Catapult | ED: NextGen

What is diversification? And how does diversification help you reduce risk in your investments?

It's normal to invest in instruments that offer high returns, but you want to avoid putting all the eggs in one basket. 

In this episode, Tony Catt chats to Catapult Wealth's expert in investment management, Dylan Evans to discuss the pros and cons of diversifying your assets. 

Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

If you aren’t sure whether you need a Will, you are not alone. Many people aged 18-35 are unsure if they need to get a Will and are unaware of the disadvantages of not having one. 

Tony Catt chats to  Suzi Cengarle, a Senior Associate from Bambrick Lawyers who specialises in helping grieving families. 

Dying without a Will is not fun. Listen to this episode to hear Suzi's horror stories about what happens to people who didn't have a Will but needed one. 

Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

What is an SMSF? Should you get one? 

You may have heard people talk about self-managed super funds but is it the right choice for you? 

In this episode, I chat to Catapult Wealth's SMSF expert Dylan Evans, about how they work, why or why you shouldn't get one and the rules of investing with your SMSF. 

Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

Should you invest outside Australia? 

There are many risks associated with international investing and these decisions largely depend on your investment objectives. 

In this episode, Tony chats to Vihari Ross, Head of Research & Portfolio Manager for Magellan Asset Management Limited about the pros and cons of international investments. 

Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

Over the last 10 years, we've seen an evolution of various investment products. These have grown through the marketplace changing and the demand for certain products changing. 

ETF, LIC, SMA - what does it all mean? Which is right for me?

Today Tony interviews Catapult Wealth's Portfolio Manager, Tim Haselum about the various forms of investments. 

Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

When clients looking to invest, the first question we get asked is - who's name should I buy it in? 

Before you purchase an asset it is important to consider the most appropriate investment structure to use. There is no 'one size fits all' structure for investors because everyone's circumstances are different. 

Tony interviews Altitude Advisory's Partner, Kristen Buik about the types of investment structures and how to decide which one suits your needs best. 

Click here to view Entity Struction Comparisons. 

Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

How much do I need for retirement?

You may want to travel the world or downsize and spend time with your friends and family. Regardless of the type of retirement you want, it’s important to have a plan. 

Tony Catt interviews Dylan Evans from Catapult Wealth about preparing your retirement to suit your personal situation, wants, needs and lifestyle expectations.

Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

All parents know that school and university fees can be expensive. We get asked a lot of questions about children's education; how to save for them? Where do I put the money? And what are the most tax-effective options? 
 
Tony interviews Mark Foulis from Catapult Wealth about looking at your options and how to start saving early for your children's future education. 

Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

Tax 

Maybe you’re heading into your first job or thinking about investing in your first property. No matter the reason, it’s understandable that you might not completely understand the income tax system.

But not to worry, we’re here to help. In this episode Tony Catt interviews Michel Zerella, Director of MasterTax, to help explain income tax and tips to maximise your tax return.

Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

Where to start? 

Before you get financial advice, decide what you want to get out of it. This depends on your stage of life, how much money you have, and what you're trying to achieve.

A good adviser will get to know you, keep you informed, and help you achieve your goals. Tony Catt chats to Catapult Wealth Financial Adviser, Dale Martens about choosing an adviser that is right for you and your needs. 

Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.