Early Retirement Roadmap

Choppy Markets? Use This Retirement Defense Plan


Listen Later

Market volatility and choppy markets can wreck retirement plans—if you react the wrong way. In this episode, I share a simple framework to stay calm, avoid panic selling, and protect your long-term investing plan.

If you’re investing for retirement (or already retired), the goal isn’t to predict the market. It’s to have a repeatable plan for choppy years—so you don’t make permanent mistakes in temporary fear.

In this episode, you’ll learn how to:

  • Build the right cash buffer (based on what income doesn’t cover)
  • Install “panic brakes” so headlines don’t control your decisions
  • Rebalance with rules (not vibes) to stay on track
  • Spot hidden portfolio fragility before it hurts you
  • Use a down-market spending plan to avoid selling stocks at the worst time
  • Use tax-loss harvesting as a productive move when markets are down
  • ❤️ Depending on the platform you're listening on, please Like, Subscribe, Follow & Share, and leave a positive review if you found this episode helpful!

    📊 Resources mentioned in this episode:  

    - Click here for the free MAGI Calculator Template (Microsoft Excel download). Use it to estimate your MAGI for ACA plans.

    - Click here for the free early retirement checklist, 12 Must-Do Steps to Retire Sonner and Smarter

    📺 When you're not on the go, check out my Early Retirement Roadmap YouTube Channel: https://youtube.com/@EarlyRetirementRoadmap?sub_confirmation=1

    🌐 More from me:

    All my videos, podcast episodes, and freebies: https://mikeupland.com

    💼 My Favorite Retirement Planning Tool! If you’re serious about planning for retirement, you’ve got to check out Boldin. It’s a powerful tool that helps you map out your financial future—whether you’re a DIY planner or just want to stress-test your retirement strategy.

    👉 Try Boldin here: https://go.boldin.com/earlyretirementroadmap

    Disclosure: This is an affiliate link, which means I earn a small commission if you decide to go on the paid plan after a free 2-week trial, or you can remain on the free plan, but I highly recommend the paid plan to use all its robust features! I personally use it for my retirement planning and love it! This link doesn’t cost you anything extra and helps to support the content I create. Thank you!

    ☕ Support: [Buy me a coffee](https://buymeacoffee.com/mikeupland.com)

    DISCLAIMER: This podcast is for educational purposes only and reflects my personal experience and research. It is not financial, tax, legal, or investment advice. Always consult with qualified professionals before making major retirement or financial decisions. I am not responsible for any loss or damages resulting from reliance on this information.

     

    ...more
    View all episodesView all episodes
    Download on the App Store

    Early Retirement RoadmapBy Mike Upland

    • 5
    • 5
    • 5
    • 5
    • 5

    5

    9 ratings


    More shows like Early Retirement Roadmap

    View all
    Sound Retirement Radio by Jason Parker

    Sound Retirement Radio

    451 Listeners

    Your Money, Your Wealth by Joe Anderson, CFP® & Alan Clopine, CPA of Pure Financial Advisors

    Your Money, Your Wealth

    817 Listeners

    Retirement Answer Man by Roger Whitney, CFP®, CIMA®, RMA, CPWA®

    Retirement Answer Man

    1,317 Listeners

    Retire Sooner with Wes Moss by Wes Moss

    Retire Sooner with Wes Moss

    452 Listeners

    Retirement Starts Today by Benjamin Brandt CFP®, RICP®

    Retirement Starts Today

    549 Listeners

    The Retirement and IRA Show by Jim Saulnier, CFP® & Chris Stein, CFP®

    The Retirement and IRA Show

    757 Listeners

    Big Picture Retirement® by Devin Carroll, CFP® & John Ross, JD

    Big Picture Retirement®

    550 Listeners

    Stay Wealthy Retirement Podcast by Taylor Schulte, CFP®

    Stay Wealthy Retirement Podcast

    685 Listeners

    Retire With Purpose - The Retirement Podcast by Casey Weade

    Retire With Purpose - The Retirement Podcast

    579 Listeners

    Ready For Retirement by James Conole, CFP®

    Ready For Retirement

    835 Listeners

    The Rob Berger Show by Rob Berger

    The Rob Berger Show

    206 Listeners

    Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance) by Ari Taublieb, CFP®, MBA

    Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance)

    591 Listeners

    Retirement Planning Education, with Andy Panko by Andy Panko

    Retirement Planning Education, with Andy Panko

    1,067 Listeners

    Retirement Answers by Jacob Duke, CFP®

    Retirement Answers

    101 Listeners

    Retire Early, Retire Now! by Hunter Kelly

    Retire Early, Retire Now!

    19 Listeners