Catching the Coin

A light and fluffy take on some money issues.

Tim drags me to the mall to replace a 10+ year old suit… a podcast episode ensues… The best part is that I forgot my wallet, lol.

Today, we'll be doing things a bit different and I'll (Troy) be interviewing Tim about his book, Against the Grain. The point of the interview is to help explain the "using non-conventional wisdom" part of our podcast objectives.

Since his book is wholly focused on going against some of today's financial conventional wisdom; it's perfect to use as a template for our explanation.

• Part 1: "Live for Today!"
• Part 2: "Max Out Your 401K"
• Part 3: "Pay Off Your Mortgage"

• Against the Grain [Affiliate Link]

• Realize that many times conventional wisdom stems from an untried or untrue foundation and is only popular because of our herd nature as humans. Strive to be above the herd and be as financially healthy as possible.

If you have a question or comment about today's topic, we invite you to share your thoughts.

The Lighter Side of Money is a shorter, light, and fluffy take on money issues.

Today we share some iPhone apps that are our absolute must-haves. We also argue about screen clutter and the definition of nesting.

Patterns Produce A Product. Think about that.

Besides being a catchy alliteration, it demonstrates the truth that how we habitually act will always produce a result - whether good or bad.

In This Episode We Look At:

• Taking an honest look at ourselves to identify patterns that lead to unwanted products in our finances
• Clearly identifying replacement patterns to achieve desirable financial results (product)
• The myriad benefits of making small adjustments in our financial patterns

Today's Resources and Links:

• Mint

One Thing You Can Do Today to Improve Your Financial World:

• As the video of my golf swing unmistakably displayed my faulty swing pattern- take an objective look at your money patterns. What ONE pattern could you adjust that would give you the greatest improvement in your financial health?

What Are Your Thoughts?

If you have a question or comment about today's topic, we invite you to share your thoughts.

A light and fluffy take on some money issues.

Tim and I discuss the monumental success (or lack thereof) of our conjoined garage sale.

There seems to be a supplement for just about everything concerning the human body. While there's nothing inherently wrong with many supplements on the market these days, it's easy to go overboard. Doing so can negatively impact your financial well-being.

In This Episode We Look At:

• A blogpost by Drew Housman, posted on TheSimpleDollar.com
• When supplement consumption becomes excess
• External "pressures" to purchase supplements
• Some common sense alternatives to many supplements

Today's Resources and Links:

• Source Article

One Thing You Can Do Today to Improve Your Financial World:

• Check your cabinet where you store your vitamins and such. Are there supplements you haven't taken in the last year or two? Chances are, you don't need them. Look to whole foods as a source for your nutrients.

What Are Your Thoughts?

If you have a question or comment about today's topic, we invite you to share your thoughts.

A light and fluffy take on some money issues.

Today, Tim and I beat up some fitness supplement marketing silliness.

Do you recall the time when you had to pay for long distance phone calls? Times seemed to have changed quite quickly.

There are many services that have either evolved or simply become free through fair competition.

Today, we discuss a blogpost written by Holly Johnson for TheSimpleDollar.com.

In This Episode We Look At:

• The many sacred cows that we just assume we need to pay for- not so!

• Free alternatives for such things as Rental Car coverage, ATM fees, credit score services and more

Today's Resources and Links:

• Source Article
• RetailMeNot's Mobile Apps

One Thing You Can Do Today to Improve Your Financial World:

• Don't freely give your money to companies who don't realize that it's 2016! Choose to keep your money and put it to work for you.

What Are Your Thoughts?

If you have a question or comment about today's topic, we invite you to share your thoughts.

A light and fluffy take on some money issues.

Today, Tim wanders around a group of 9 yr olds trying to get some financial advice.

You get an unexpected bonus or tax refund and you're wondering what's the best way to improve your financial picture with those funds. Should you invest it, or should you pay off debt?

Today, we discuss a GetRichSlowly.com article by William Cowie titled "Why investing can be better than repaying debt".

In This Episode We Look At:

• Risks that can be negated by paying off debt. It's not healthy for anyone to make assumptions of future job income.
• Enhancing our lifestyle by eliminating debt. Freedom is far superior to indebtedness .
• The wealth-building benefits of compounding growth. Investing now and consistently for maximization of financial growth.

Today's Resources and Links:

• Link to original article at www.getrichslowly.com

One Thing You Can Do Today to Improve Your Financial World:

• Strike a balance and split "extra" money between eliminating debt and investing. Time is a crucial factor in both areas.

What Are Your Thoughts?

If you have a question or comment about today's topic, we invite you to share your thoughts.