Canada's Department of Finance closed its Budget 2026 pre-budget consultations on September 8, 2026 — the same day Canada's newest round of counter-tariffs on American goods took effect. In this episode, Charles Ndegwe, CPA, CGA, FCCA and founder of CNA Professional Accountants Corp., sits down to unpack what that timing actually means for Ontario business owners and Canadian taxpayers.
Charles explains why "the consultations" were never really one event but two: a public-facing summer tour that gathered sentiment from everyday Canadians, and a quieter House of Commons Standing Committee on Finance process where groups like CPA Ontario, CALU, and Certified Professional Bookkeepers of Canada filed detailed technical submissions months earlier. He digs into the numbers behind CPA Ontario's own member survey, where a majority of Ontario CPAs called the current tax system overly complex, and explains what that means heading into a budget shaped by an active trade dispute.
Listeners will also hear Charles's take on the capital gains inclusion rate reversal from 2024 and 2025, and why he tells his own clients to plan around the tax rules that exist today, not the ones making headlines.
A practical, grounded conversation for anyone trying to make sense of Budget 2026 before it's tabled this fall. New episodes from CNA Professional Accountants Corp. cover Canadian tax and business topics in plain language, episode after episode.

In this episode, Charles Ndegwe, CPA joins us to unpack the enhanced GST/HST New Housing Rebate — a program many first-time home buyers in Canada haven't heard of, but one that could save them tens of thousands of dollars on a newly built home. We talk through the eligibility rules, the difference between qualifying and non-qualifying properties, how the rebate amount changes depending on purchase price, and why the timing of your Agreement of Purchase and Sale matters. Charles also shares what documents buyers should hold on to and why speaking with an accountant before closing can prevent costly surprises. If you're a first-time buyer trying to make sense of new housing incentives, or an advisor who wants a clear explanation to share with clients, this conversation lays it out in plain terms. Full article and breakdown: https://cnaprofessionalaccountants.com/government-scheme-on-buying-first-new-home-in-canada-explained-by-charles-ndegwe/

Charles Ndegwe, founder of CNA Professional Accountants Corp., joins to talk about the difference between knowing your numbers and knowing what's next. He shares why he built a new Forecasting and Budgeting Service for businesses across Canada, how it ties directly into a client's tax calendar and chart of accounts, and what he tells lenders and business owners who want a projection they can actually trust. A conversation for any owner tired of guessing.

In this episode, we simplify what happens when you miss the Canadian tax filing deadline and why the consequences can escalate quickly. We discuss late-filing penalties, unpaid tax interest, and the difference between owing money versus expecting a refund. Whether you are self-employed, a salaried employee, or dealing with old unfiled returns, this conversation will help you understand the risks and the next best move.
Also read this article: https://www.apsense.com/article/884283-forgot-to-file-your-canadian-tax-return-on-time-a.html

Charles Ndegwe didn't take a conventional path to building his business — and in this conversation, he doesn't give conventional answers.

Charles is the founder of CNA Professional Accountants Corp., based in Fergus, Ontario. In this episode, he walks through his entrepreneurial journey — the decisions he made early on, the philosophy he developed over years of running a firm, and what he's learned about building trust with clients in a community-driven market.

He's refreshingly direct about what worked, what didn't, and what he'd do differently. If you run a small business, or you're thinking about starting one, this episode is worth your time.

Topics covered: entrepreneurship in small-town Ontario, building a professional practice, the mindset behind long-term business success, and why Charles believes community matters more than marketing.

Read complete interview at: https://charlesndegwe.substack.com/p/from-numbers-to-strategy-a-conversation

20–25 minute episode that converts Charles Fergus’s blog advice into a conversational guide to T1 personal returns. Covers real-world examples, common pitfalls, and simple record-keeping habits to save time and money. Great for commuters and professionals who want clear, actionable tax tips without the jargon.
Detailed Guide: https://charlesndegwefergus.wordpress.com/2026/06/04/valuable-tips-on-personal-tax-t1-returns-shared-by-charles-ndegwe-of-fergus/

Welcome to Balance Sheet — a podcast by CNA Professional Accountants Corp. that cuts through the financial noise and gives Canadian entrepreneurs the real, practical advice they need to succeed. Each episode features in-depth conversations with the CNA team, guest business owners, and financial experts covering topics like year-end tax planning, navigating CRA audits, maximizing deductions, understanding corporate vs. personal tax structures, and building financial systems that scale with your business. No fluff, no jargon — just honest, expert guidance you can act on immediately. New episodes every week. Subscribe on Spotify, Apple Podcasts, or wherever you listen, and visit https://cnaprofessionalaccountants.com to learn more about the team behind the show.

In this episode, tax expert Charles Ndegwe of Fergus unpacks the widespread myth that you can never claim a non‑resident spouse on your Canadian tax return.

Drawing on insights from his written guide, Charles Ndegwe of Fergus explains how financial support, worldwide income, and proper documentation determine eligibility for the spousal credit, giving listeners clear, actionable guidance.