Estate Attorney Ryan McGuffey (Long Reimer Winegar) joins Mike for a special Capitalize Your Fridays episode on estate planning. They cover common questions about estate planning, such as why it is important, how to start, how to navigate family dynamics, and what digital assets to consider when estate planning.

Mike and Taylor start Capitalize Your Fridays' new 4-part series - Economics Simplified. In this first episode, they discussed the books to look at when trying to dive into economic principles and the concepts behind those principles. The literary works discussed are Economics in One Lesson by Henry Hazlitt and I, Pencil an essay by Leonard Read. Key takeaways are the importance and consideration of long-term effects, avoiding policies with hidden costs, and focusing on coordinating resources to create wealth. Tune in to hear more!

In this episode, Mike interviews guest Bill Johnson, VP of Mountain States at Evertree Insurance. They cover the core principles of Property and Casualty insurance, as well as the real-world applications and benefits of P&C Insurance, including what to look for in a policy and how to avoid common pitfalls.

Timeshares are a common vacation option, but are they worth it? Mike and Taylor discuss the appeal & downsides of timeshares, as well as what to do when you want to get out of one and other vacation alternatives.

2024

When it comes to tailoring Social Security (SS) strategies, many factors play a part including individual circumstances, age, and financial status. But more importantly, it’s best to focus on personalized financial planning, reducing independence on SS, and staying educated around potential SS reforms. We’ve had many clients ask us about the state of Social Security and tips/strategies in making claims, so in this episode we discuss how ALTIUS navigates today’s realities and future uncertainties around social security for its clients.

In this episode, Mike and Taylor provide an introduction to 529 saving strategies as well as consider the new 529 to Roth Conversion Rule. 529 accounts are a savings plan used primarily for college savings, but have been expanded to be used for K-12 tuition, apprenticeships, and even career based education programs

These new changes have the potential to be beneficial to clients and listeners when navigating the best strategy for education savings and what to do with remaining 529 savings after children or grandchildren graduate.

As we approach the end of the year, it is crucial to review tax trading strategies including the practice of tax loss harvesting. Tax loss harvesting is the selling of securities at a loss to offset capital gains taxes. Tune in to hear more about the process of tax loss harvesting and why it's a it’s a valuable tool that ALTIUS Financial uses to not only reduces tax liabilities, but also allow clients to rebalance their portfolios.

After a hiatus over the summer and while Taylor was on maternity leave, ALTIUS Financial's podcast Capitalize Your Fridays is back! We missed our listeners, so we’re back in the studio excited to release new episodes coming soon. Catch up with Mike and Taylor and take a sneak peek at what’s to come on Capitalize Your Fridays.

Let's talk Tik Tok. Is Tik Tok going to get banned? And does even apply to me if I'm not a current user? Mike and Taylor dive into the Tik Tok news and what this could mean for different areas of the US economy.