Ranesha Dean is a branch manager for Caribbean Alliance Insurance Company, a regional general insurance company in the Eastern Caribbean, and is responsible for the Bahamas operations. Her career in the general insurance industry began in 2009, and she has worked in various roles over the years, including sales, underwriting, claims, and compliance. She holds a BA in economics and finance from The University of The Bahamas (formerly College of The Bahamas) and several designations with The Institutes, including the CPCU designation (2022). Ranesha is an avid insurance learner eager to dive into new insurance topics as an aspiring insurance writer. In this episode of In the Know, Chris Hampshire and Ranesha explore the unique challenges of the Caribbean insurance market, the impact of climate change on business, and the impact that her CPCU designation has had on her career.

Key Takeaways

• Ranesha's journey into the insurance market led to branch manager.

• Unique challenges of insurance in the Caribbean.

• Capacity crunch and climate change impacts.

• The response of the insurance industry in the wake of 2019's Hurricane Dorian.

• Technology and IT advances in the Caribbean.

• Ranesha's message to anyone considering joining the insurance industry.

• The impact of the CPCU designation on Ranesha's career.

• Attracting new talent to the industry in the Caribbean.

• Surprises that Ranesha has discovered in her career.

• A five-year look at the future of the Caribbean insurance market.

• Ranesha's CPCU Society advice to her early career self.

In the Know podcast theme music written and performed by James Jones, CPCU, and Kole Shuda of the band If-Then.

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