This week hosts Ryan Henderson and Brett Schafer dig right into their news stories for the week. They start with the not so great Casper S-1 (2:00). Brett introduces Visa's most recent acquisition of a young FinTech startup named Plaid (8:00). For the current state of FinTwit we have a few tweet rants and discuss Twitter's value (14:00). For a quick special this week we have a Worst Ever S-1 Draft (25:00), and as always we have our Hot Water (20:00), FMK (28:00), and Anecdotal Evidence (30:00).