The forbearance and foreclosure moratoriums are set to end--and the CFPB says to servicers--do you job.  What does that mean for the home borrower?  Take a listen. 

Questions about your mortgage, call me at 619-818-2992.  I'd love to help you. 

Chris Spade

Keller Williams

CA BRE #01785713

CA BRE #01295699

The forbearance time period is about to end and you need to know what your repayment options are.  Today we talk about what those options are and what you can expect. 

Have questions about your mortgage?  Call me at 619-818-2992.  I'm happy to answer those questions for you. 

Chris Spade

Keller Williams

CA BRE #01785713

CA BRE #01295699

Under the CARES Act the deadline for mortgage forbearance is ending.  What you need to know before you get caught off guard.  The best thing I can recommend....answer you phone!  

Take a listen to what you need to know and as always if you have any questions, please reach out to me.  I want to be your resource. My cell is 619-818-2992. 

Chris Spade

Keller Williams

CA BRE #01785713

CA BRE #01295699

Are you ready to make 2021 the year that you buy a home?  If you are, there are some things that you can start doing now to make that process easier.  Take a listen and check out what they are. 

Questions?  Call me at 619-818-2992.  I'd love to help you. 

Chris Spade

Keller Williams

CA BRE #01785713

CA BRE #01295699

That dreadful "B" word that no one likes to talk about--Budget.  Let's face it, if you want to do right by your credit and buy a house it's the only way to go.  Budgeting takes some work and discipline but if done correctly, it can help you save for a downpayment--FAST!!  To see where you might be spending more than you should, take a listen, you might be surprised with how much you can save. 

Questions?  Feel free to reach out to me at 619-818-2992.  I'd love to help. 

Chris Spade

Keller Williams San Diego Metro

CA BRE #01785713

CA BRE #01295699

Nobody likes it, but let's face it, in order to buy a home you need to show the lender that you're a good credit risk.  The higher the score the less of a risk, the lower the score the higher the risk.  

Well, there are five things that you can do to help change the factor of your credit score.  We go over those, plus the things that make up your credit score to help you get in a better position to buy a home.  Remember, buying a home is a marathon, not a sprint.  Questions?  Call me at 619-818-2992.  I'd love to help you out.  

Chris Spade

Keller Williams

CA BRE #01785713

CA BRE #01295699

Well, the numbers don't lie.  The real estate market is on fire.  We are seeing a increase of over $100,000 in just one year.  Take a listen to where the numbers are at.

Questions, call me at 619-818-2992.  I'm happy to go over them with you.

Chris Spade

Keller Williams

CA BRE #01785713

CA BRE #01295699

Let's face it, right now, there are less than 3000 homes on the market in San Diego County.  That means that sellers are in the driver's seat.  Be wary though, buyers, they aren't fooled.  They know what a good value is and what's not.  Today, we talk about the 18 things that you can do to get your home sold in this market.  

Questions?  Call me at 619-818-2992.  I'd love the opportunity to speak to you. 

Chris Spade

Keller Williams San Diego Metro

CA BRE #01785713

CA BRE #01295699

To sell or not to sell during the holiday's that is the question.  There are a lot of people who think, "why on earth would I sell my home during the holidays?" Well, I'm here to tell you that you may want to think twice.  Today, we go over the four reasons you will want to sell your home during the holiday, 

Questions about selling your home?  Call me at 619-818-2992.  I'd love to chat with you. 

Chris Spade

Keller Williams

CA BRE #01785713

CA BRE #01295699

This fire season has been devastating for California.  Since January there have been an estimated 8,100 wildfires across the state, and 96,000 residents displaced from their homes.  Today, we talk to State Farm Agent Dorian Brewer about what you need to know to see if your home has enough insurance on it, incase you are caught in a firestorm. 

Questions about buying a home, selling a home or investing in real estate?  Call me at 619-818-2992.  I'd love the opportunity to chat with you. 

Chris Spade

Keller Williams

CA BRE #01785713

CA BRE #01295699