It’s Christmas 2025, and the season of shopping, gift-giving, and holiday travel is in full swing. But with high prices and rising expenses, many Filipinos are asking the same question: How do I make the most of my 13th month pay and Christmas bonus this year?

In this special holiday rerun, we revisit a listener favorite on smart spending and financial planning. Learn practical tips on budgeting, paying off debt, setting financial goals, and making intentional choices with your money—so you can enjoy the holidays without the January regrets.

If you're looking for guidance on how to use your bonus wisely, avoid impulsive holiday spending, or start investing for the future, this episode is for you.

This episode was produced and engineered by Anthony Tobias. Jaemark Tordecilla is our editor-at-large.

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