Investing always seemed like an out of reach thing for me. I've had a retirement account at work & I opened up a ROTH IRA at some point but I finally made the decision to invest part of my savings....
Investing IS within your reach! And, you don't have to have tons of money to start. You can buy a share of stock for $30 and viola, you're an "investor."
Getting past your fear by understanding the lay of the land is the first step. YES, there is RISK but, YES, there can also be reward.
[While I do have a Master's Degree in Family & Consumer Science with a specialization in Family Financial Planning, and I have successfully passed the Accredited Financial Counselor (AFC) Exam (in the process of earning the hours to have the designation), I am NOT a Financial Advisor or a Registered Investment Advisor (RIA). This episode is intended to educate regarding investing but not to provide investment advice.]