure. They extrapolated the potential ripple effects on player salaries and endorsement opportunities, painting a picture of what such a monumental contract means for the dynamic landscape of professional athletics.

3. The Loss of Corky and Lenny's and the Cleveland Sandwich Scene:
The closure of Corky and Lenny's, a staple in the Cleveland food scene, sparked a wider conversation about the evolution of dining choices and alternative venues. The hosts shared personal anecdotes and reflected on the cultural impact of local institutions, acknowledging the shift toward new culinary trends and experiences.

4. Housing Market Dynamics:
Nothing sparks debate quite like the American housing market. The hosts dissected Kevin O'Leary's caution about market participation, critiqued the government's influence on housing prices, and discussed the contentious presence of institutional investors. The conversation then veered into a comparison of homeownership versus renting, involving property taxes, maintenance, and governmental policies—all highly relevant topics for any investor considering real estate.

5. Oil Prices and Economic Indicators:
With geopolitical risks, fluctuating oil production, and government stockpiling affecting gas prices, Derek, Tony, and Luke brought a lively dialogue to the table about the interplay between oil commodities and potential recession signals. They theorized about the consequences of the US government's oil purchases on the economy and whether the observed market trends suggest an oncoming recession or not.

Be sure to subscribe for more insightful conversations from Derek, Tony, and Luke, and don't forget to like and comment with your thoughts on today's topics!

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As hosts, Derek and Tony, along with their savvy guest Dave Abate, dissect the mechanics of financial stability and the enigmatic pulse of social media on the latest episode of the "Capitalist Investor," they leave listeners with a wealth of insights. Here are the five hot topics worth noting from this episode.

1. Retirement Planning and Debt Management
One compelling topic that emerged dealt with the perils non-mortgage debt presents to those stepping into the golden years. With a potential for overspending and the risk of depleting resources, the trio highlighted the necessity of a measured spending rate post-retirement. They underlined that unsuccessful retirements often stem from premature retirement decisions or being pushed into retirement unprepared. To mitigate such scenarios, a consistent saving strategy paired with a balanced spending mindset in retirement is crucial.

2. Market Predictions and Economic Tremors
A significant portion of the dialogue revolved around JPMorgan's gloomy market forecast, with an 8% drop anticipated in 2024 due to a cocktail of sluggish economic growth and geopolitical unrest. Dave questioned the predictive accuracy generally possessed by financial institutions, particularly in light of the approaching election cycle, while Tony expressed skepticism based on the potential earnings growth and the likelihood of interest rate cuts buoying the market in 2024.

3. The Health Care Cost Conundrum
Another heated subject tackled by Derek, Tony, and Dave was the staggering inefficiencies in the US healthcare system, with particular focus on prescription drug pricing. They commended efforts like those of Mark Cuban to introduce pricing transparency and affordability, challenging the established revenue models and power dynamics rooted in the pharmaceutical industry.

4. The Influence of Social Media and Advertising
The conversation then pivoted to the dynamic realm of social media platforms, wherein Musk's perspective on advertising and the sustaining power of Twitter, or rather X, was debated. The hosts pondered the essence of social platforms as news sources with advertising models that can shake the core of traditional marketing strategies, as seen with "woke" advertising targeting specific demographics.

5. Corporate Innovation and Political Aspirations
A lighter, yet equally engrossing topic emerged as the trio compared Taco Bell's menu stagnation with the bold, and possibly facetious, proposition of Conor McGregor running for President of Ireland. McDonald’s rebranding efforts and Starbucks-esque transformations against the backdrop of political celebrity were not short of drawing parallels and raising eyebrows amidst discussions of financial and market trends.

Listeners, gear up for next week when Derek, Tony, and Luke take another deep dive into the delicate balancing act of financial foresight and cultural currents. Don't miss out on their assertive yet conversational takes on the capitalist landscape that continuously shapes and is reshaped by every minor and major tremor. Stay tuned, stay informed, and most importantly, stay critical.

Welcome to the Capitalist Investor, where your finance meets foresight. This is Derek, joined by Tony and Luke, and today we unpacked the shifting sands of the real estate market—why new homes might just be your best bet and how markets adjust to keep the game fair. We peeled back the layers of mortgage rates, down payments, and the debt dilemma that keeps many from the keys to their own property. From the towering price tags in Manhattan to the concerns of overbuilding, our discussion cut through the complexities of an overextended market.

We touched on the paradox of Charlie's billion-dollar candy investment and the daily grind of hardworking folks treading the financial waters. We analyzed the influence of inflation on the middle class, scrutinized SKIMS' soaring valuation, and carved out some time for Thanksgiving tales. We paid tribute to legends like Charlie Munger and dived headfirst into the murky waters of potential Fed rate cuts, market rallies, and IPOs that have us raising an eyebrow.

1. The passing of Charlie Munger
 
Recalling the legacies of investing giants like Warren Buffett and Charlie Munger, the hosts reminded listeners of the importance of long-term investing and owning equity in businesses. Buffett's success, they noted, was a testament to the advantages of large ownership stakes and privileged access to company insights.

2. The Surge in New Home Builds and Its Market Impact

Derek highlighted the rising affordability of constructing new homes compared to buying existing ones. A boon to potential homebuyers, this trend is expected to lead to a sharp increase in new house builds over the next few decades. Despite concerns about overbuilding, the hosts agreed that the free market would naturally adjust to the increasing supply.

3. Real Estate Market Concerns Amid Shifts in Ownership Trends

Diving deeper into real estate, Tony discussed the nuanced variations between urban and non-urban markets. With a slight dip in Manhattan's price per square foot failing to deter the necessity-driven purchasing, conversations veered towards pressing questions about builder profit margins and a potentially overextended market bracing for shifts in home ownership and apartment vacancies.

4. Personal Finance Struggles and Success Stories

The conversation took a personal turn as the hosts recounted the struggles of a nurse living paycheck to paycheck, illustrating the often harsh reality for many middle-class Americans.

5. The Precarious State of Markets and Upcoming IPO Skepticism

As the episode wound down, the hosts shared his prediction of a market devoid of strong rallies, emphasizing the lack of positive catalysts and the looming threat of Black Swan events. They also voiced skepticism over the high valuations of companies in fast fashion, beauty products, and tech sectors gearing up for their IPOs, questioning their long-term investment value.

Stay tuned for the next episode where Derek, Tony, and Luke will continue their exploration of the capricious world of investment and the implications for individual capitalists.

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Will Microsoft soon take the throne from Apple? We delve into the perceived lack of innovation from Apple and the escalating investments from Meta in the AR and VR industry. And, what's this about Vuzix joining the AR glasses realm? 

As always, we make sure to cover where the best deals are for Black Friday and, surprise surprise, they're not in tech! From pre-packaged Thanksgiving dinners to unpredictable furniture sales, we leave no stone unturned. In the world of stocks, we're focusing our sights on up-and-comers in the EV market, while keeping our eyes peeled for traditional car stocks, a hot topic for our hosts. 

In the spirit of the season, we dish on our favorite Thanksgiving foods and introduce you to the mythical beet sandwich. Will this be the year a $10 Thanksgiving feast goes viral on TikTok? To wrap up, we delve into a sports update and share our current stock picks. Buckle up and let's get started; you don't want to miss this episode of Capitalist Investor."

War for the Tech Giants:
Microsoft and Apple are locked in a battle for world dominance, with Microsoft on its way to overtake its traditional rival. While Apple faces criticism over a perceived lack of innovation, particularly in virtual reality, a wildcard enters the fray. Meta has built a considerable investment footprint in AR and VR technology. The hosts also spotlight Vuzix, a stock specializing in augmented reality glasses and seen as a potential acquisition candidate.

The Illusion of Black Friday and Cyber Monday Discounts:
Once steeped in both anticipation and buyer's remorse, Black Friday and Cyber Monday could potentially lose their luster this year. According to the hosts, packaged goods and appliances might see the biggest price drops, while tech and furniture prices could stagnate. They also discuss how consumer attitudes have shifted, with less confrontation over mispriced items. This trend could affect the sales of big box stores dealing with compressed margins and a reduced sales forecast.

The Unhealthy Reality of Processed Foods:
Thanksgiving brought about a wave of patrons looking for cheap meal options, and the hosts sounded the alarm over heavily processed and unhealthy options. They weigh in on the health implications based on their own experiences with fast food and condemn the false economy and health risks of rock bottom prices when it comes to what we put on our plates.

The Rise of the EV Market:
Amid discussions about growth and green initiatives, electric vehicles (EVs) have piqued the hosts' interest. They cover stock movements from earlier in the year, interest rate hikes affecting businesses, and the current market valuation. The hosts show particular interest in a company with significant potential in the EV space, setting them up as potential winners in the EV market.

OpenAI under the microscope:
The hosts dive into the dismissal of OpenAI's CEO and what that may mean for Microsoft. Speculation arises over how this could affect Microsoft's strategic plans and whether they may incorporate OpenAI's technology into their own products. Similarly, Elon Musk's involvement with OpenAI comes under scrutiny, with speculation mounting about his intentions and any potential developments.

Welcome to the Capitalist Investor podcast! Join hosts Derek, Tony, and Luke as they dive into relevant topics such as inflation, dividend reinvestment programs (DRIP), the Strategic Petroleum Reserve, tipping culture, and NFL updates. They also share their perspective on the economy and market reactions to the recent inflation report.

Tipping Culture: Tony, Derek, and Luke had an engaging discussion on tipping culture in America, bringing about multiple perspectives to the table. While all agreed about generously tipping: hairdressers, bartenders, and restaurant servers, Luke suggested that tipping should always be a personal choice and not a mandatory expectation.

Inflation Report and Its Consequences: The hosts delved deep into the upcoming inflation report, showing a 40% difference between small businesses' perceptions and official data. They discussed Home Depot's prediction of the worst of inflation being over, and concerns about the potential fallout if it reaches 10%.

Dividends Reinvestment and Wash Sales: The conversation took a financial turn as the hosts discussed the risks and drawbacks of Dividend Reinvestment Programs (DRIPs). They also brought forth the concept of wash sales, explaining what they are and the tax strategies to avoid them.

21:05 Government Economics and the Strategic Petroleum Reserve: A riveting discussion followed about government economics and the time it would take to restore the depleted Strategic Petroleum Reserve. The hosts expressed their criticisms and shared their predictions about high US oil production filling the economic gap.

35:20 NFL Games and Betting Odds: The hosts definitely showcased their love for the NFL in this episode. Talking about delineating betting odds for the Browns game, injury updates for players like Deshaun Watson and Nick Chubb, and predictions for the Steelers against the Browns made for an interesting conversation for all the football lovers tuning into this episode.