Some trade deals, such as NAFTA, are over 23 years old. Current deals with China were created when China was considered an emerging market. The Chinese economy is much larger today and deals must be reviewed. Renegotiating trade agreements is one cause for the current market volatility. Other topics include:

• Postal service problems

• FDIC insurance

• Why all-in/all-out sector strategy can damage your portfolio long term

• HELOC tax deductions

• Updating IRA beneficiaries