Chad Burton, CFP®, discusses several questions facing those planning for retirement.  Topics discussed include: *  ETF news including frontier markets*  Emerging markets and foreign bond funds *  Phone calls on Ira to Roth conversions *  Where to invest emergency funds

*  Why annuities are bad for young investors *  Value versus momentum investing*  Aging population may help keep rates lowEmail your money question to [email protected], or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.newFocusFinancial.com.